Amy Altare
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Senior Mortgage Processor
Allied Mortgage Group Inc
05.2012 - 06.2022
- Reviewed and validated details of loan applications and closing documentation. Calculated income and assets updated Encompass as needed. Ran AUS (DU, LP, GUS)
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Communicated with all parties to each transaction (Customers, Realtors, 3rd party vendors)
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Filed completed loan applications with underwriting and made approval or denial recommendations.
- Produced and submitted completed loan packages to underwriting and closing.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Worked flexible hours; night, weekend, and holiday shifts.
- Performed duties in accordance with applicable standards, policies and regulatory guidelines.
- Maintained energy and enthusiasm in fast-paced environment.
- Proved successful working within tight deadlines and fast-paced atmosphere.
Senior Mortgage Loan Processor
Integrated Financial Group
05.2007 - 04.2012
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Prepared file for final clear-to-close by branch management.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Communicated with originator and applicant concerning progress of loan file.
- Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
- Handled any conditions sent from underwriting departments.
- Set up and completed loan submission packages.
- Received on-going, comprehensive training on home loan products and mortgage process.
- Maintained compliance with privacy and security requirements, as well as federal statutes covering all loans.
- Coordinated closing process with attorneys, title companies and government clerks.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
Mortgage Processor
Home Source Mortgage
03.2004 - 01.2007
- Processed account paperwork, transfers and money movement for new business accounts.
- Supported other operational teams with financial transactions and account maintenance.
- Created strong working relationships with advisors, assistants and support staff.
- Set up and completed loan submission packages.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Utilized and trained associates on various financial products and software programs.
Education
Associate of Science - Paralegal Studies
Community College of Philadelphia
Philadelphia, PAHigh School Diploma -
St Hubert's High School For Girls
Philadelphia, PA05.1993
Skills
- Government Lending
- Retail Mortgages
- Credit Applications
- Loan Paperwork
- Desktop Underwriter
- Collateral Value Checks
- Property Evaluation
- Critical Thinking
- Customer Communication
- Title Abstracts
- Underwriting Guidelines
- Program Requirements
Certification
BSI Training
1. Compliance mortgage series
2. Lenders Responsibilities
3. Understanding OFAC
4. BAS/AML mortgage basics
a. Anti Money Laundering 3 classes
5. QM knowledge
6. ID verification
Timeline
Senior Mortgage Processor
Allied Mortgage Group Inc
05.2012 - 06.2022
Senior Mortgage Loan Processor
Integrated Financial Group
05.2007 - 04.2012
Mortgage Processor
Home Source Mortgage
03.2004 - 01.2007
Associate of Science - Paralegal Studies
Community College of Philadelphia
High School Diploma -
St Hubert's High School For Girls
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