Ana-Maria Băloi
Bucharest
Summary
Intelligence and Due Diligence professional with over five years of experience conducting complex investigations, open-source intelligence (OSINT) research, risk assessments, and analytical reporting. Experienced in collecting and evaluating intelligence from public records, proprietary databases, media sources, and corporate records to identify reputational, financial, regulatory, and security-related risks. Skilled at producing actionable intelligence products, uncovering hidden connections between entities, and communicating findings to senior stakeholders. Strong background in enhanced due diligence, financial crime investigations, and geopolitical risk analysis. Professionally proficient in leveraging French-language media, public records, and open-source sources for investigative research and intelligence collection.
Overview
7
7
years of professional experience
4
4
years of post-secondary education
Work history
Senior Associate
Vcheck Global LLC
Bucharest
2026.01 - Current
- Led complex intelligence and due diligence investigations involving background screening, financial analysis, asset tracing, political exposure assessments, and adverse media reviews with minimal supervision.
- Collected, evaluated, and synthesized intelligence from public records, proprietary databases, and open-source intelligence (OSINT) sources to identify risks, anomalies, and potential areas of concern.
- Produced concise intelligence reports, analytical assessments, timelines, and evidentiary summaries to support decision-making by financial institutions, regulatory bodies, and government stakeholders.
- Provided timely intelligence updates to internal and external stakeholders, communicating significant findings and emerging risks throughout the investigative lifecycle.
- Mentored junior analysts and reviewed investigative findings to ensure analytical accuracy, consistency, and adherence to quality standards.
- Assessed reputational, financial, operational, and geopolitical risks associated with individuals, organizations, and high-profile entities.
Anti-Money Laundering Officer for Goldman Sachs
Exiger Tech Diligence SRL
2024.08 - 2026.01
- Conducted complex investigations involving customers, transactions, and risk factors spanning multiple jurisdictions, requiring coordination with stakeholders across North America, Europe, and Asia-Pacific.
- Assessed customer risk profiles through enhanced due diligence reviews, leveraging internal and external data sources to identify reputational, regulatory, and financial crime risks.
- Analyzed large volumes of transactional and customer data to identify anomalies, emerging trends, and indicators of suspicious activity.
- Produced detailed analytical reports and risk assessments to support decision-making within the Financial Crime Compliance function.
- Handled sensitive and confidential information while maintaining strict standards of accuracy, discretion, and data integrity.
Research Associate
Exiger Tech Diligence SRL
2020.11 - 2024.08
- Conducted in-depth research using open-source intelligence (OSINT), public records, commercial databases (e.g., LexisNexis, TLO, ICIJ, World-Check), and discreet human intelligence (HUMINT) networks to gather comprehensive information.
- Analyzed large amounts of complex information, including transaction data, corporate structures, and public records, to identify red flags, hidden connections, or potential illicit activities.
- Checked subjects against global sanctions lists, watchlists, politically exposed persons (PEPs) databases, and adverse media sources.
- Investigated and documented the legitimacy of a subject's sources of income, funds, and overall wealth to ensure they are not derived from criminal activities.
- For high-risk relationships, implemented a plan for continuous monitoring of transactions and regular reassessment of the customer's risk profile.
Intelligence Analyst
Grey Dynamics Ltd.
London
2019.10 - 2020.10
- Conducted OSINT investigations into terrorist organizations, human trafficking networks, organized crime groups, and piracy activity across West Africa and the Sahel.
- Produced intelligence reports, threat assessments, and strategic forecasts for commercial and security-focused clients.
- Monitored local media, social media platforms, and regional developments to identify emerging risks and evolving threat patterns.
- Applied structured analytical techniques to identify trends, assess threat actors, and evaluate security implications.
- Produced geospatial analysis, incident mapping, and intelligence visualizations to support client decision-making.
Education
Master's Degree - Intelligence and Security Studies
Brunel University London
London, United Kingdom 2019.09 - 2020.09
Bachelor's degree - Security Studies
University of Bucharest, Faculty of Political Sciences
Bucharest, Romania 2016.09 - 2019.07
Skills
- Strategic Intelligence Analysis
- French
- Risk Intelligence
- OSINT/HUMINT/GEOINT
- Attention to Detail
- Adverse Media Research
- Stakeholder Briefing
- Skilled at tackling complex issues
- Public Records Research
- Analytical and Critical Thinking
- Time Management
- Data and Document Management
PROJECTS
Strategic Intelligence Crisis Simulation | Brunel University London - 2020
* Participated in a multi-week intelligence simulation designed to replicate real-world governmental intelligence analysis and crisis response processes.
* Collected and analyzed intelligence using open-source intelligence (OSINT) and geospatial intelligence (GEOINT) methodologies to assess emerging geopolitical risks.
* Produced forecasting assessments, intelligence briefings, and strategic recommendations for simulated government stakeholders.
* Worked within an analytical team tasked with evaluating the security implications of a hypothetical conflict between Egypt and Ethiopia arising from tensions surrounding the Grand Ethiopian Renaissance Dam (GERD) and Nile water access.
* Applied structured analytical techniques to assess escalation scenarios, regional stability, economic impacts, and likely courses of action by state actors.
* Final intelligence assessments were presented and evaluated by former and current UK intelligence and national security professionals as part of the program's capstone examination.
Forced Labor Risk Intelligence Project | General Electric - June 2024 – August 2024
* Conducted OSINT research into sectors vulnerable to forced labor practices, including agriculture and manufacturing, to identify risks within global supply chains.
* Assessed government policies, regulatory frameworks, and enforcement mechanisms in high-risk jurisdictions.
* Identified companies linked to allegations of forced labor through extensive adverse media and public-records research.
* Produced analytical assessments to support supply-chain risk management and human rights due diligence efforts.
COURSES
- "Navigating Organized Crime Risks: Insights from Africa" - London Stock Exchange Academy - 11/2025
- "Managing Synthetic Drug Risks in Latin America: Preventing Diversion of Precursor Chemicals"/ "How Wildlife Enables Illicit Trade Financing"/ "Navigating Trends in MENA" - London Stock Exchange Academy - 10/2025
- "Strategic Insights To Disrupt Financial Crime Associated With Human Trafficking" - London Stock Exchange Academy - 03/2025
Timeline
Senior Associate
Vcheck Global LLC
2026.01 - Current
Anti-Money Laundering Officer for Goldman Sachs
Exiger Tech Diligence SRL
2024.08 - 2026.01
Research Associate
Exiger Tech Diligence SRL
2020.11 - 2024.08
Intelligence Analyst
Grey Dynamics Ltd.
2019.10 - 2020.10
Master's Degree - Intelligence and Security Studies
Brunel University London
2019.09 - 2020.09
Bachelor's degree - Security Studies
University of Bucharest, Faculty of Political Sciences
2016.09 - 2019.07