Transformational Chief Executive Officer with extensive executive leadership experience in financial services, fintech, and nonprofit sectors. Demonstrates a strong record of driving profitable growth, improving operational performance, and expanding community impact through strategic initiatives and partnerships.
Overview
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Language
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Certification
26
26
years of professional experience
Work History
Chief Executive Officer
Boys & Girls Clubs of Laredo, Inc.
Laredo, TX
02.2026 - Current
Led strategic leadership, operations, fundraising, financial stewardship, board relations, community engagement, regulatory compliance, human resources, marketing, and long-term organizational sustainability as Chief Executive Officer.
Expanded youth programming, significantly enhancing community engagement and impact across South Texas.
Launched Mission Antares STEM Academy in partnership with Texas A&M International University.
Created Creative Horizons for youth with disabilities focused on arts, music, life skills, and workforce readiness.
Designed and launched the Youth Business Leadership Academy.
Expanded services from three to four club locations by opening a new site 55 miles away.
Led the 'Building the Next 80 Years' capital campaign celebrating the organization's 80th anniversary.
Established three recurring revenue centers, diversifying income sources and reinforcing financial sustainability.
Built strategic partnerships with education, healthcare, business, and government leaders.
Strengthened governance, strategic planning, fundraising, and organizational performance.
Modernized employee handbook and organizational policies to enhance compliance and operational efficiency.
Member of the Governance Committee
Organization of American States Federal Credit Union
Washington, D.C.
01.2024 - Current
The OAS FCU Governance Committee – Primary mission is to promote an environment conducive to the ethical behavior of volunteers, ensuring transparency and efficiency in the operation of the Board and its committees, as well as ensuring compliance with OAS FCU bylaws and NCUA Rules and Regulations.
Developed and maintained governance policies to establish and uphold credit union and board values.
Educated board members on essential governance practices to enhance their effectiveness.
Evaluating board members: The committee ensures that board members complete annual self-evaluations and board evaluations.
Holding directors accountable: The committee holds directors accountable for their self-improvement.
Oversaw governance structure to ensure compliance with bylaws and adherence to board policies.
President and CEO
Sound Payments Inc.
Jacksonville, FL
01.2016 - 12.2025
President and founding member, reporting to the Board of Directors, responsible for building the business operational infrastructure, the overall financial performance of Sound Payments, and leading a team of innovators in offering the best in software development, state-of-the-art equipment, unparalleled technical and customer service delivery, advanced security and compliance, training, and double-digit ROI for customers and shareholders.
Led 70 engineers across U.S. and China in software development and R&D initiatives.
Expanded company from Commerce Solutions Division to Professional Services and Energy Solutions Divisions, integrating gas station and EV charging stations into service offerings.
President and CEO
Mid-Atlantic Federal Credit Union
Germantown, MD
01.2015 - 12.2016
President/Chief Executive Officer responsible for providing strategic leadership and direction by working with the Board of Directors and the Leadership Team to establish short-term and long-range goals, strategies, plans and policies; with the objective of ensuring high levels of member service, employee morale, growth, profitability, and financial soundness.
Oversaw the overall financial performance of the Credit Union and effectively represented it within local and federal government, community, regulatory agencies, auditors, and trade associations to enhance its image and reputation.
Cultivated an environment that prioritized member satisfaction and employee fulfillment, enhancing both service quality and team morale.
Accomplishments include the implementation of a merchant services program, business banking program, and ACH aggregator which accelerated the credit union’s growth.
Guaranteed compliance with all laws and NCUA regulations, safeguarding the Credit Union's operations.
Senior Vice President and Corporate Relationship Manager for BBVA Compass tasked with creating value and financial solutions for companies in the North Florida region as well as international companies doing business in Florida.
Directed business development and relationship management for large commercial and industrial clients, enhancing client engagement and satisfaction.
Coordinated international and domestic banking services for corporates, ensuring tailored financial solutions and improved service delivery.
As a relationship manager, my primary duty is to coordinate domestic & global services to CEOs, CFOs, and treasurers.
Delivered syndicated finance, payments, and cash management services, streamlining financial operations for clients.
BBVA Compass brings a new dimension to American corporates by delivering the world’s deepest international financial capabilities to the U.S.
A diversified domestic and international financial services company with $69Bn assets and a network of 687 branches in the U.S. and a subsidiary of BBVA with $820Bn assets, 7,688 branches, over 53 million customers, and a presence in 31 countries.
Executive Vice President, Director, Business Bank Wholesale Group for Georgia & Florida
CertusBank N.A.
Jacksonville, FL
01.2011 - 12.2013
Led the Business Bank Wholesale Group composed of conventional Relationship Managers, Healthcare Bankers, Treasury, and Sales and Support Service Specialists.
Player-coach responsible for P&L, leading sales and service activities resulting in market share growth and attainment of long and short range strategic objectives.
Working with both Healthcare and Business Banking groups to develop and implement an integrated Sales & Service strategy to maximize every interaction, contributed $98MM in new traditional credit as well as SBA 7(a) and 504 credit funding during a very tough credit and economic environment.
