Amit Pawar
Franklin Park
Summary
Dynamic Senior Engineering Architect with nearly 19 years of experience in designing and delivering large-scale, mission-critical platforms within the Banking and Financial Services sector. Possesses deep expertise in Java/J2EE, cloud-native engineering, microservices, and enterprise security frameworks, including SAML, JWT, JWS, JWE, JKS, and OAuth2. Proven leader in defining architecture roadmaps and spearheading modernization initiatives while guiding engineering teams to develop secure, scalable, and high-availability systems across AWS, OpenShift, and hybrid cloud environments. Recently championed the integration of generative AI and agentic AI solutions to enhance automation and developer productivity, fostering collaboration among stakeholders to drive technology strategy and establish engineering best practices.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Vice President (Wealth Technology)
Citi Bank N. A.
09.2022 - Current
- Engineered a comprehensive Wealth Identity Platform enabling seamless and secure customer access across multiple channels. Designed and implemented end-to-end user onboarding workflows, mobile biometric enrollment, and password lifecycle management for both mobile and web platforms. Developed robust authentication services supporting password and biometric mechanisms, integrated fraud-risk–based multi-factor authentication (MFA), and enabled partner SSO through SAML/OAuth2 identity federation leveraging JWE/JWT/JWS standards. Modernized the platform by architecting a cloud-native, token-based, stateless microservices ecosystem on OpenShift containers, significantly enhancing security, scalability, and performance. Accountable for end-to-end delivery, including requirement gathering from business stakeholders, solution design, JIRA enrichment with technical details, API governance, security assertions, infrastructure procurement by defining book of materials, technical grooming, implementation, test case review, testing support, and production deployment. Additionally responsible for meeting regulatory and non-functional requirements, strengthening platform security and resilience, and optimizing operational efficiency and developer productivity across the team. Collaborated with a global, cross-functional team, ensuring effective task distribution, seamless coordination, and timely delivery of high-quality components.
Assistance Vice President (Technology)
Barclays PLC (Group Services)
02.2022 - 08.2022
- Accountable for the design and implementation of an application dedicated to performing cryptographic operations required for seamless partner integrations. The solution supported multiple business partners consuming services from Barclays Card, ensuring secure, compliant, and efficient data exchange. Responsibilities included designing encryption/decryption workflows, implementing secure key management practices, and integrating cryptographic modules with partner-specific interfaces. Collaborated closely with security, architecture, and partner-integration teams to meet stringent compliance standards, streamline onboarding of new partners, and ensure robust protection of sensitive payment and customer data. Delivered a scalable, secure integration framework that improved interoperability and reduced integration turnaround time.
Senior Manager (Technology)
Capgemini Financial Services America
10.2021 - 02.2022
- Accountable for the design and development of the Data Access Network (DAN), a platform enabling Open Banking in the U.S. by securely connecting financial institutions (Data Providers) with fintech applications (Data Recipients) based on explicit user consent. Led the creation of scalable, high-availability integration frameworks that support both standardized Open Banking protocols and customizable partner-specific workflows. Responsibilities included designing secure data-exchange mechanisms, implementing consent-driven authorization flows, and building resilient APIs to ensure seamless, compliant, and user-controlled data sharing. Delivered integrations across multiple banks and fintech ecosystems, ensuring strict adherence to security, privacy, and regulatory standards. Collaborated with cross-functional teams—including security, compliance, product, and partner engineering—to deliver a robust, scalable platform powering next-generation financial data connectivity.
Assistant Vice President (Technology)
Citi Bank N. A.
11.2020 - 10.2021
- Accountable for the end-to-end design and development of Cyber Security and Fraud Monitoring solutions for global customer authentication at Citi Bank. Enhanced security by integrating multiple tools and platforms to proactively assess, monitor, and mitigate risks associated with customer authentication. Delivered scalable and robust systems capable of detecting and preventing fraudulent activities in real time while ensuring secure and seamless user access. Collaborated with cross-functional teams to align security measures with business needs, regulatory requirements, and industry best practices, strengthening the bank’s overall risk management framework.
Associate Architect (Technology)
Virtusa
05.2018 - 11.2020
- Accountable for the end-to-end design and development of Strong Customer Authentication (SCA) solutions to ensure UK regulatory compliance under Payment Services Directive 2 (PSD2) for private banking clients. Led the implementation of secure, multi-factor authentication workflows, integrating with existing banking systems to enhance customer security and protect sensitive financial data. Collaborated with cross-functional teams to ensure adherence to regulatory standards, optimize user experience, and enable seamless, compliant digital banking operations.
Associate Architect (Technology)
Virtusa
05.2018 - 09.2018
- Accountable for the end-to-end design and development of Quicken Direct Connect integration for the private banking division, enabling clients to securely access their financial information through desktop personal finance applications. Delivered a robust and seamless integration that retrieves account and transaction data, enhancing customer experience by providing real-time financial insights and management tools. Collaborated with cross-functional teams to ensure compliance with security standards and banking protocols while optimizing performance, reliability, and user convenience for high-net-worth clients.
Senior Associate Projects (Banking & Financial Services)
Cognizant Technology Solution
07.2016 - 05.2018
- Accountable for the design and development of a mobile payment solution for leading platform providers including Samsung, Apple, and Android. Developed and enhanced microservices supporting key phases of card payment processing such as Eligibility, Provisioning, Lifecycle Management, and Transaction Management. Worked within a SAFe Agile framework, adhering to Test-Driven Development (TDD) and established Quality Assurance strategies. Collaborated with a global, cross-functional team, ensuring effective task distribution, seamless coordination, and timely delivery of high-quality components.
