Amy Gregory
Scott Township,PA
Summary
Astute and methodical Mortgage Underwriter with significant background working with conventional and government loans. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs.
Overview
15
15
years of professional experience
Work History
Mortgage Loan Underwriter
The Honesdale National Bank
11.2020 - Current
- Analyzed and verified applicant income, assets, credit history, and collateral to support compliance with underwriting guidelines.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Collaborated with loan officers, processors, and borrowers to obtain additional information and resolve discrepancies.
- Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
- Reviewed appraisals and title documents to verify accuracy and completeness.
Mortgage Advisor
The Honesdale National Bank
10.2013 - 11.2020
- Evaluated loan requests and documents to verify accuracy and completeness.
- Explained very technical financial information to applicants in easy to understand language.
- Proactively identified solutions for customers experiencing credit issues.
- Negotiated loan terms and conditions with customers to secure best deal.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
Mortgage Loan Processor/Underwriter
The Honesdale National Bank
01.2010 - 10.2013
- Analyzed and verified applicant income, assets, credit history, and collateral to support compliance with underwriting guidelines.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Collaborated with loan officers, processors, and borrowers to obtain additional information and resolve discrepancies.
- Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
- Reviewed appraisals and title documents to verify accuracy and completeness.
- Processed mortgage loan applications accurately and successfully.
Floating Staff Member
The Honesdale National Bank
03.2009 - 01.2010
- Trained to work on the teller line at all bank locations
- Learned customer service skills while working in different areas of the bank
- Developed an understanding of all parts of the bank
- Retail Banking, Financial Services, Marketing, Bookkeeping
Intern
The Honesdale National Bank
01.2009 - 03.2009
- Developed a general knowledge of the financial institution’s personal investment products
- Developed and understood the financial institution’s product offerings
- Assisted the Financial Consultant with increasing sales and production
- Ensured efficient operations of the Investment Department.
Education
MBA -
Southern New Hampshire University
05.2019
Bachelor of Science - Business
Pennsylvania State University
12.2009
Skills
- Documentation Review
- Financial Analysis
- Collateral Evaluation
- Computer Proficiency
- Analytical Thinking
- Risk Assessment
References
Personal and Professional references gladly arranged upon request.
Timeline
Mortgage Loan Underwriter
The Honesdale National Bank
11.2020 - Current
Mortgage Advisor
The Honesdale National Bank
10.2013 - 11.2020
Mortgage Loan Processor/Underwriter
The Honesdale National Bank
01.2010 - 10.2013
Floating Staff Member
The Honesdale National Bank
03.2009 - 01.2010
Intern
The Honesdale National Bank
01.2009 - 03.2009
MBA -
Southern New Hampshire University
Bachelor of Science - Business
Pennsylvania State University
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