Angela Moran
Springfield
Summary
Detail-oriented financial professional experienced in credit analysis, risk assessment, and account management. Expertise in data analysis, credit risk evaluation, and maintaining financial records for high-volume portfolios. Strong background in resolving account issues and making informed decisions while following established policies. Proficient in Microsoft Office with effective organizational and communication skills.
Overview
3
3
years of professional experience
Work History
Credit Analyst
O'Reilly Auto Parts
Springfield, MO
02.2025 - Current
- Managed a portfolio of 250+ business accounts, analyzing credit risk and account performance while ensuring compliance with company credit policies.
- Evaluated customer accounts to make independent credit decisions regarding credit limits, payment arrangements, and account status.
- Resolved complex account issues through financial analysis, negotiation, and customer communication.
- Utilized credit management software to monitor account activity, identify risk, and initiate appropriate collection strategies.
- Collaborated with internal departments to resolve billing and payment discrepancies while maintaining accurate account records.
- Prioritized a high-volume workload in a fast-paced financial environment while meeting performance and service expectations.
Account Maintenance Specialist
O'Reilly Auto Parts
Springfield, MO
11.2023 - 02.2025
- Managed creation and maintenance of professional customer accounts, ensuring accuracy of financial, contact, and account information.
- Reviewed account activity, sales data, payment status, and credit information to support account decisions and risk evaluation.
- Resolved account discrepancies by researching and eliminating duplicate accounts and completing account records.
- Prepared account aging reports and documented accounts with extended payment terms to ensure timely follow-up.
- Researched and resolved account discrepancies, including duplicate accounts and incomplete account records.
- Collaborated with field management and internal teams to efficiently resolve account inquiries and ensure record accuracy.
- Utilized credit systems and Microsoft applications to analyze and maintain high-volume account data.
Credit Application Specialist
O'Reilly Auto Parts
Springfield, MO
03.2023 - 11.2023
- Processed and analyzed credit applications for professional customer accounts, evaluating financial information and account history to support credit approval decisions.
- Assessed credit risk by researching applicant credit history, existing accounts, payment patterns, and returned check activity.
- Reviewed business and consumer credit reports while maintaining confidentiality of sensitive financial information.
- Compiled and maintained credit files and supporting documentation to streamline account review and approval processes.
- Monitored workflow status and prioritized tasks within application tracking systems to ensure timely processing.
- Prepared approval and denial communications based on established credit policies and procedures.
- Responded to account inquiries and collaborated with internal teams to resolve credit-related questions.
- Maintained accurate records through data entry, document imaging, and file organization.
Education
The University of Texas At San Antonio
San Antonio, TXSkills
- Risk assessment
- Financial statement analysis
- Data analysis
- Risk evaluation
- Account management
- Financial documentation
- Account reconciliation
- Aging analysis
- Microsoft Excel
- Microsoft Office
- Credit Management Systems
- Process Compliance
Timeline
Credit Analyst
O'Reilly Auto Parts
02.2025 - Current
Account Maintenance Specialist
O'Reilly Auto Parts
11.2023 - 02.2025
Credit Application Specialist
O'Reilly Auto Parts
03.2023 - 11.2023
The University of Texas At San Antonio