Ambar V Crespo
Finance Cash and Office Manager
New London,CT
Summary
Experienced and detail-oriented professional with over 15 years of expertise in financial modeling, data interpretation, and strategic planning. Utilizes analytical skills to provide actionable insights and support financial decision-making. Proficient in the use of spreadsheets, accounting and financial management software, ensuring efficient and accurate financial operations. Skilled in producing comprehensive reports, evaluating department operations, and managing month- and year-end closings. Well-versed in financial statement review, budget allocation, auditing, and reporting. Possesses a strong understanding of effective teamwork and the ability to adapt to dynamic business environments.
Overview
15
15
years of professional experience
Work History
Accounting Cash and Office Manager
Bayard Inc
04.2022 - Current
- Maintained strict confidentiality of sensitive financial data, safeguarding company information and upholding professional ethics standards in all dealings.
- Created customized financial reports as needed by senior management to support strategic planning initiatives.
- Streamlined office operations for increased efficiency and productivity through process improvements.
- Managed accounts payable and receivable, ensuring timely processing of invoices and payments.
- Optimized cash flow management by closely monitoring income and expenses, resulting in improved financial stability.
- Managed journal entries, collection efforts, reconciliations, and payroll processing.
- Enhanced financial accuracy by implementing efficient accounting procedures and conducting regular audits.
- Developed comprehensive budget reports for management review.
- Provided regular updates to senior management on cash management activities, progress against targets, and areas of potential risk or opportunity.
- Established strong relationships with banking partners, leveraging expertise to enhance overall cash management capabilities.
- Maintained accurate financial records, ensuring compliance with company policies and regulatory requirements.
- Served as subject matter expert on payment processing systems, providing guidance on best practices and driving continuous improvement initiatives.
- Assisted in the development of annual budgets, working closely with finance team members to achieve alignment with business goals.
- Conducted financial due diligence on potential investments and acquisitions.
- Supported financial director with special projects and additional job duties.
- Created financial dashboards to provide insights into key performance indicators.
- Utilized financial software to prepare consolidated financial statements.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Prepared accurate month-end closing entries to ensure timely financial reporting for executive review.
- Oversaw office inventory activities by ordering and requisitions and stocking and shipment receiving.
- Optimized organizational systems for payment collections, AP/AR, deposits, and recordkeeping.
- Managing both Corporate Credit Card programs (Administrator) for both ( Visa & Amex) verifying expenditures, downloading activity, researching discrepancies and preparing proper journal entries, prior to final payment.
- CapEX Reconciliation and Fixed Asset database maintenance
- Created reports, presentations and other materials for executive staff.
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
- Facilitated smooth month-end close processes by efficiently reconciling accounts and addressing discrepancies promptly.
Costumer Solutions Assistant Manager
Chelsea Groton Bank
11.2017 - 04.2022
- Contributed to the successful launch of innovative banking products designed to meet diverse customer needs.
- Conducted loan closings and disbursed funds.
- Participated in community outreach events as a representative of the bank, helping enhance brand visibility within local markets.
- Adhered to policies, procedures and regulatory banking requirements.
- Maintained accurate records of transactions, ensuring compliance with bank policies and regulations.
- Delivered high-quality support during audits by
- Managed cash handling procedures with accuracy, reducing discrepancies in
end-of-day balancing reports. - Utilized strong communication skills to explain complex financial concepts to clients in an accessible manner.
- Supported management in implementing new processes, enhancing overall operational efficiency within the branch.
- Completed audits in accordance with regulations and procedures.
- Assisted in identifying potential fraud risks by conducting thorough risk assessments on client''s financial records.
- Performed auditing work in accordance with rigorous auditing standards and principles.
- Supported senior auditors in the preparation of detailed reports for management, outlining key findings and areas for improvement.
Bilingual Relationship Manager
Key Bank
01.2017 - 11.2017
- Built and maintained relationships with new and existing clients while providing high level of expertise.
- Consistently exceeded quarterly sales goals by cultivating a strong network of professional contacts and referrals.
- Responded to customer inquiries and resolved complaints to establish trust and increase satisfaction.
- Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
- Analyzed business processes to identify cost savings and operational efficiencies.
- Developed strategic plans for day-to-day financial operations.
- Established internal audit procedures to validate and improve accuracy of financial reporting.
Bilingual Home Loan Officer
Flagstar Bank, FSB
01.2016 - 05.2017
- Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
- Maintained strict confidentiality of bank records and client information.
- Submitted loan applications to underwriter for verification and recommendations.
- Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
- Conducted thorough credit analysis to minimize risk exposure for the financial institution.
- Managed a diverse portfolio of loans while maintaining strong relationships with borrowers and referral partners.
Affordable Loan Office Administrator
Liberty Bank
01.2010 - 04.2016
- Worked together with the CT Housing and Finance Authority to aide those with more financial needs towards their loan eligibility Educated and guided consumer on Financial Budgeting and the use of tools to help them thru the process.
- Submitted loan applications to underwriter for verification and recommendations.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Meticulously reviewed applicant documentation, ensuring accuracy and completeness prior to submission for underwriting approval.
- Improved loan processing efficiency by streamlining application procedures and documentation requirements.
- Managed a diverse portfolio of loans while maintaining strong relationships with borrowers and referral partners.
Skills
- Accounting software proficiency
- Cash flow management
- Fixed assets management
- Internal controls implementation
- Year-end closing
- General ledger maintenance
- Financial Report Writing and Processing
- Contract Review and Payment processing
- Operational and Audit Control Analysis
- Clear oral/written communication
- Financial statement analysis
- Research and data analysis
- Excellent attention to detail
- Financial and operational reporting
- Working Knowledge with Excel, PowerPoint, Word, Touchpoint, Vista, Access, One Note, Insight, Encompass, ADP, Infoview, Makeshift and Outlook, Sharepoint, Dropbox and Salesforce
- Customer service
Education & Certificates
- 2025 – Present: Master of Business Administration
New England College of Business and Finance, Boston Ma.
- 2006 - 2009 : Bachelor of Science in Global Business Management
Liberty International University, Tampa Fl. Academic Honors Graduate
- 2025 - Present: Professional Certificate in Management Accounting
NTF Institute of Management, Technology and FInance
- 2025 - Present: Professional Certificate QMS / Lead Auditor Certificate
NTF Institute of Management, Technology and FInance
- 2025 - Present: Professional Certificate in FInancial Analysis
NTF Institute of Management, Technology and FInance
- State of CT Notary Public Commission # 147727
Timeline
Accounting Cash and Office Manager
Bayard Inc
04.2022 - Current
Costumer Solutions Assistant Manager
Chelsea Groton Bank
11.2017 - 04.2022
Bilingual Relationship Manager
Key Bank
01.2017 - 11.2017
Bilingual Home Loan Officer
Flagstar Bank, FSB
01.2016 - 05.2017
Affordable Loan Office Administrator
Liberty Bank
01.2010 - 04.2016