Angelina De Bonis
Montgomery,TX
Summary
Experienced mortgage professional with a proven track record in the industry. Seeking opportunities in a dynamic organization to further develop my interpersonal, creative, and organizational skills.
Overview
23
23
years of professional experience
Work History
Underwriter
CLM Mortgage
Houston, Texas
2023.06 - Current
- Reviewed and evaluated loan applications to assess creditworthiness, risk and eligibility for approval.
- Determined appropriate loan structure based on customer needs, company policy and regulatory guidelines.
- Compiled, verified and typed application information for mortgage loans
Condo Department Manager
Envoy Mortgage
Houston, Texas
2009.04 - 2022.11
- Underwrite and approve PERS, FNMA, FHLMC and FHA condo
- Insuring all condo documentation meets guidelines
- Trained and supervised associates on customer service excellence and strong company culture
- Maintained knowledge of product ranges and services to improve customer experience.
- Met or exceeded operating standards for brand consistency
Senior Underwriter
Envoy Mortgage
Houston, Texas
2009.04 - 2022.11
- Underwrite conventional, VA and FHA loans
- DE and LAPP
- Clearing all conditions as set per program guidelines
- Appraisal review of all loan types
Senior Underwriter
SunTrust Mortgage, Inc.
Houston, Texas
2004.06 - 2009.03
- Underwrite conventional, Alt A, VA and FHA loans
- DE and LAPP
- Daily interaction with broker and account managers with scenario questions
- Daily mentoring of other staff members
- Clearing all conditions as set per program guidelines
- Appraisal review of all loan types
Senior Underwriter
Washington Mutual
Houston, Texas
2001.10 - 2004.03
- Underwrite conventional, Alt A, VA and FHA loans
- DE and LAPP
- Daily interaction with broker and account managers with scenario questions
- Daily mentoring of other staff members
- Clearing all conditions as set per program guidelines
- Awards received for highest number of loans underwritten and exceptional job performance
- Appraisal review of all loan types
Education
Associate of Applied Science - Business
Houston Community College
Houston, TX1995-01
Skills
- Caseload Management
- Developing policies
- Loss Protection
- Risk Mitigation
- Creditworthiness assessment
- Analyzing data
- Underwriting calculations
- Building strong relationships
- Property appraisal
- Industry Trends
SLC VI
- Coordinating files from underwriting to closing
- Insuring proper products and pricing
- JR Underwriting conventional and FHA loans
- LP and DU validation
Timeline
Underwriter
CLM Mortgage
2023.06 - Current
Condo Department Manager
Envoy Mortgage
2009.04 - 2022.11
Senior Underwriter
Envoy Mortgage
2009.04 - 2022.11
Senior Underwriter
SunTrust Mortgage, Inc.
2004.06 - 2009.03
Senior Underwriter
Washington Mutual
2001.10 - 2004.03
Associate of Applied Science - Business
Houston Community College