ANDREW HUBER

• Improved customer satisfaction by providing exceptional service throughout the mortgage application process.
• Monitored market trends to identify potential growth areas within the mortgage industry for future expansion plans.
• Ensured compliance with state and federal regulations by conducting regular audits and reviewing employee files.
• Developed strong relationships with realtors, builders, and financial professionals to grow referral network for new business opportunities.
• Led branch marketing efforts in local communities for increased brand visibility and awareness among potential clients.
• Reduced loan processing times by implementing efficient workflow processes and adopting advanced technology solutions.
• Negotiated favorable terms with lenders on behalf of clients to secure competitive mortgage options for their individual financial needs.
• Conducted thorough risk analysis assessments before approving loans, minimizing default rates within the portfolio consistently over time.
• Implemented training programs to enhance team''s knowledge of industry regulations, best practices, and product offerings.
• Collaborated with executive leadership to develop annual budget forecasts based on projected revenue and expenses.
• Fostered a positive working environment based on mutual respect, open communication channels, and the shared pursuit of common goals amongst team members.
• Successfully navigated challenging economic periods by adopting proactive measures aimed at mitigating potential negative impacts on branch performance levels.
• Managed a team of loan officers, ensuring high performance and achieving monthly sales goals.
• Streamlined loan processing by improving communication between underwriting, processing, and closing departments.
• Participated actively in networking events as a means to expand professional contacts while promoting company services amongst various target markets.
• Supported financial director with special projects and additional job duties.

• All testimonials and reviews have been perfect sores
• Majority of business purchase oriented and obtained from repeat referrals or realtors
• Target home builders and have good contacts after 10 years of builder employment
• Versed in all types of loans including home renovation products such as 203k and Homestyle
• Maintained a very strong pipeline without a lender provided lead system

Loan Officer

• · Earned license in 4 states: Ohio/Arizona/South Carolina/Virginia
• · Showed the ability to be successful in a direct to consumer call center environment
• · Cultivated large pipelines weighted heavily in refinancing
• · Used various marketing strategies including social media, direct mail, and video

• Led team with 99.8 percent accuracy rating while managing one of our most active HARP pipelines
• Monthly awards in part due to exceptional communication and consistent follow-up with all parties of the individual transactions
• Process and audit of loan applications, titles, disaster reports, tax information, trusts, subordinations, and many other mortgage related documents
• Earned the designation of handling the more difficult loans and state governing bodies
• Currently taking Chase and Stanford online technical mortgage courses that are offered but not mandatory curriculum
• Extremely organized approach which has allowed increased pipeline volume

• Played a leading role in the introduction and establishment of a new Columbus, Ohio division
• Influential role in the development and launch of a new software scheduling program
• Served on the board for multiple Home Owners Association committees
• Directed the production and management of several multi-million dollar operations in several satellite locations
• Personally completed the close-out of 4.2 million dollars in new product delivery obtaining awards for such efforts