
I am a highly motivated and results-driven individual with a passion for helping others. With over 16 years of experience in the banking industry. I have developed a strong skill set in financial analysis and modeling, risk management, compliance and regulatory knowledge, team leadership and management, project management, data analysis and interpretation. I am a natural problem solver who thrives in fast-paced environments and enjoys collaborating with colleagues to achieve common goals. I am also a creative thinker who is always looking for new and innovative ways to improve processes and drive business growth. In addition to my professional experience, I am known for my friendly and approachable personality, and I enjoy building strong relationships with clients, colleagues, and stakeholders. I am excited to bring my skills and experience to new challenges and opportunities.
- Conduct financial analysis of construction projects to evaluate feasibility and risk.
- Ensure that loan documentation is complete and accurate.
- Monitor construction projects to ensure that they are completed on time and within budget.
- Manage loan disbursements and ensure that funds are used appropriately.
- Develop relationships with borrowers, contractors, and other stakeholders in the construction industry.
- Stay up-to-date on industry trends and regulations.
- Collaborate with other team members to ensure that loans are processed efficiently and effectively.
- Provide excellent customer service to borrowers throughout the lending process.
- Identify opportunities for new business and work to expand the company's lending portfolio.
- Participate in training and professional development opportunities to enhance knowledge and skills.
- Other duties as assigned.
- Evaluate mortgage loan applications to determine creditworthiness and suitability for funding.
- Analyze financial statements, income documentation, and credit reports to assess borrower risk.
- Ensure that loan applications comply with underwriting guidelines and regulatory requirements.
- Communicate with loan officers, processors, and other stakeholders to obtain additional information and clarify loan details.
- Make loan decisions based on credit risk analysis and other factors.
- Identify and mitigate potential risks associated with loan applications.
- Stay up-to-date on industry trends, regulations, and underwriting guidelines.
- Collaborate with other team members to ensure that loans are processed efficiently and effectively.
- Provide excellent customer service to borrowers throughout the underwriting process.
- Participate in training and professional development opportunities to enhance knowledge and skills.
- Other duties as assigned.
- Evaluate mortgage loan applications to determine creditworthiness and suitability for funding.
- Analyze financial statements, income documentation, and credit reports to assess borrower risk.
- Ensure that loan applications comply with underwriting guidelines and regulatory requirements.
- Communicate with loan officers, processors, and other stakeholders to obtain additional information and clarify loan details.
- Make loan decisions based on credit risk analysis and other factors.
- Identify and mitigate potential risks associated with loan applications.
- Stay up-to-date on industry trends, regulations, and underwriting guidelines.
- Collaborate with other team members to ensure that loans are processed efficiently and effectively.
- Provide excellent customer service to borrowers throughout the underwriting process.
- Participate in training and professional development opportunities to enhance knowledge and skills.
- Other duties as assigned.
- Prepare loan closing documents and ensure that they comply with underwriting guidelines and regulatory requirements.
- Coordinate loan closings with borrowers, loan officers, and other stakeholders.
- Review loan documentation for completeness and accuracy.
- Ensure that loan disbursements are made in a timely and accurate manner.
- Communicate with title companies, attorneys, and other third-party vendors to obtain necessary documentation and ensure that closings are scheduled appropriately.
- Ensure that all closing conditions are met prior to loan disbursement.
- Provide excellent customer service to borrowers throughout the loan closing process.
- Stay up-to-date on industry trends, regulations, and loan closing guidelines.
- Collaborate with other team members to ensure that loans are closed efficiently and effectively.
- Participate in training and professional development opportunities to enhance knowledge and skills.
- Other duties as assigned.
-Lead a team of branch bankers to achieve sales and service goals.
- Coach and develop team members to enhance their performance and career growth.
- Monitor branch operations to ensure that they comply with regulatory requirements and bank policies.
- Ensure that the branch provides excellent customer service to clients.
- Develop and implement strategies to drive business growth and increase profitability.
- Collaborate with other teams and departments to ensure that clients receive comprehensive financial solutions.
- Participate in community outreach and networking activities to build the bank's brand and reputation.
- Manage branch operations, including staffing, scheduling, and budgeting.
- Stay up-to-date on industry trends, regulations, and banking products and services.
- Ensure that the branch meets or exceeds sales and service targets.
- Participate in training and professional development opportunities to enhance knowledge and skills.
- Other duties as assigned.
Strategic Planning