Summary
Overview
Work History
Skills
Certification
Languages
References
Timeline
Generic
ALMA RODRIGUEZ

ALMA RODRIGUEZ

Chula Vista,CA

Summary

My goal is to obtain a position that allows me to utilize my experience in Lending and Real Estate along with my organizational skills. My proven strengths include being a highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. self-starter, ability to prioritize and work well under pressure, and have excellent time management skills. I am accountable and consistently demonstrating a high level of ownership and initiative.

Overview

24
24
years of professional experience
1
1
Certification

Work History

Senior Underwriter-

1128 Capital LLC
Dallas, TX
08.2020 - Current
  • Review loan tapes to determine what loans meet our guidelines for purchase.
  • Evaluated borrower's financial information, including credit history, income, and assets to determine loan viability and risk.
  • Analyzed property appraisals to ensure AS IS and ARV value is accurate.
  • Review and approve construction budget
  • Managed loan pipeline to ensure timely processing and adherence to deadlines.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
  • Analyzed data related to comparable sales in the area to establish accurate market values for properties.
  • Review insurance coverage to ensure it meets our guidelines
  • Reviewed purchase contracts and agreements.

Senior Associate-

Easy Street Capital Investments
Austin
01.2018 - 08.2020
  • Lead the closing process for Originations.
  • Create an electronic closing folder and request all required documents.
  • Review the Title commitment for any issues or concerns.
  • Order appraisal, BPO, and Exterior Inspection.
  • Review budget.
  • Pull Credit Report and Background.
  • Prepare closing loan documents once loan is clear to close
  • Review HUD and approve.
  • Track cash management based on expected closings to ensure liquidity meets funding lenders, to ensure we are staying within our contractual timelines.
  • Managed pipeline of loans ensuring that all deadlines are met and loans progress to closing.
  • Reviewed credit reports and financial information to evaluate creditworthiness of applicants.

Compliance Manager-

Aslan Residential / Genesis Realty
San Diego, CA
06.2011 - 05.2017
  • Monitored progress of each transaction from contract to close.
  • Communicated effectively with clients, agents and other parties involved in the transaction.
  • Provided support to agents during the negotiation process of purchase agreements.
  • Developed strategies for improving efficiency of processes associated with real estate transactions.
  • Worked closely with escrow officers to ensure smooth closings.
  • Ensured compliance with state regulations regarding real estate transactions.
  • Managed contracts, negotiations and all aspects of sales to finalize purchases and exceed customer expectations
  • Create seller disclosure package
  • Resolved issues that may arise throughout the transaction process.
  • Collaborated with escrow companies, lenders and home inspectors to fulfill terms and conditions of purchase agreements.
  • Ensure seller has completed and signed all disclosures correctly.
  • Order NHD report, order termite inspection when required
  • Review file to ensure all documents are received and executed per the DRE regulations.
  • Verify all repairs are completed and coordinate final walk through.

Operations Manager-

INSTACLOSE REAL ESTATE
La Jolla, CA
08.2007 - 06.2011
  • Managed staffing needs through recruitment, selection, onboarding and training, disciplinary action as necessary.
  • Facilitate communications between all parties involved in the escrow transaction: listing and selling agents, broker, escrow, closing coordinators, asset managers, lenders, inspectors, contractors, etc.
  • Ensured Asset Managers are communicated with on a weekly basis regarding the status of the escrow files and to assist in maintaining brokers' rating with the Asset Management Companies.
  • Developed and managed our company booth at trade shows.
  • Coordinated all company meetings, training, and events.
  • Responsible for job postings, reviewing resumes and conducting interviews, hiring, conducting employee reviews, and termination.
  • Developed key performance indicators to measure effectiveness of operational processes.
  • Assessed employee development needs and provided feedback on their progress towards meeting goals.
  • Monitored and improved efficiency of processes, team performance, and customer service.
  • Directed operations staff by providing guidance, training, and support in order to meet company objectives.
  • Developed and implemented operational procedures to ensure quality standards are met.
  • Supervised day-to-day workflow of employees in order to maximize productivity and maintain quality standards.

Transaction Manager-

PRUDENTIAL CA REALTY
Chula Vista, CA
05.2000 - 06.2007
  • Worked with two Top Producing Sales Teams; Both were in the top 5% Nationwide Closed over 300 transactions per year
  • Provided an elevated customer experience to generate a loyal clientele.
  • Monitored progress of each transaction from contract to close.
  • Communicated effectively with clients, agents and other parties involved in the transaction.
  • Reviewed, revised and processed all documents related to real estate transactions.
  • Provided support to agents during the negotiation process of purchase agreements.
  • Worked closely with escrow officers to ensure smooth closings.
  • Coordinated inspections, appraisals, title searches and other tasks associated with real estate transactions.
  • Ensured compliance with state regulations regarding real estate transactions.
  • Assisted clients with the completion of contracts, forms and disclosures.
  • Collaborated with escrow companies, lenders and home inspectors to fulfill terms and conditions of purchase agreements.

Skills

  • Detail-oriented
  • Fluent in Spanish
  • Task-oriented
  • Risk Management

Certification

  • CA Real Estate Salesperson License DRE# 01290000

Languages

Spanish
Native/ Bilingual

References

References available upon request.

Timeline

Senior Underwriter-

1128 Capital LLC
08.2020 - Current

Senior Associate-

Easy Street Capital Investments
01.2018 - 08.2020

Compliance Manager-

Aslan Residential / Genesis Realty
06.2011 - 05.2017

Operations Manager-

INSTACLOSE REAL ESTATE
08.2007 - 06.2011

Transaction Manager-

PRUDENTIAL CA REALTY
05.2000 - 06.2007
ALMA RODRIGUEZ