Andrew Williams

• Develop and coordinate the annual budget to integrate into business plan forecasts.
• Conduct capital market research to support and maintain the Investment Board Policy and the fixed-income portfolio.
• Develop and maintain deposit pricing and investment portfolio management reports.
• Oversee risk model operations and coordinate with consultants to ensure data integrity and regulatory compliance.

Achievements:

• Conduct research to identify potential revenue enhancement opportunities.
• Assess report results, identify corporate balance sheet interest rate risks, and recommend management actions.
• Analyze existing systems and databases and recommend enhancements to solve business needs.
• Collaborate with upper management to drive strategy and implement new processes.

• Analyzed and interpreted governing documents unique to each transaction to determine accurate and timely completion of the compliance obligations
• Performed independent quality assurance review for new accounts, Reg 9 account investment reviews, and other periodic targeted reviews to ensure accounts were properly established on systems to mitigate potential risk to the bondholders and the bank
• Ensured proper application of and compliance with internal and regulatory standards, guidelines, policies, and procedures through the performance of periodic self- assessment reviews.
• Performed credit reviews on corporations to assess financial conditions.

Achievements:

• Facilitated employee training on compliance-related topics and improved productivity and efficiency by 15%.
• Developed and implemented performance improvement strategies and plans to promote continuous improvement.

• Managed probate and trust estates following the death of existing clients, or upon the appointment as corporate personal representative of a probate estate, successor trustee of an administrative trust, or agent for personal representative.
• Provided ongoing service in alignment with client needs by preparing customized client presentations/investment reviews, gathering and researching prospect sales and marketing information.
• Coordinated with business partners regarding investment management issues and management of alternative assets, including commercial and residential real estate, farm and ranch properties, timberland, oil and gas, partnerships, LLCs, and sole proprietorships.
• Consulted with outside attorneys, accountants, and other Centers of Influence in managing and controlling risk and provided effective communication with beneficiaries.
• Performed regular account reviews throughout the trust and estate administration process to ensure compliance with the governing documents, bank policy and procedures, and statutory and common-law requirements.
• Reviewed risk management reports to identify, manage, minimize risk, and effectively execute risk management practices through education, sound risk operational decision-making, Line of Business (LOB) audits, and compliance testing.

Achievements:

• Spearheaded communication with clients to understand pain points and maintained 98% customer retention.
• Identified possible problems and inefficiencies in account administration and workflow and initiated appropriate solutions.

• Managed pre-settlement trade comparisons and eventual Depository Trust Company (DTC) trade settlement.
• Compared municipal bond trade information with contra firms, investigated and resolved time critical trade discrepancies, communicated with trade liaisons and contra firms to resolve trade issues, and tracked trade problems.
• Provided backup coverage for various desks in the Purchase & Sales (P&S) department, including equities, bonds, and pricing.
• Balanced and journaled Prime Broker/APL accounts, tracking Securities and Exchange Commission (SEC) fees and monthly trade count numbers, and various pricing projects.

Achievements:

• Performed daily balancing of cash and security positions in Continuous Net Settlement (CNS) and DTC and ensured accurate trade reporting to the Financial Industry Regulatory Authority (FINRA).