ANGELA R. CHAVARRIA
Summary
Experienced professional accountant with over 20 years in private and public financial sectors, recognized for exceptional productivity and meticulous attention to detail. Expertise includes financial analysis, tax preparation, and regulatory compliance, ensuring accuracy in financial reporting. Proven time management and problem-solving skills enhance collaboration across teams to meet stringent deadlines and drive financial objectives.
Overview
20
20
years of professional experience
Work History
Experienced Sr,Financial Accountant
Intercredit Bank
07.2023 - 10.2024
- Compiled financial daily balance sheet and updated liquidity report.
- Identified significant variances and communicated them to senior management.
- Responded to internal and external audit inquiries.
- Performed monthly reconciliation of Assets and Liabilities accounts.
- Monitored weekly Accounts Payable process to guarantee accurate allocation of payments.
- Assumed responsibilities for Accounts Payable as needed.
- Collaborated with subsidiary AP, Prepaid and Fixed Assets systems.
- Ensured timely submission of Tax Form 45 to the IRS.
- Supervised the correspondent bank accounts and internal accounts used by the Finance Department.
- Completed month-end closing process.
- Managed financial reporting while simultaneously overseeing payables and receivables.
- Calculated and verified daily cash balances.
- Handled various assigned duties to support the Controller.
Accountant
Miccosukee Casino & Resort
08.2022 - 06.2023
- Conducted daily financial analyses of revenues and expenses from gaming floor and revenue-generating departments to validate data.
- Processed, audited, and reconciled daily revenue and costs for enterprise’s gaming floor.
- Created management reports by validating ATMs, kiosks, telechecks, credit cards, and source documents.
- Coordinated interdepartmental efforts for compliance resolutions.
- Facilitated weekly intercompany money transfers to Tribe totaling approximately $1M in revenue.
- Managed transactions including invoices, fees, and commissions accurately weekly.
- Executed various accounting and financial projects directed by Upper Management.
Financial Regulatory Reporting Analyst
Amerant Bank, N.A.
04.2018 - 07.2022
- Compiled monthly financial statements for eight operating subsidiaries.
- Analyzed financial data for highly regulated brokerage, trust, real estate investments, and management companies.
- Reviewed the content of these presentations for accuracy and consistency.
- Prepared periodic compliance documents such as FR2900, FR2644, TIC (BL) (BC), and quarterly Call Reports.
- Ensured timely submission of detailed filings to entities like the Office of the Controller of the Currency and Federal Deposit Insurance Company.
- Prepared and posted intercompany journal entries.
- Reconciled and analyzed transactions.
Sr. Accountant
First National Bank of South Miami
02.2017 - 03.2018
- Reviewed and rationalized discrepancies in daily financial data.
- Reviewed and approved accounts payable transactions.
- Managed monthly accounting cycle.
- Generated detailed FFIEC 051 Quarterly Call Reports for banks with assets under $1 billion.
Financial Accounting Manager
University Credit Union
01.2015 - 01.2017
- Reported monthly financial figures and quarterly regulatory data.
- Prepared 5300 Quarterly Call Report -NCUA Regulatory reports and FR2900.
- Managed the Month End Closing Cycle
- Trained, directed, and evaluated team member performance.
- Monitored time sheet and planned vacation time off with Staff.
- Assisted with the preparation of the annual internal Audit and the State National Credit Unions Association (NCUA) Examination.
Sr. Financial Accounting Analyst -Operations & Treasury Department
StateTrust Bank
03.2013 - 12.2014
- Managed diverse financial transactions including foreign exchange and check deposits.
- Handled cash-related accounting activities for regional general ledgers as per global process workflow.
- Monitored and analyzed SWIFT confirmation wire out/approval for wires out in IMS system.
Loan Accountant -Loan Financial Accounting Department
Bank United
12.2010 - 02.2013
- Reconciled daily commercial loan portfolio involving principals, interest received, and accruals.
- Managed escrow analysis and ensured accurate handling of taxes, insurance, and disbursements.
- Resolved discrepancies between sub-ledger and general ledger.
- Guided accountants through the process of linking transactions with G/L via Fiserv and Lawson.
Staff Accountant/Financial Department-Consultant
Terremark Worldwide
02.2010 - 10.2010
- Reviewed and updated commercial capital leases.
- Updated and reconciled Federal contracts, ensuring comprehensive records of Terremark Federal Government Funds maintained.
- Consolidated multiple reporting entities efficiently.
- Managed Terremark Federal Government Budget.
Accountant, Finance & Reporting Department, Accountant
Banco Do Brasil
03.2005 - 12.2009
- Generated Federal Reserve quarterly call reports for Condition and Income (FFIEC 031), (FFIEC-002).
- Prepared comprehensive financial documentation for regulatory compliance.
- Chosen to train new staff for bank restructuring.
- Demonstrated multi-task capabilities by being part of the Accounts Payables and the Financial Report Department.
Education
Bachelor of Business Administration - Major in Accounting
Florida International University
08.2007
Skills
- Analytical Thinker
- Problem solver
- Resourceful
- Team player
- Fast learner
- Organized
- Reliable
- Loyal
- Effective Multitasking
- Proficient with MS Excel
- Proficient with Word
- Proficient with PowerPoint
- Proficient with Access
- Proficient with Prologue 102
- Skilled in AS400-Datapro Operations
- Proficient with SAP
- Proficient with Oracle
- Proficient with Great Plains
- Proficient with Sage
- Proficient with Jack Henry
- Proficient with QuickBooks
- Proficient with NetSuite
- FED Call Reporter platform
- Familiarity with Paychex Solutions
- ADP Software Proficiency
Languages
- English
- Spanish (Native)
- Portuguese (Speak and Read)
Timeline
Experienced Sr,Financial Accountant
Intercredit Bank
07.2023 - 10.2024
Accountant
Miccosukee Casino & Resort
08.2022 - 06.2023
Financial Regulatory Reporting Analyst
Amerant Bank, N.A.
04.2018 - 07.2022
Sr. Accountant
First National Bank of South Miami
02.2017 - 03.2018
Financial Accounting Manager
University Credit Union
01.2015 - 01.2017
Sr. Financial Accounting Analyst -Operations & Treasury Department
StateTrust Bank
03.2013 - 12.2014
Loan Accountant -Loan Financial Accounting Department
Bank United
12.2010 - 02.2013
Staff Accountant/Financial Department-Consultant
Terremark Worldwide
02.2010 - 10.2010
Accountant, Finance & Reporting Department, Accountant
Banco Do Brasil
03.2005 - 12.2009
Bachelor of Business Administration - Major in Accounting
Florida International University
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