Alyssa Ramroop
New York
Summary
Financial Crime and Due Diligence Analyst with 6+ years of experience supporting and operating within established AML, sanctions, and fraud risk frameworks at global banking institutions in New York. Experienced in conducting complex Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) on customers and counterparties, evaluating cross-border transactional risk, and drafting regulatory-defensible Suspicious Activity Reports (SARs). Strong knowledge of U.S. financial crime regulatory requirements including BSA, OFAC, and FinCEN guidance, with demonstrated ability to assess emerging risk typologies and contribute to control enhancement initiatives.
Overview
6
6
years of professional experience
Work History
AML Analyst
Bank of China
New York, NY
11.2023 - Current
- Operate within established AML and sanctions control frameworks to assess cross-border wire activity and high-risk customer relationships.
- Perform Enhanced Due Diligence on customers and counterparties, including ownership, source of wealth, and adverse media analysis.
- Evaluate transactional activity for money laundering, sanctions, and fraud exposure in alignment with BSA and OFAC requirements.
- Draft detailed investigative narratives to support escalation governance and regulatory defensibility.
- Identify emerging typologies and contribute to ongoing enhancement of internal control procedures.
- Supported documentation readiness for internal audit and regulatory examination reviews.
AML Analyst (Contract)
Bank of China Engagement
New York, NY
03.2022 - 11.2023
- Reviewed AML alerts and referrals, assessing financial crime risk exposure and determining escalation outcomes.
- Conducted open-source and database research to evaluate customer risk profiles and adverse media exposure.
- Ensured documentation standards supported internal quality assurance and regulatory expectations.
KYC Analyst (Contract)
Citi Private Bank
New York, NY
09.2021 - 03.2022
- Conducted CDD and account activity analysis for high-net-worth clients within a regulated private banking environment.
- Exercised independent judgment in SAR escalation determinations.
- Prepared BSA-related reports including SARs and CTRs.
Compliance Analyst (Contract)
Chase Bank
New York, NY
06.2021 - 09.2021
- Performed account investigations to assess AML and fraud risk exposure.
- Prepared SAR and CTR documentation in compliance with regulatory requirements.
PPP Loan Processing Analyst (Contract)
Large Regional Bank
02.2021 - 06.2021
- Conducted quantitative risk analysis of credit, cash flow, and collateral to assess eligibility and potential fraud risk.
- Escalated high-risk applications and supported risk mitigation decisions.
AML/KYC Analyst (Contract)
USAA
09.2019 - 01.2021
- Researched, drafted, and reviewed Suspicious Activity Reports in compliance with federal regulations.
- Performed Enhanced Due Diligence and recommended risk-based account actions.
Education
Master of Science - Criminology & Criminal Justice
The University of Tampa
Bachelor of Science - Criminology
The University of Tampa
Skills
- Financial Crime Framework Implementation & Risk Assessment
- Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD)
- AML Investigations & Escalation Governance
- Sanctions Compliance (OFAC Screening & Analysis)
- Suspicious Activity Report (SAR) Drafting
- Cross-Border & Wire Transaction Analysis
- Regulatory Compliance (BSA, USA PATRIOT Act, FinCEN)
- Governance & Management Reporting (MI & Metrics)
- Control Testing & Process Enhancement
- Complex Ownership Structure & Source of Wealth Review
- Awareness of Emerging Financial Crime Risks in Digital Asset & Tokenization Environments
Timeline
AML Analyst
Bank of China
11.2023 - Current
AML Analyst (Contract)
Bank of China Engagement
03.2022 - 11.2023
KYC Analyst (Contract)
Citi Private Bank
09.2021 - 03.2022
Compliance Analyst (Contract)
Chase Bank
06.2021 - 09.2021
PPP Loan Processing Analyst (Contract)
Large Regional Bank
02.2021 - 06.2021
AML/KYC Analyst (Contract)
USAA
09.2019 - 01.2021
Bachelor of Science - Criminology
The University of Tampa
Master of Science - Criminology & Criminal Justice
The University of Tampa