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
01.2013 - 07.2016
- Accountable for the design and development of a deal booking and reporting application for a leading Canadian investment bank supporting global operations. Led the creation of a completely new UI using AngularJS and integrated it with RESTful web services. As part of replacing legacy systems, implemented data migration processes for multiple upstream and downstream applications by developing batch programs to transfer and transform existing data into the new platform. Managed offshore teams, ensuring efficient task distribution, coordination, and on-time delivery.
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
01.2012 - 12.2012
- Accountable for the end-to-end design and development of an application aimed at significantly improving the performance and scalability of an existing enterprise system. Led the replacement of complex Oracle PL/SQL procedures with optimized Java-based batch applications, resulting in faster processing, improved maintainability, and reduced operational overhead. Conducted detailed analysis of legacy database logic, redesigned data workflows, and implemented high-performance batch processing frameworks. Collaborated with cross-functional teams to ensure seamless integration, thorough testing, and successful production rollout while enhancing overall system reliability.
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
08.2009 - 12.2011
- Accountable for providing warranty-period technical support for an enterprise application that I was involved in developing. Delivered end-to-end application support within the Access Online portfolio, covering critical components such as the Payment Engine, User Administration, and Reporting modules. Responsibilities included troubleshooting production issues, performing root-cause analysis, implementing timely fixes, optimizing performance, and ensuring system stability post-deployment. Collaborated closely with development, QA, and infrastructure teams to maintain service quality, support users globally, and ensure smooth operational continuity during the stabilization phase.
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
12.2008 - 08.2009
- Accountable for the implementation and integration of performance-enhancement solutions for an existing Online Payment Processing application under the Access Online portfolio. Led the modernization initiative by leveraging advanced open-source technologies to improve system speed, scalability, and reliability. Responsibilities included analyzing existing system bottlenecks, redesigning critical components, and integrating optimized frameworks to enhance transaction throughput and reduce processing latency. Collaborated with cross-functional teams to ensure seamless integration with upstream and downstream systems, conducted performance testing, and supported production rollout to achieve measurable improvements in overall application efficiency.
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
06.2007 - 11.2008
- Accountable for the implementation and integration of Access Reporting, an application suite designed to deliver richer, more structured, and highly flexible reporting of payment transactions processed within the Access Online platform. The suite consists of multiple components, and I contributed to three key modules:
- Test Data Generation Engine: Developed a component to generate large volumes of XML messages conforming to European banking standards such as CODA, MT940, MT942, and others. These messages were used to support performance, load, and functional testing, enabling comprehensive validation of reporting workflows.
- Caching Optimization Component: Implemented advanced caching techniques to improve system performance by reducing database calls and minimizing network overhead. Designed efficient data-retrieval and caching strategies to enhance overall throughput and responsiveness across the application suite.
- Access Reporting Web Application: Contributed to the customer-facing web interface used for generating various payment reports. Ensured seamless integration with backend components, improved usability, and supported the creation of dynamic, flexible reporting formats tailored to business requirements.
- Overall, collaborated with cross-functional teams to deliver a scalable, high-performance reporting solution for global payment operations.
Education
Bachelor of Engineering - Computer Science
Chhatrapati Shivaji Institute of Technology
India08-2006
Skills
- Programming Languages: Java, Golang, Python, Shell, Groovy, ANT
- Frameworks & Libraries: Spring, Struts, Hibernate, JPA, iBatis, JMS, Kafka, Spring Boot, Spring Cloud, Spring Integration, RabbitMQ, Mockito
- Relational Databases: Oracle, Oraas, MySQL, Sybase, HSQLDB, PostgreSQL, MariaDB
- NoSQL Databases & Caching: MongoDB, Redis Cache, Gemfire
- Data Serialization Format: XML, JSON, YAML, OFX, FDX
- Web Services: Rest, SOAP, Micro Services Architecture
- API & Security Gateways: Swagger, Layer7, IBM API Connect, IBM DataPower, Apigee
- Application Servers & Containers: IBM WebSphere, Tomcat, JBoss, OpenShift, PCF, Docker, AWS
- Application Monitoring & Logging Tools: Splunk, ELK Stack, AppDynamics
- Version Control & Release Management: Git, BitBucket, Liquibase, CVS, SVN
- DevOps & CI/CD Tools: Jenkins, IBM uDeploy, TeamCity, BMC-RLM, Lightspeed
- Agentic AI Tools: Amazon Bedrock, Sagemaker
Certification
- Sun Certified Web Component Developer for the Java 2 Platform 1.5.
- Sun Certified Programmer for the Java 2 Platform 1.5.
- SAFeAgilist 4.5 (Scaled Agile).
- Oracle Certified Associate Java Programmer 8.
- AWS solution architect associate
Languages
English
Full Professional
Hindi
Full Professional
Timeline
Vice President (Wealth Technology)
Citi Bank N. A.
09.2022 - Current
Assistance Vice President (Technology)
Barclays PLC (Group Services)
02.2022 - 08.2022
Senior Manager (Technology)
Capgemini Financial Services America
10.2021 - 02.2022
Assistant Vice President (Technology)
Citi Bank N. A.
11.2020 - 10.2021
Associate Architect (Technology)
Virtusa
05.2018 - 11.2020
Associate Architect (Technology)
Virtusa
05.2018 - 09.2018
Senior Associate Projects (Banking & Financial Services)
Cognizant Technology Solution
07.2016 - 05.2018
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
01.2013 - 07.2016
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
01.2012 - 12.2012
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
08.2009 - 12.2011
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
12.2008 - 08.2009
Senior Associate Projects (Banking & Financial Services)
Cognizant Technologies Solutions
06.2007 - 11.2008
Bachelor of Engineering - Computer Science
Chhatrapati Shivaji Institute of Technology