Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
7
7
years of professional experience
Work History
Special Assets Judgment Specialist
Centennial Bank
Cabot, Arkansas
07.2023 - 04.2024
Maintained accurate records of all collection activities in the system database.
Managed customer accounts by obtaining payment information and updating records.
Adhered strictly to all applicable federal laws governing consumer protection rights during collection activities.
Provided guidance and assistance to customers who were facing financial difficulties.
Negotiated payment arrangements with customers who were past due on their accounts.
Conducted periodic audits on accounts receivables balances and aged reports; identified areas requiring further investigation.
Performed skip tracing activities to locate missing debtors; developed a network of resources to aid in locating debtors when necessary.
Represented the company at court hearings related to collection matters; provided testimony as required by judges or attorneys.
Assisted customers with financial hardship by offering alternative payment plans or other solutions that would benefit both parties.
Monitored accounts in various stages of delinquency for potential legal action; referred cases as required according to established policies.
Special Assets Collector
Centennial Bank
Cabot, AR
07.2022 - 07.2023
Researched complex billing issues and provided solutions to resolve disputes.
Developed strategies to collect on past due accounts while maintaining customer relationships.
Identified opportunities for process improvement through analysis of existing systems and procedures.
Ensured all collection activities complied with applicable laws and regulations.
Explained the consequences of non-payment in a professional manner.
Identified delinquent accounts and contacted debtors to negotiate payment terms.
Drafted letters demanding payment from delinquent customers using standard templates.
Processed incoming payments from customers according to established procedures.