Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Amber Mooney

Summary

Results-driven licensed commercial insurance professional with 9 years of diverse experience in compliance oversight, account management, and technical risk evaluation. Demonstrated expertise in identifying coverage gaps, interpreting ISO and manuscript endorsements, and preparing underwriting-ready submissions. Proven track record in managing high-volume compliance and policy reviews for complex portfolios, including national real estate accounts, consistently achieving audit-confirmed accuracy. Advanced coursework in general liability and commercial property rating and underwriting from Kaplan and The Institutes enhances the ability to contribute meaningfully with unwavering commitment and drive.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Commercial Compliance Risk Analyst

myCOI
06.2023 - 02.2025
  • Held compliance authority for 25 mid-market and large-market clients including global real estate portfolios such as Cushman and Wakefield, national contractors, and regulated industries.
  • Managed 10,500 assignments with a 99% audit-confirmed accuracy rate and supported consistent exposure evaluation and contract-aligned risk decisions.
  • Approved, declined, or escalated submissions based on carrier requirements, contractual obligations, regulatory standards, and overall risk alignment.
  • Identified recurring deficiencies in coverage structure, limits, exclusions, and overall exposure fit and escalated risks with potential loss impact or misaligned coverage.
  • Reviewed certificates, policy forms, endorsements, exclusions, and workers compensation coverage to confirm compliance and eliminate coverage gaps across multiple state programs including monopolistic and PEO environments.
  • Commercial Lines Account Manager | Virtual Insurance Professionals - Remote

Commercial Lines Account Manager

Virtual Insurance Professionals
03.2021 - 06.2023
  • Managed middle-market commercial portfolios for multiple agencies across the U.S., handling GL, Property, Auto, Workers' Compensation, Umbrella, and Bonds.
  • Prepared renewal packages and exposure summaries to support timely quoting, pricing, and binding.
  • Collaborated with underwriters to structure competitive terms, identify exposure changes, and align accounts with underwriting guidelines.
  • Directed a bond renewal project for a partner agency, improving retention by 30% and agency revenue by 5%.
  • Issued binders, certificates, and endorsements, and collected documentation to support underwriting decisions.

Producer & Account Manager

Crosby Insurance Agency of Farmers Insurance
05.2016 - 03.2021
  • Produced and serviced a $1M commercial book and co-managed a $2.5M multiline commercial portfolio.
  • Quoted, marketed, and placed new and renewal business by evaluating carrier appetite, gathering exposures, and preparing complete underwriting submissions.
  • Reviewed policy forms, exclusions, limits, and endorsement requirements to advise clients on appropriate coverage structure and risk-transfer options.
  • Drove cross-sell and account growth through initiative-taking coverage reviews, contributing to a 25% increase in commercial revenue.
  • Coordinated renewals, audited policies, processed changes, and maintained an 89% retention rate through technical accuracy and strong client communication.

Education

High School Diploma -

New Kent County High School
New Kent, VA
06-2011

Skills

  • Risk analysis
  • Risk selection
  • Pricing strategy
  • Portfolio management
  • Renewal strategy
  • Broker relations
  • Documentation accuracy
  • Regulatory compliance

Certification

  • Virginia Property & Casualty Insurance License | Active since 2016
  • Understanding P&C Ratemaking and Pricing Certificate | The Institutes | 2025
  • Essentials of Commercial Underwriting Certificate | The Institutes | 2025
  • General Liability Rating Certificate | Kaplan Financial Education | 2025
  • Large Account Management for Underwriters | The Institutes | In Progress
  • Commercial Property Rating Certificate | Kaplan Financial Education | In Progress
  • Ethical Decision Making in Risk and Insurance | The Institutes | In Progress

Timeline

Commercial Compliance Risk Analyst

myCOI
06.2023 - 02.2025

Commercial Lines Account Manager

Virtual Insurance Professionals
03.2021 - 06.2023

Producer & Account Manager

Crosby Insurance Agency of Farmers Insurance
05.2016 - 03.2021

High School Diploma -

New Kent County High School