Summary
Overview
Work History
Education
Skills
Timeline
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Andrea Wurth

Littleton,CO

Summary

Dynamic Senior Loan Processor with a proven track record at American Financing Corp., achieving over 1,000 closings in 2020. Results-oriented Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices. Expert in income calculations and risk assessment, complemented by exceptional organizational skills. Recognized for outstanding customer service and efficiency in managing a pipeline of 60+ loans consistently while exceeding performance expectations. Over 20 years of experience in loan processing and mortgages. Excellent communicator and decision maker with a strong eye for detail and a proactive nature. Knowledgeable Loan Processor offering expertise in legal statutes and established lending guidelines.

Overview

20
20
years of professional experience

Work History

Senior Loan Processor

American Financing Corp.
05.2019 - Current
  • Maintain pipeline of 60+ loans.
  • Average closings of 40+ loans each month.
  • Awarded Top Processor in 2020 with 732 closings that year.
  • Awarded Top Processor in 2021 with 527 closings that year.
  • Calculate income including self employed, Corporations, Partnerships, and Rental Income.
  • Contact customers for documents needed for approval and closing.
  • Prepare and send initial closing disclosures and re-disclosures as needed.
  • Draft subordination agreements between banks and title companies for closing.
  • Maintain excellent customer service and turn times.
  • Run Automated Underwriting Systems (DU / LP) for approvals.
  • Work with attorneys and collection agencies to clear title judgments for closing.

Conventional Underwriter

FirstBank
01.2018 - 03.2019
  • Initial review of customers credit profile and income documents to provide a Pre-Approval.
  • Set conditions based on loan program and guidelines for approval.
  • Maintained current knowledge of FNMA/FHLMC guidelines.
  • Knowledge of bank loan programs serviced by FirstBank.
  • Generated comprehensive reports on portfolio performance and risk assessment.

Conventional Underwriter

Envoy Mortgage
12.2014 - 11.2017
  • Thorough review of each document for accuracy and validity.
  • Ensured all loans met Fannie Mae and Freddie Mac guidelines to be sold.
  • Calculated all types of income including grossing up social security/retirement income.
  • Reviewed appraisal and title reports and set required conditions.
  • Cleared and added conditions as appropriate to meet industry guidelines.
  • Maintained a pipeline of 50+ loans to underwrite each month.

Paralegal

Cherry Creek Mortgage Company
07.2010 - 12.2014
  • Drafted corporate contracts, correspondence, and agreements for new investor lines.
  • Worked across departments to implement new TRID changes.
  • Updated compliance requirements and links on the company website.
  • Created daily job process for new Disclosure department after TRID was implemented.
  • Tracked disclosure and compliance documents to ensure compliant or adjust for cures.
  • Typed and distributed meeting minutes and follow ups.
  • Supported the VP of Capital Markets and other executives as needed.
  • Trained new employees for the Disclosure Desk and compliance roles.
  • Maintained company intranet site for the Legal and Compliance departments.

Education

Paralegal Certificate -

Blackstone Career Institute
05.2012

Classes taken - Pre-Law classes

University of Colorado
01.2009

Associates Degree -

Central Florida Community College
05.2005

Skills

  • Mortgage knowledge
  • Legal research
  • Writing
  • LexusNexus
  • WestLaw
  • Loan Origination Systems
  • Calyx Point
  • Encompass
  • Byte
  • DocuFlow
  • DocMagic
  • Credit reports
  • Title reports
  • Appraisals
  • Income calculations
  • Risk assessment
  • Deadline management
  • Multi-tasking
  • Microsoft Excel
  • Microsoft Word
  • Adobe Acrobat
  • Microsoft PowerPoint
  • Problem solving
  • Detail oriented
  • Organizational skills
  • Typing speed
  • Typing accuracy

Timeline

Senior Loan Processor

American Financing Corp.
05.2019 - Current

Conventional Underwriter

FirstBank
01.2018 - 03.2019

Conventional Underwriter

Envoy Mortgage
12.2014 - 11.2017

Paralegal

Cherry Creek Mortgage Company
07.2010 - 12.2014

Paralegal Certificate -

Blackstone Career Institute

Classes taken - Pre-Law classes

University of Colorado

Associates Degree -

Central Florida Community College

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Andrea Wurth