CFO and Finance Executive with 31+ years of leadership across Banking, Consulting, Consumer Electronics, Waste Management, and EdTech. Deep expertise in FP&A, debt/equity fundraising, cash flow and working capital management, governance and compliance, investor relations, and treasury. Consistently unlocks value through restructuring, project re-prioritization, disciplined cost optimization, and risk management to build financial resilience for SMEs, corporate, and high-growth startups. Board-facing leader with proven success in securing capital, strengthening controls, and enabling scalable growth.