Andrew Wuebker
Grimes,IA
Summary
With a proven track record at Wells Fargo, I excel in risk management and regulatory compliance, enhancing business operations through strategic leadership and continuous improvement. My expertise in loan modification and strong communication skills have significantly contributed to achieving and surpassing business goals, demonstrating a commitment to excellence and innovation in financial services.
Overview
24
24
years of professional experience
Work History
Senior Business Execution Consultant
Wells Fargo
03.2023 - Current
- Business support of the end-to-end process when disaster events are invoked by the enterprise or invoked by Federal Emergency Management Agency (FEMA)
- Overseeing change management requests, cross-functional impact and regulatory alert review and impact assessment
- Managing HL Servicing Disaster Program including Federal Government Shutdown and Employee Deployment
- Participate in a variety of assigned and ongoing business operations to ensure success in meeting business goals and objectives
- Identify opportunities for process improvement by conducting root cause testing of all compliance and business metrics
- Determine areas of strength or Business Execution opportunity within defined scope of work
- Review and research strategies and action plans to establish effective processes while meeting performance metrics and policy expectations
- Utilize independent judgment to guide moderate risk deliverables
- Present recommendations to develop, implement, and monitor strategic approaches, effectiveness of support function, and business performance improvement opportunities for managing risks of the business
- Exercise independent judgment and provide guidance in diverse support functions and operations for a single business group within a line of business
- Collaborate and consult with leaders and executive management
Compliance/Risk Lead Underwriter Officer
Wells Fargo
08.2012 - 02.2023
- Giving DART and Wells Fargo Investor groups business direction
- Credit policy updates and changes
- Applying change management methodology and providing work direction to internal team members to complete activities accordingly
- Participate and lead a variety of assigned and ongoing business operations to ensure success in meeting business goals and objectives
- Home Lending Services RCSA reviews
- Monitoring performance metrics, including KPI and KRI
- Lead and influence operational change and simplification for the business unit
- Lead and managed multiple groups and team members
- Proactively identify and solution for potential issues and business unit impacts
- Oversee remediation accounts follow applicable policy, process, and procedures
- Maintain visibility to understand interdependencies, issues/risks, and/or potential impacts
- Present recommendations to develop, implement, and monitor strategic approaches, effectiveness of support function, and business performance improvement opportunities for managing risks of the business
- Identify opportunities within the business structure in which evaluating for CITs and/or SHRPs
- Identify risks inherent to the business processes executed and challenge the design of the controls to mitigate the risk of noncompliance or operational loss
- Owner for multiple audit reviews (All Metrics, CRM, IRG, DDQA, WFAS, CFPB, etc.) to be compliant for Removal Team and each business line within Default Mortgage Servicing
- Provide regulatory compliance and operational risk expertise to projects and initiatives
- Work with Legal and RECOR on CID requests to determine groups that participate, organize efforts, gather data, conduct meetings, track progress, and execute follow-up activities
- Work with complex business units, Consumer Control (RECOR), Credit Policy, Legal, third parties, business/portfolio leaders, governance groups, and compliance teams in which providing operational risk expertise and consulting for projects and initiatives associated with audits, exams, regulator requests, business change initiatives, and litigation
- Provide project support and help business leaders drive solutions for credit risk issues, compliance, and operational issues
- Review and research strategies and action plans to establish effective processes while meeting performance metrics and policy expectations
- Consult with business to develop corrective action plans and effectively manage change
- Identify opportunities for process improvement by conducting root cause testing of all compliance and business metrics
- Report findings and develop business cases to influence senior management on the need for controls to mitigate risk
Senior Mortgage Quality Assurance Analyst
The Barrent Group
03.2012 - 07.2012
- Fraud Reviews and Investigation
- Compliance Reviews
- Forensic Loan Reviews
- Repurchase and Recovery Support
Home Preservation Underwriter 4
Wells Fargo
05.2006 - 02.2012
- Working with implementation, project management, and process improvement teams
- Able to prioritize and manage multiple tasks
- Preparing formal reports for review
- Independently working on specialty projects within and outside of the center, committing to quality, excellence, and flexibility
- Communicating and working with Wells Fargo partners to meet business and industry guidelines
- Reviewing, analyzing, approving, and underwriting unusual and complex consumer requests within company guidelines
- Referring real estate loans, short sales, foreclosures, and charge offs
- Evaluating and analyzing income documents and tax forms
- Reviewing financial statements, credit bureaus, property appraisals, and title reports
- Performing compliance and fraud reviews
- Decision first mortgages, second mortgages, home equity lines of credit, and loss mitigation accounts
- Knowledge of FHA, VA, FNMA, and FMLMC guidelines along with LP and DU underwriting
- Working in HASP, ECaR, LIS, LPS, Supreme, and YOM systems
- Coaching, developing, and training new underwriters to achieve quality performance and results
Operations Processor
Wells Fargo
03.2004 - 05.2006
- Disbursement of funds
- Resolving banker and customer issues
- Coaching, developing, and training new employees
- Obtaining appraisal values and title searches
- Reviewing home equity compliance guidelines
- Underwriting
- Using ACAPS, Shaw, Mask, and Hogan Systems
- Working with implementation and project management teams
Agent
Primerica
04.2003 - 04.2004
- Underwriting mortgage loans
- Analyzing financial portfolios
- Reviewing retirement benefits and life insurance
- Refinancing mortgages
Assistant Manager
Hy-Vee
09.2001 - 03.2004
- Collecting on bad checks and reviewing fraud accounts
- Resolving all customer and employee concerns
- Writing schedules, hiring, and delegating work for one hundred employees
Collector
Pro-staff
08.2000 - 09.2001
- Collecting on credit card and charged off accounts
- Skip tracing information
- Analyzing and researching customer inquiries on accounts
Education
Some College (No Degree) - Liberal Arts
Des Moines Area Community College
Ankeny, IASkills
- Business presentation
- Technical review
- Competency Assessments
- Reporting writing
- Continuous improvement
- Enterprise network hardware / software
- Leadership coaching
- Department leadership
- Verbal and written communication
- Staff development
- Financial management
- Regulatory compliance
- Clear communication
- Operations management
- Goal setting
- Policy and procedure development
- Customer relationship management (CRM)
- Task delegation
- Risk management
- Decision-making
- Conflict resolution
- Customer service
- Loss mitigation expertise
- Loss prevention goals monitoring
- Risk assessment & mitigation
- Loss prevention measures
- Loan modification
- Foreclosure prevention
- Policy interpretation
- Short sale management
- Sales
Languages
English
Native/ Bilingual
Spanish
Elementary
References
References available upon request.
Timeline
Senior Business Execution Consultant
Wells Fargo
03.2023 - Current
Compliance/Risk Lead Underwriter Officer
Wells Fargo
08.2012 - 02.2023
Senior Mortgage Quality Assurance Analyst
The Barrent Group
03.2012 - 07.2012
Home Preservation Underwriter 4
Wells Fargo
05.2006 - 02.2012
Operations Processor
Wells Fargo
03.2004 - 05.2006
Agent
Primerica
04.2003 - 04.2004
Assistant Manager
Hy-Vee
09.2001 - 03.2004
Collector
Pro-staff
08.2000 - 09.2001
Some College (No Degree) - Liberal Arts
Des Moines Area Community College
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