ANDREW RIDER
Staunton,VA
Summary
Finance and lending professional with 10+ years of experience across consumer banking, automotive lending, residential mortgage lending, financial product sales, and operations. Direct experience providing automotive financing through bank and credit union environments, including reviewing credit, structuring loans, presenting financing options, and selling GAP protection. Extensive background evaluating customer financial profiles, explaining complex financing options, maintaining regulatory compliance, and developing needs-based financial solutions. Leadership experience includes employee training, workflow coordination, branch operations, and supporting teams in high-volume, performance-driven environments. Seeking to leverage lender-side automotive finance expertise and extensive consumer lending experience as an Automotive Finance Manager.
Overview
11
11
years of professional experience
Work History
Warehouse Associate
Amazon
11.2025 - Current
- Oversaw dock associates during shift operations, identified workflow barriers, and ensured adherence to productivity, safety, and quality standards.
- Trained associates on operational procedures, equipment, and safety standards while helping leadership resolve issues and adjust workflow to meet business needs.
- Led teams in operational tasks to enhance workflow efficiency and ownership.
- Assisted operations leadership with dock workflow and coordinated team activities in high-volume, time-sensitive environment.
Mortgage Loan Officer
American Financial Network
11.2025 - Current
- Managed residential mortgage transactions from application through closing, advising borrowers on financing options and documentation requirements to facilitate informed decision-making.
- Reviewed borrower credit, income, assets, liabilities, and loan documentation, coordinating with processing and underwriting to resolve conditions and ensure compliant, timely closings.
- Helped clients navigate mortgage options and loan processes for informed decision-making.
- Evaluated credit reports to determine loan eligibility and risk.
- Prepared and reviewed mortgage applications for accuracy and completeness.
Loan Officer
Premier Mortgage Resources
11.2024 - 11.2025
- Originated residential mortgage loans and guided borrowers through financing options, ensuring thorough application, documentation, underwriting, and closing processes.
- Evaluated borrower credit and financial documentation, collaborating with processing and underwriting teams to resolve conditions and meet closing deadlines.
- Evaluated client financial histories to determine loan eligibility.
- Assisted clients in selecting appropriate loan products for their needs.
- Processed loan applications and gathered necessary documentation from applicants.
Home Loan Specialist
Churchill Mortgage
07.2024 - 10.2024
- Evaluated client financial profiles for home loan suitability.
- Guided clients through mortgage application processes.
- Facilitated mortgage applications and initial file reviews, ensuring thorough financial documentation for underwriting.
- Coordinated with internal teams to clarify documentation requirements, expediting loan file processing.
- Collaborated with real estate agents to facilitate loan transactions.
Mortgage Advisor / Mortgage Processor
DuPont Community Credit Union
01.2020 - 05.2024
- Managed high-volume mortgage pipeline, evaluating borrower financials and ensuring lending compliance while collaborating with underwriting and third parties to facilitate timely closings.
- Advised members on automotive, consumer, and residential lending solutions, aligning options with credit profiles and financial circumstances to meet borrowing needs.
- Handled automotive financing through credit union, conducting credit reviews, structuring loans, documenting processes, and presenting tailored financing options.
- Presented and sold GAP protection on eligible auto loans, explaining product value, coverage, and benefits through a needs-based sales approach.
Financial Service Advisor / Lead Teller
Atlantic Union Bank
11.2015 - 12.2019
- Led branch operations by supervising staff, training employees, conducting audits, and ensuring compliance with banking regulations.
- Assisted customers with consumer and automotive financing, guiding them through loan applications, credit discussions, and product recommendations to meet their financial needs.
- Presented and sold GAP protection with auto financing, cross-selling banking and lending products tailored to individual customer requirements.
Education
High School Diploma -
Connections Academy
Harrisburg, PASkills
- Mortgage Lending
- Loan Eligibility Assessment
- Credit Analysis
- Financial Documentation Review
- Loan Structuring
- Documentation Management
- Regulatory Compliance
- Consumer Lending
- Automotive Financing
- GAP Protection Sales
- Financial Product Sales
- Pipeline Management
- High-Volume Operations
- Workflow Optimization
- Workflow Analysis
- Operational Leadership
- Onboarding Support
- Encompass
- Optimal Blue
- Desktop Underwriter (DU)
- Loan Product Advisor (LP)
- Client relations
- Loan eligibility assessment
Personal Information
Title: Finance & Lending Professional | Automotive Lending | Sales & Operations Leadership
Timeline
Warehouse Associate
Amazon
11.2025 - Current
Mortgage Loan Officer
American Financial Network
11.2025 - Current
Loan Officer
Premier Mortgage Resources
11.2024 - 11.2025
Home Loan Specialist
Churchill Mortgage
07.2024 - 10.2024
Mortgage Advisor / Mortgage Processor
DuPont Community Credit Union
01.2020 - 05.2024
Financial Service Advisor / Lead Teller
Atlantic Union Bank
11.2015 - 12.2019
High School Diploma -
Connections Academy