My goal is to obtain a position that allows me to utilize my experience in Lending and Real Estate along with my organizational skills. My proven strengths include being a highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. self-starter, ability to prioritize and work well under pressure, and have excellent time management skills. I am accountable and consistently demonstrating a high level of ownership and initiative.
Overview
24
24
years of professional experience
1
1
Certification
Work History
Senior Underwriter-
1128 Capital LLC
Dallas, TX
08.2020 - Current
Review loan tapes to determine what loans meet our guidelines for purchase.
Evaluated borrower's financial information, including credit history, income, and assets to determine loan viability and risk.
Analyzed property appraisals to ensure AS IS and ARV value is accurate.
Review and approve construction budget
Managed loan pipeline to ensure timely processing and adherence to deadlines.
Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
Analyzed data related to comparable sales in the area to establish accurate market values for properties.
Review insurance coverage to ensure it meets our guidelines
Reviewed purchase contracts and agreements.
Senior Associate-
Easy Street Capital Investments
Austin
01.2018 - 08.2020
Lead the closing process for Originations.
Create an electronic closing folder and request all required documents.
Review the Title commitment for any issues or concerns.
Order appraisal, BPO, and Exterior Inspection.
Review budget.
Pull Credit Report and Background.
Prepare closing loan documents once loan is clear to close
Review HUD and approve.
Track cash management based on expected closings to ensure liquidity meets funding lenders, to ensure we are staying within our contractual timelines.
Managed pipeline of loans ensuring that all deadlines are met and loans progress to closing.
Reviewed credit reports and financial information to evaluate creditworthiness of applicants.
Compliance Manager-
Aslan Residential / Genesis Realty
San Diego, CA
06.2011 - 05.2017
Monitored progress of each transaction from contract to close.
Communicated effectively with clients, agents and other parties involved in the transaction.
Provided support to agents during the negotiation process of purchase agreements.
Developed strategies for improving efficiency of processes associated with real estate transactions.
Worked closely with escrow officers to ensure smooth closings.
Ensured compliance with state regulations regarding real estate transactions.
Managed contracts, negotiations and all aspects of sales to finalize purchases and exceed customer expectations
Create seller disclosure package
Resolved issues that may arise throughout the transaction process.
Collaborated with escrow companies, lenders and home inspectors to fulfill terms and conditions of purchase agreements.
Ensure seller has completed and signed all disclosures correctly.
Order NHD report, order termite inspection when required
Review file to ensure all documents are received and executed per the DRE regulations.
Verify all repairs are completed and coordinate final walk through.
Operations Manager-
INSTACLOSE REAL ESTATE
La Jolla, CA
08.2007 - 06.2011
Managed staffing needs through recruitment, selection, onboarding and training, disciplinary action as necessary.
Facilitate communications between all parties involved in the escrow transaction: listing and selling agents, broker, escrow, closing coordinators, asset managers, lenders, inspectors, contractors, etc.
Ensured Asset Managers are communicated with on a weekly basis regarding the status of the escrow files and to assist in maintaining brokers' rating with the Asset Management Companies.
Developed and managed our company booth at trade shows.
Coordinated all company meetings, training, and events.
Responsible for job postings, reviewing resumes and conducting interviews, hiring, conducting employee reviews, and termination.
Developed key performance indicators to measure effectiveness of operational processes.
Assessed employee development needs and provided feedback on their progress towards meeting goals.
Monitored and improved efficiency of processes, team performance, and customer service.
Directed operations staff by providing guidance, training, and support in order to meet company objectives.
Developed and implemented operational procedures to ensure quality standards are met.
Supervised day-to-day workflow of employees in order to maximize productivity and maintain quality standards.
Transaction Manager-
PRUDENTIAL CA REALTY
Chula Vista, CA
05.2000 - 06.2007
Worked with two Top Producing Sales Teams; Both were in the top 5% Nationwide Closed over 300 transactions per year
Provided an elevated customer experience to generate a loyal clientele.
Monitored progress of each transaction from contract to close.
Communicated effectively with clients, agents and other parties involved in the transaction.
Reviewed, revised and processed all documents related to real estate transactions.
Provided support to agents during the negotiation process of purchase agreements.
Worked closely with escrow officers to ensure smooth closings.
Coordinated inspections, appraisals, title searches and other tasks associated with real estate transactions.
Ensured compliance with state regulations regarding real estate transactions.
Assisted clients with the completion of contracts, forms and disclosures.
Collaborated with escrow companies, lenders and home inspectors to fulfill terms and conditions of purchase agreements.
Chief Accounting Officer/Financial Controller at Eastcor Land Services, Inc., LendVent Realty Capital LLC, CityRize LLCChief Accounting Officer/Financial Controller at Eastcor Land Services, Inc., LendVent Realty Capital LLC, CityRize LLC