Mortgage Experience
Amy Lynch
Crosby,Texas
Summary
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
26
26
Work History
Underwriter II
Mattamy Home Funding
Remote, USA
11.2020 - 02.2023
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Reviewed appraisals and title documents to verify accuracy and completeness.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
Underwriter
Freedom Mortgage
Remote , USA
02.2020 - 11.2020
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
- Determined and documented loan conditions and communicated requirements and decisions.
- Collaborated with other professionals to develop innovative underwriting solutions.
Underwriter
VORA
Remote, USA
07.2019 - 06.2020
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Monitored pipelines to track and log status of loans.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
Housing Counselor
NACA
Houston, TX
11.2018 - 07.2019
- Set up files using loan officer checklist and submitted on-time for processing.
- Answered inquiries and provided superior customer service to clients.
- Communicated with customers daily to request information and complete paperwork.
- Supported loan processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.
DE Mortgage Underwriter II
Eagle Home Mortgage
Houston, Texas
01.2013 - 07.2018
- Obtained documents, clearances, certificates and approvals from local, state and federal agencies.
- Performed initial client assessment and analysis to begin research process.
- Entered details such as payments, account information and call logs into the computer system.
- Verified data integrity and accuracy.
- Worked directly with oan officers, loan processor and Operation Managers to achieve loan approval .
- Research guidelines and regulations for loan products as needed for complicated loan approvals .
Underwriter
Mobiloil Credit Union
Beaumont, TX
08.2018 - 11.2018
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
Education
High School Diploma -
Trevor Browne High School
Phoenix, AZ1985
Skills
- Interpersonal and written communication
- High level of accuracy
- Goal and Detail oriented
- 10-Key Proficiency
- Data Entry Documentation
- Mail Management
- Report Analysis
- Advanced MS Office Suite Knowledge
- Customer Service
- Microsoft Office
- Data Collection
- Time Management
- Sorting and Labeling
- Customer and Client Relations
- Self Starter
- Critical Thinking
- Administrative Support
- Report Transcription
- Prioritization
Timeline
Underwriter II
Mattamy Home Funding
11.2020 - 02.2023
Underwriter
Freedom Mortgage
02.2020 - 11.2020
Underwriter
VORA
07.2019 - 06.2020
Housing Counselor
NACA
11.2018 - 07.2019
Underwriter
Mobiloil Credit Union
08.2018 - 11.2018
DE Mortgage Underwriter II
Eagle Home Mortgage
01.2013 - 07.2018
High School Diploma -
Trevor Browne High School
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