Alma Ramirez
Merced,CA
Summary
Junior Escrow Officer with 32+ years of title company escrow experience to facilitate closing process from acceptance of purchase contract through issuance of title insurance policy. Familiar with standard concepts, practices and procedures within escrow and title industry. Completes property transactions while delivering high level of expertise and impressive customer service to clients.
Overview
11
11
years of professional experience
Work History
Jr. Escrow Officer
Orange Coast Title Company
06.2018 - 10.2023
- Streamlined escrow processes by implementing efficient organizational systems and maintaining clear communication with all parties involved.
- Reduced closing time for transactions by diligently reviewing documents and promptly addressing discrepancies.
- Enhanced client satisfaction with exceptional customer service, prompt responses to inquiries, and thorough explanations of the escrow process.
- Collaborated with real estate agents, lenders, and attorneys to ensure smooth and timely transaction closings.
- Managed a high volume of escrow files, ensuring accuracy in documentation and disbursement of funds.
- Supported senior escrow officers with daily administrative tasks to facilitate optimal workflow efficiency.
- Prepared comprehensive settlement statements by verifying financial calculations, fees, and tax adjustments for accuracy.
- Expedited wire transfers through close monitoring of incoming/outgoing wires as well as timely coordination with banks or other financial institutions.
- Fostered strong relationships with clients and business partners by consistently demonstrating professionalism and reliability throughout the entire escrow process.
Junior Escrow Officer
Cornerstone Title Company
02.2013 - 06.2018
- Streamlined escrow processes by implementing efficient organizational systems and maintaining clear communication with all parties involved.
- Reduced closing time for transactions by diligently reviewing documents and promptly addressing discrepancies.
- Enhanced client satisfaction with exceptional customer service, prompt responses to inquiries, and thorough explanations of the escrow process.
- Collaborated with real estate agents, lenders, and attorneys to ensure smooth and timely transaction closings.
- Managed a high volume of escrow files, ensuring accuracy in documentation and disbursement of funds.
- Supported senior escrow officers with daily administrative tasks to facilitate optimal workflow efficiency.
- Expedited wire transfers through close monitoring of incoming/outgoing wires as well as timely coordination with banks or other financial institutions.
- Facilitated seamless transitions between opening, processing, and closing stages of escrow cases by maintaining diligent record-keeping practices.
- Performed thorough audits on closed files to ensure compliance with company standards and industry regulations, minimizing potential risks for all parties involved.
Education
GED -
Yerba Buena High School
San Jose, CA05.1981
Skills
- Loan Document Packages
- Property Research
- Document Preparation
- Notary Public
- Closing Document Preparation
- Legal Compliance
- Funds Disbursement
- Title Document Review
- Customer Service
- Active Listening
- Problem Solving
- Multitasking Abilities
- Time Management
- Closing Coordination
- Attention to Detail
- Contracts Understanding
Accomplishments
- Collaborated with team of in the development of Escrow Closings.
- Documented and resolved issue which led to results to close in timely manner .
Timeline
Jr. Escrow Officer
Orange Coast Title Company
06.2018 - 10.2023
Junior Escrow Officer
Cornerstone Title Company
02.2013 - 06.2018
GED -
Yerba Buena High School
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