Amber Temple
Lexington,SC
Summary
Results-driven Mortgage Compliance Specialist II with over 16 years in compliance and risk management. Skilled in conducting thorough reviews, facilitating regulatory changes, and fostering workflow improvements that elevate operational efficiency.
Overview
19
19
years of professional experience
Work History
Mortgage Compliance Specialist II
AgFirst Farm Credit Bank
Columbia, SC
05.2010 - Current
- Reviewed standard and high-risk mortgage files for compliance with regulatory and internal QC requirements.
- Conducted root-cause analysis on defects and recommended corrective actions.
- Supported evaluation and maintenance of procedures to align with secondary market and internal standards.
- Tracked regulatory changes and implemented updates in workflows to ensure compliance.
- Improved workflows by designing templates and content that enhanced clarity and consistency.
- Performed comprehensive data analysis to enhance pre- and post-close reporting accuracy.
- Managed sensitive document transfers during vendor audits, safeguarding confidentiality and compliance.
- Responded to audit requests from internal investors or agency partners regarding repurchase inquiries.
Senior Compliance Analyst
Carolina First Bank
Lexington, SC
10.2007 - 03.2010
- Executed compliance reviews across lending sectors, identifying areas for regulatory improvement.
- Delivered compliance review findings to analysts, facilitating informed decision-making.
- Supported deposit compliance manager in audits of holds, Truth in Savings disclosures, and service charges, ensuring adherence to regulations.
Education
Bachelor of Science - Business Management
University of Phoenix
Tempe, AZ04-2022
Skills
- Compliance monitoring
- Risk assessment
- Fraud investigation
- Data quality analysis
- Attention to detail
- Critical thinking
- Time management strategies
- Effective communication skills
Timeline
Mortgage Compliance Specialist II
AgFirst Farm Credit Bank
05.2010 - Current
Senior Compliance Analyst
Carolina First Bank
10.2007 - 03.2010
Bachelor of Science - Business Management
University of Phoenix