Anastacia Santos
Atlanta,GA
Summary
Analytical underwriter recognized for high productivity and efficiency in task completion. Skilled in risk assessment, policy development, and regulatory compliance, ensuring thorough analysis and sound decision-making. Excels in communication, problem-solving, and adaptability, contributing to successful collaboration with clients and team members.
Overview
4
4
years of professional experience
Work History
Underwriter
The Hartford
Atlanta, GA
07.2024 - Current
- Negotiates rates, terms and conditions with brokers and agents to ensure compliance with company standards
- Conducts comprehensive analysis and evaluates risk to control underwriting loss
- Utilizes underwriter authority to correspond with corporate risk appetite and strategy
- Exceeds monthly premium goals of $100,000 by conducting pipeline opportunity meetings with brokers and agents
- Underwrites, manages and services profitable book of business for assigned territory
- Works with counterparts for cross-sell opportunities, selling products as a company wide approach
- Contributed to 10% growth of the Inland Marine department for 2024
- Focuses on relationships with agents, brokers, and producers with six monthly visits, allowing for front-facing presence in the marketplace
Underwriting Assistant
State Farm
Dunwoody, GA
08.2020 - 07.2024
- Functional entry, servicing, and rating knowledge on common policies and all assigned policy programs; handled routine and non-routine entries, transactions, and files
- Conducted comprehensive analysis and evaluated risks to control underwriting loss
- Lead training meetings in order to reduce error percentage by 2%
- Leveraged customer's history, industry and demographic information to calculate rates
- Worked on special projects to reduce costs for claims in the Florida and Georgia markets
- Reviewed policies for change requests, non-renewals, reinstatements, suspensions and cancellations
- Maintained up-to-date knowledge of industry trends, regulations and compliance requirements
- Resolved discrepancies between customer documentation and internal records
Education
MBA - Business Administration
Maryville University of Saint Louis
St. Louis, MO05-2026
Bachelor of Science - Business Administration
Maryville University of Saint Louis
St Louis, MOSkills
- Risk Mitigation
- Data Collection
- Trend Analysis
- Relationship Building
- Quality Assurance
- Data Analysis
- Negotiation Proficiency
- Policy Development
Timeline
Underwriter
The Hartford
07.2024 - Current
Underwriting Assistant
State Farm
08.2020 - 07.2024
Bachelor of Science - Business Administration
Maryville University of Saint Louis
MBA - Business Administration
Maryville University of Saint Louis