Collaborated with Wholesale Bankers to prospect and develop relationships with companies generating annual revenues up to $250 million, enhancing wallet share from existing clients.
Integrated and transitioned the business bank team from First Georgia and Atlantic South Banks to the CertusBank model and culture.
Achieved improved client retention and household acquisition, while reducing operating expenses by over $200M monthly, contributing to $12.8MM net income before taxes.
Served on 10 executive committees including Executive Operating, ALCO, Credit, Risk Management, Credit Pricing, Customer Service, Troubled Asset Review, Diversity, CRA, and Deposit Pricing.
Executive Vice President, Market Manager, Business Banking Group, Greater D.C.
PNC Financial Services Group
Pittsburgh, PA
01.2001 - 12.2011
Player-coach responsible for providing vision, leadership, strategy, coaching, and seamless execution that spurred the team in creating sustained breakthrough results.
Managed P&L with $42MM net income before taxes, growing market share by 1.85% while leading 85-member Business Banking Group and 12 direct reports.
Partnering with five lines of business, generated over $3MM new revenue and improved market share by growing households 7 - 8% annually (16-19% consecutive YOY performance), the #1 regional results companywide.
Delivered breakthrough business performance, achieving PNC’s highest lending levels during 2009 and earning the Lending Cup for four quarters.
Achieved over $92MM new originations, exceeding 2009’s plan by over 40% and earning top ranking company wide.
Delivered $105MM new originations in 2010 and filled the 2011 pipeline with another $98MM.
Led sales, credit, cross-sell, and operational/risk management workshops enabling the Business Bank Group to: Grow 194% in Treasury management and 97% in merchant.
Improve credit liquidation from 45% to 23% and line of credit utilization from 24% to 35%.
Worked with the SBA to support, engage, and provide workshops for over 120 new women business owners entering the federal contracting space.
Achieved top 10 SBA Lender ranking in Greater Washington D.C. Metro area, facilitating access to capital through SBA Express, 7(a), and 504 credit facilities.
Contributed to the acquisition of Mercantile Bank of Maryland, a $17Bn asset financial institution.
Integrated two acquired markets to the PNC business model (2009) and contributed to the integration of National City Bank (2010).
Developed client retention processes that reduced household attrition by 5% and deepened PNC wallet-share by 4%.
Implemented PNC’s largest healthcare and industry segmentation strategy, resulting in $48MM incremental new credit funding.
Delivered $105MM new originations in 2010 and filled the 2011 pipeline with another $98MM.
A diversified financial services company with $305Bn assets and a network of 2,900 branches and 7,300 ATMs in over 17 states.
A diversified financial services company with $305Bn assets and a network of 2,900 branches and 7,300 ATMs in over 17 states.
Education
Graduate School of Retail Bank Management -
Consumers Bankers Association at the University of Virginia
Charlottesville, VA
01-2006
Diplomas - Commercial Lending and Consumer Lending
International Trade Certificate, SBDC, University of North Florida, Jacksonville, FL, 01/01/14
New Leadership Summit, Class XI, Jacksonville, FL, 01/01/13
Languages
Spanish
Civic And Business Leadership - Past
Arts Museum Of The Americas, Washington D.C., member Board of Directors
Montgomery County Chamber of Commerce, member Board of Directors
Hispanic Chamber of Commerce Montgomery County, member Board of Directors
City of Jacksonville, member of the Public Services Grant Council
First Coast Hispanic Chamber of Commerce, President and CEO
Northeast Florida Junior Achievement, Board of Directors member
Jacksonville Regional Chamber of Commerce, member of the Logistics Committee
LeeValent Group, Advisory Board member
Jacksonville Global Cities Business, Committee member
Small Business Resource Center, Advisory Board
Downtown Jacksonville Rotary, member
Southside Businessmen Club, member
Jacksonville Regional Chamber of Commerce, Trustee
First Coast Hispanic Chamber of Commerce Chair of the Business Development Committee
Greater Washington Hispanic Chamber of Commerce
Board of Directors of the Fairfax County Chamber of Commerce
Board of Directors of Pittsburgh’s Urban League
Board of Trustees of the Community College Allegheny County
Member of PNC’s Consumer Bank Diversity Council
Board of Directors of Leadership Pittsburgh
Advisor to the Board, Pittsburgh Metropolitan Hispanic Chamber of Commerce
Founding Chairman of the Greater Pittsburgh Diversity Festival
Military Experience
United States Army, MAJOR, AR, (USA Ret.), 01/01/85, 12/31/19, Final duty assignment: Commander Bravo Company, Fort Belvoir, 3rd Battalion 318th Regiment 78th Training Division., Observer Coach/Trainer responsible for executing a broad spectrum of individual and collective training.
Languages
Spanish
Professional
Timeline
Chief Executive Officer
Boys & Girls Clubs of Laredo, Inc.
02.2026 - Current
Member of the Governance Committee
Organization of American States Federal Credit Union