Summary
Overview
Work History
Education
Government Experience
Certifications and Licenses
Certification
Timeline
Generic

Ama Stanley

Wesley Chapel

Summary

Dynamic and accomplished Legal and Compliance Professional with extensive expertise in financial services, regulatory compliance, and government affairs. Over 15+ years of delivering strategic legal counsel to drive business growth while mitigating risk, managing complex regulatory landscapes, and addressing high-profile escalations.


Proven leader in payments law, fraud management, and policy development. Versatile communicator with a record of shaping impactful strategies in financial and governmental sectors. Passionate about leveraging my expertise to serve as a Presidential Advisor or Deputy Ambassador focusing on African or Women Affairs.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Vice President, Lead Counsel

Citibank, N.A
11.2023 - Current
  • Provide expert legal counsel on Reg E, Reg CC, Real Time Payments (RTP), FedNow, Zelle Transfers, Wire Transfers, Electronic Funds Transfers (EFTs), ATMs, scams, fraud, checks and other payments law matters to Retail Personal Banking Operations, Branch Banking, and Fraud Teams
  • Drive strategic business decisions while mitigating regulatory and operational risks, ensuring compliance with evolving consumer protection laws, including the Electronic Funds Transfer Act, Reg E, and related regulations
  • Regularly update and enhance policies and procedures to align with regulatory changes and best practices
  • Strategically improve Reg E controls through active participation in monthly governance meetings with senior management to address audit findings and enhance compliance
  • Support the business in successfully passing internal and external audits through meticulous legal reviews and stakeholder collaboration
  • Spearhead marketing reviews for compliance with legal standards and industry’s best practices
  • Address and resolve high-profile escalated complaints, including those directed at senior management and the CEO
  • Contributed to enhanced efficiency and risk mitigation by designing and implementing streamlined processes for legal issue resolution
  • Enhanced Reg E complaint resolution processes, leading to improved compliance and customer satisfaction metrics
  • Successfully managed multiple cross-functional projects, balancing legal compliance with strategic business growth

Document Review Attorney (Project Based) and Compliance Mgr.

Consilio, LLC/ManPower Group/TwinStar
04.2017 - 11.2024
  • Worked with various Law Firms to review, summarize, redact, and highlight critical provisions in 1000+ electronic documents related to antitrust, patent, insurance, pharmaceutical, biomedical, technology, and SEC investigations to prepare for trials
  • Supervised over 500 financial advisors on regulatory matters to drive 100% adherence to Reg BI Sales Practice and the Department of Labor investment rules at a Fortune 500 Insurance company’s Wealth Management Division
  • Managed the Compliance Department and was responsible for the annual compliance training for all employees in a credit union
  • Delivered legal guidance on consumer protection laws and regulatory compliance, supporting leadership teams in decision-making
  • Provided insights and solutions during regulatory exams, achieving 100% compliance and successfully helped the credit union pass their safety and soundness audit

Compliance Supervisory Principal (Contract)

National Securities Corporation
04.2019 - 05.2020
  • Managed investigations and regulatory responses for SEC and FINRA compliance, ensuring adherence to complex regulatory requirements
  • Supervised financial transactions, detecting and mitigating compliance risks across thousands of daily trades
  • Approved and resolved 500 daily trades and money movements, including FinCEN 314(a) alerts, ensuring timely and compliant financial transactions
  • Investigated privacy breach, AML Suspicious account activities and filed SAR reports when needed
  • Collaborated with the Head of AML in managing the AML compliance program and implementing new regulatory requirements, resulting in an 80% reduction in compliance gaps

Rule 144 Compliance Officer

Bank of America/Merrill Lynch
04.2015 - 02.2017
  • Analyzed internal business systems and reviewed financial filings (10k, 10K, 8 K) for Fortune 100 companies to ensure compliance with industry regulations including Rule 144 of the 33 Securities Act, and ethical standards
  • Improved risk management and achieved 100% compliance adherence by providing advice, guidance, and direction to multiple financial advisors and business units on restricted stock issues
  • Oversaw, monitored, and approved over 5000 trades made by financial advisors to ensure strict SEC compliance, minimize risk exposure, and improve trade accuracy

Sr. Legal Analyst

Fidelity Investments
06.2012 - 04.2015
  • Responded to 100+ FBI investigations, criminal investigations, and third-party requests, including warrants, subpoenas, power of attorney, IRA disputes, IRS summons, garnishments, bankruptcies, and levies
  • Revised policies and procedures aligned to current regulations, resulting in 100% improved compliance
  • Handled complex third-party litigation matters, such as interpleaders, orders to show cause, creditor attachments, pledged securities, probates issues, beneficiary disputes, and summonses to a trustee, efficiently and effectively
  • Advised business units on communicating Fidelity Investments' stance on policies, procedures, and legal restrictions, empowering the teams to provide comprehensive explanations to customers

Education

Bachelor of Arts - Political Science & Pre-Law

University of Illinois at Urbana-Champaign

Juris Doctorate -

University of Massachusetts School of Law

Master of Arts - Regulatory Compliance Law

Regent University
01.2020

Government Experience

British Parliament | Intern

  • Contributed to drafting responses for Prime Minister Tony Blair's Questions and Answers Time, with a focus on women’s affairs.
  • Participated in the drafting of the European Union’s Constitution to include charter of fundamental rights.


Rhode Island House of Representatives (General Assembly) | Intern

  • Supported the Head of the Black and Latino Caucus in legislative initiatives and community engagement.
  • Helped draft bills for the Head to sponsor in the General Assembly.
  • Helped coordinate fundraising efforts for the Head, as well as other Political Leaders.

Certifications and Licenses

  • Massachusetts Bar, Admitted June 2013
  • FINRA Series 24, 7, 6, 66, 63

Certification

  • Legal Expertise: Payments Law (Reg E, Reg CC, RTP, FedNow, Zelle Transfers, Wire Transfers, Reg Z, UDAAP), ACH NACHA Rules, Fraud Management, Consumer Protection Laws and AML Investigations
  • Leadership & Strategy: Governance, Regulatory Compliance, Policy Development and Stakeholder Collaboration
  • Compliance Supervisory: FINRA Arbitration, SEC Litigations, Investment Company Act of 1940, The Securities Act of 1933, Form 5500, 10K and 10Q Filings, Broker Dealer Operations, Asset Management, Wealth Management Operations, KYC and Retail Banking Management
  • Government Affairs:Legislative Drafting, Advocacy for Women's and African Affairs
  • Technical Skills: Microsoft Office Suite, Zoom, Teams, Webex, Slack, SharePoint, Sales Force and Various Financial Management CRMs

Timeline

Vice President, Lead Counsel

Citibank, N.A
11.2023 - Current

Compliance Supervisory Principal (Contract)

National Securities Corporation
04.2019 - 05.2020

Document Review Attorney (Project Based) and Compliance Mgr.

Consilio, LLC/ManPower Group/TwinStar
04.2017 - 11.2024

Rule 144 Compliance Officer

Bank of America/Merrill Lynch
04.2015 - 02.2017

Sr. Legal Analyst

Fidelity Investments
06.2012 - 04.2015

Bachelor of Arts - Political Science & Pre-Law

University of Illinois at Urbana-Champaign

Master of Arts - Regulatory Compliance Law

Regent University

Juris Doctorate -

University of Massachusetts School of Law

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Ama Stanley