Andrea Thompson
Dublin,United States
Summary
Highly skilled Senior Underwriter with over 11 years of experience specializing in individual credit risk analysis. Expertise in evaluating financial statements, tax returns, and other relevant documentation to assess default risk and support sound lending decisions. A results-driven professional with a strong work ethic, dedicated to ensuring compliance with evolving underwriting standards and regulations while consistently delivering accurate and impactful results. Superior work ethic, commitment to excellence, and positive attitude.
Overview
21
21
years of professional experience
Work History
Lead Credit Officer - Vice President |
JPMorganChase & Co
Columbus, OH
01.2015 - Current
- Underwrite and execute both new loan originations and comprehensive annual credit reviews for a diverse portfolio of Global Wealth Management clients.
- Manage credit risk exposure for a multi-billion dollar portfolio, routinely evaluating and underwriting individual custom credit facilities up to $1Bn.
- Evaluate and manage credit exposure secured by variety of complex assets, including concentrated single stock, private equity/hedge fund interests, aircraft, yachts, fine art, and precious metals, as well as unsecured facilities.
- Partner directly with senior Credit Executives and Lending Advisors to present comprehensive portfolio reviews, defend underwriting methodologies, address risk exceptions, and secure formal approvals for credit assessments.
Commercial Finance Credit Analyst |
BMW Financial Services NA
Hilliard, OH
01.2012 - 12.2014
- Managed risk for an assigned automotive commercial portfolio, executing comprehensive annual reviews and underwriting new credit requests, including floorplan lines and revolving working capital facilities.
Retail Credit Analyst |
BMW Financial Services NA
Hilliard, OH
07.2010 - 12.2012
- Served as a core credit buyer for an assigned automotive portfolio, managing high-volume deal flow and executing real-time underwriting decisions on new retail credit and lease applications.
Quality & Control Specialist |
BMW Financial Services NA
Hilliard, OH
03.2008 - 07.2010
- Managed risk by ensuring compliance with federal and state lending guidelines and by adhering to BMW Group Financial Services policies and procedures.
Center Sales Specialist |
BMW Financial Services NA
Hilliard, OH
05.2005 - 03.2008
- Managed and ensured guidelines of the Full Circle Retail Program, Dealer Self Inspection Program, and various sales support programs, including Pull Ahead Programs are maintained by Centers.
Education
Bachelor of Arts - Economics
Ohio University
Athens01-2002
Skills
- Credit underwriting
- Risk analysis
- Financial statement analysis
- Collateral risk
- Portfolio Management
- Policy and Procedure Adherence
- Microsoft Office Suite
- Cross-functional collaboration
- Attention to detail
Timeline
Lead Credit Officer - Vice President |
JPMorganChase & Co
01.2015 - Current
Commercial Finance Credit Analyst |
BMW Financial Services NA
01.2012 - 12.2014
Retail Credit Analyst |
BMW Financial Services NA
07.2010 - 12.2012
Quality & Control Specialist |
BMW Financial Services NA
03.2008 - 07.2010
Center Sales Specialist |
BMW Financial Services NA
05.2005 - 03.2008
Bachelor of Arts - Economics
Ohio University