Summary
Overview
Work History
Education
Work Availability
Skills
Timeline

Angel Jant-Redfearn

Gastonia,NC
There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins

Summary

Seasoned Underwriter offering over 5 years of commercial insurance expertise. Well-versed in insurance laws with success in mitigating risk and controlling loss through comprehensive analysis, policy negotiation and service delivery.

Overview

7
7
years of post-secondary education
8
8
years of professional experience

Work History

Commercial Underwriter

Ivantage
Charlotte, NC
06.2018 - Current
  • Creative with ability to customize solutions to successfully satisfy needs of clients.
  • Excellent interpersonal skills, ability to work well with others, in both supervisory and support staff roles.
  • Inspires trust and confidence in clients and team members through diplomatic handling of relationships
  • Underwrites 75-100 new account submissions each month
  • Ensure all submissions are effectively managed to reach decline or quoting status within 24-48 business hours
  • Clearly communicate appetite, declination reasons and coverage advantages to agents
  • Assess and identify changes in all aspects of business including nature of work performed (inherent risks) and exposure analysis.
  • Consistently met and exceeded quarterly sales goals.
  • Prepare and implement instructions for administering work flows and accounting issues to service unique situations.
  • Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
  • Examined potential loss stemming from catastrophe, severity or frequency of possible loss.
  • Controlled loss by assessing risk, conducting system analysis and recommending policy solutions.
  • Analyzed credit, income, compliance, title documents, loss runs and appraisals during underwriting process.
  • Prepare quote proposal and binder documents

Senior Business Insurance Agent

Allstate
Charlotte, NC
07.2013 - 06.2018
  • Submit new business applications for clients.
  • Promote and sell commercial products and services.
  • Provide market direction and eligibility guidelines to customers.
  • Exceeded sales goals for volume of quality new business quoted and written within company guidelines.
  • Provide referrals to Ivantage and Northeast agencies when necessary to place coverage.
  • Train new associates on insurance market appetite and underwriting.
  • Discuss terms, coverages and costs with customers
  • Explained advantages, features and disadvantages of various policies to promote sale of plans, boosting overall sales by 12%.
  • Responded to customer calls within 24-48 business hours to swiftly resolve issues and answer questions.
  • Maintained high standards of customer service by building relationships with clients.

Education

B. Sc - Management Information Systems

Pfeiffer University, Misenheimer, NC
05.2008 - 12.2011

B. Sc - Business Administration

Pfeiffer University, Misenheimer, NC
05.2008 - 12.2011

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Skills

Proven analytical ability to evaluate and judge underwriting risksundefined

Timeline

Commercial Underwriter - Ivantage
06.2018 - Current
Senior Business Insurance Agent - Allstate
07.2013 - 06.2018
Pfeiffer University - B. Sc, Management Information Systems
05.2008 - 12.2011
Pfeiffer University - B. Sc, Business Administration
05.2008 - 12.2011
Angel Jant-Redfearn