ANGELICA LAWRENCE
Dallas,TX
Summary
Professional with strong background in loan analysis, equipped to drive impactful results. Proven in-depth understanding of financial assessments, risk management, and regulatory compliance. Known for collaborative teamwork and adaptability, ensuring seamless operations and successful outcomes. Skilled in data analysis, financial modeling, and client relationship management, with focus on delivering precise and timely solutions.
Overview
21
21
years of professional experience
Work History
Mortgage Loan Analyst
Veripro Solutions
Dallas, Texas
10.2014 - 01.2025
- Remained updated with latest information related to mortgage products and services being offered.
- Prevented unnecessary foreclosures by effectively communicating available options to borrowers and guiding them through the loss mitigation process.
- Conducted comprehensive loan reviews, identifying opportunities for modifications and alternative repayment plans.
- Safeguarded company interests by ensuring adherence to all relevant legal and regulatory requirements throughout the loss mitigation process.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Assisted with short sales and deed in lieu processes.
- Negotiated loan terms and conditions with customers to secure best deal.
- Evaluated loan requests and documents to verify accuracy and completeness.
Loss Mitigation Specialist
Wingspan Portfolio Advisors
Carrollton, TX
07.2009 - 02.2014
- Managed a portfolio of defaulted mortgages included a cradle to grave process for home retention and liquidation options
- Analyzed borrower's credit, assets, collateral, and financial statements in order to recommend the most appropriate workout
- Effectively negotiated account reinstatements, settlements, and short sales to minimize investor's losses
- Reviewed and analyzed title searches to ensure that the investor's lien is not in jeopardy
- Presented counter-offers for investor approval and corresponded appropriately with approval or denial to the interested party
Bank Teller/SOS
Bank of America
Dallas, TX
07.2004 - 07.2009
- Processed customer's deposits and post payments
- Referred financial products and services
- Managed difficult and emotional customer situations
- Identified and resolved problems on customer's accounts
- Handled monetary transactions while working in a fast paced environment
Education
Bachelor of Business Administration - Finance
University of Texas At Arlington
A.S. - Science
El Centro Community College
Skills
- Detail-oriented
- Analytical skills
- Ability to multi-task
- Interpersonal skills
- Ability to conduct and access research
- Proficient in MS Office
- Portfolio management
- Credit analysis
- Documentation review
Timeline
Mortgage Loan Analyst
Veripro Solutions
10.2014 - 01.2025
Loss Mitigation Specialist
Wingspan Portfolio Advisors
07.2009 - 02.2014
Bank Teller/SOS
Bank of America
07.2004 - 07.2009
A.S. - Science
El Centro Community College
Bachelor of Business Administration - Finance
University of Texas At Arlington