Amy Ainslie
315 W. McKinney,MO
Summary
Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic.
Overview
9
9
years of professional experience
Work History
Conventional and USDA Underwriter
Rapid Mortgage Company
11.2021 - 02.2023
- Determined and documented loan conditions and communicated requirements and decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
- Verified integrity of applicants' information to minimize fraud.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
Senior Loan Processor
Rapid Mortgage Company
03.2019 - 11.2021
- Evaluated approvals against established bank and government lending standards.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Handled any conditions sent from underwriting departments.
- Set up and completed loan submission packages.
- Coordinated closing process with attorneys, title companies and government clerks.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Upheld complete confidentiality of all submitted information according to release guidelines.
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports and other information.
- Provided quick turnaround times to maintain fast-past schedule.
- Maintained long-term relationships with customers to provide best-in-class customer service.
Senior Loan Coordinator
Guaranteed Rate
06.2017 - 02.2018
Senior Processor
AmeriFirst Home Mortgage
05.2014 - 05.2017
Education
Certifications
Skills
- Policy Development
- Quality Control
- Coverage Determination
- Time Management
- Property Appraisals
- Quality Assurance
- Risk Management
- Data Analysis
- Freddie Mac and Fannie Mae Compliance
- Loan Approval and Denial
- Government Lending
- File Analysis
- Automated Underwriting Systems
- Prioritizing and time management
- USDA standards
Timeline
Conventional and USDA Underwriter
Rapid Mortgage Company
11.2021 - 02.2023
Senior Loan Processor
Rapid Mortgage Company
03.2019 - 11.2021
Senior Loan Coordinator
Guaranteed Rate
06.2017 - 02.2018
Senior Processor
AmeriFirst Home Mortgage
05.2014 - 05.2017
Certifications
Similar Profiles
Kurt KrauseKurt Krause
BRANCH MANAGER at A + MORTGAGEBRANCH MANAGER at A + MORTGAGE
JIM GUTHERYJIM GUTHERY
Sr. Loan Officer at Academy Mortgage CorporationSr. Loan Officer at Academy Mortgage Corporation
TIFFANY M. JONESTIFFANY M. JONES
Licensed Mortgage Loan Originator at Obsidian MortgageLicensed Mortgage Loan Originator at Obsidian Mortgage
SAM BERNALSAM BERNAL
PERSONAL BANKER at TD BANKPERSONAL BANKER at TD BANK
Estrella Mateo-ArmentaEstrella Mateo-Armenta
Food Delivery Driver at DoorDashFood Delivery Driver at DoorDash