ANGELINA KIRKOVA
Vice President
Summary
Financial Services professional with extensive experience in IB. Excel in planning, implementation and
leveraging strategies to achieve financial and business results.
Performance-driven Vice President with [Number] years of experience aligning systems with business requirements, policies and regulatory requirements. Passionate about applying excellent organization and communication skills to manage and lead teams. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment. Results-driven [Job Title] with forward-thinking approach centered on company success and competitive growth. Demonstrated record of success in building successful teams and managing profitable operations.
Overview
11
11
years of professional experience
2
2
Certifications
Work History
Vice President
Deutsche Bank
11.2017 - Current
- Supervisory control of the end-to-end onboarding process of Corporate Finance/Commercial Real Estate/Global Markets
- Formulated and executed strategic initiatives to improve product offerings.
- Initiated strategy to drive company growth and increase market share and profitability.
- Established a culture of continuous improvement, fostering innovation and driving sustainable growth across the organization.
- Mitigated regulatory risks by overseeing adherence to insurance and safety regulations.
- Established performance goals for department and provided methods for reaching milestones.
- Ensured regulatory compliance at all times by implementing robust internal controls systems coupled with proactive monitoring mechanisms.
- Streamlined operations to maximize business efficiency and profits.
- Established performance goals for department and outlined processes for achievement.
- Identified opportunities to improve business process flows and productivity.
- Established and maintained strong relationships with customers, vendors and strategic partners.
- Transformed customer experience by designing and executing comprehensive service improvement initiatives aimed at enhancing satisfaction levels.
- Cultivated strong relationships with key stakeholders, including customers, vendors, regulators, and community leaders to promote collaboration and long-term success.
- Built high-performance teams through effective recruitment practices focused on competency alignment coupled with ongoing performance management processes.
- Developed and implemented new strategies and policies in collaboration with executive partners to establish and achieve long-term business objectives, providing company with strong and sustainable organizational leadership.
- Leveraged technology to automate workflows and streamline processes, resulting in increased productivity and cost savings across the organization.
- Collaborated with senior management to develop strategic initiatives and long term goals.
- Communicated business performance, forecasts and strategies to investors and shareholders.
- Created succession plans to provide continuity of operations during leadership transitions.
- Led recruitment and development of strategic alliances to maximize utilization of existing talent and capabilities.
- Cultivated company-wide culture of innovation and collaboration.
- Championed talent development programs, promoting employee engagement and retention while enhancing overall workforce capabilities.
- Implemented advanced data analytics tools to drive data-driven decision-making across all levels of the organization, leading to better business outcomes.
- Collaborated with legal, accounting and other professional teams to review and maintain compliance with regulations.
- Monitored key business risks and established risk management procedures.
Assistant Vice President
Deutsch Bank
11.2017 - 01.2022
- Implemented business strategies, increasing revenue, and effectively targeting new markets.
- Communicated with leadership teams to assist with administrative initiatives and decisions and attended weekly meetings to support policy changes.
- Developed program to promote new managers from within, building and maintaining cohesive leadership structure.
- Oversaw change management initiatives, ensuring smooth transitions during periods of organizational restructuring or process improvements.
- Fostered strong relationships with key clients, leading to repeat business and a significant increase in customer satisfaction ratings.
- Improved employee retention rates through development of comprehensive training programs and mentorship initiatives.
- Allocated work assignments and tasks to comprehensively manage administrative projects.
- Reduced operational risks while organizing data to forecast performance trends.
- Reported issues to higher management with great detail.
- Interacted well with customers to build connections and nurture relationships.
- Implemented innovative programs to increase employee loyalty and reduce turnover.
- Increased efficiency by streamlining processes and participating in new software implementation
- Recruited, hired, and trained initial personnel, working to establish key internal functions and outline scope of positions for new organization.
- Assisted in recruiting, hiring and training of team members.
- Trained and guided team members to maintain high productivity and performance metrics.
- Streamlined operations to maximize business efficiency and profits.
- Developed long-term strategies for business growth, resulting in increased revenue and market share over a five-year period.
- Developed and implemented new strategies and policies to establish long-term business objectives and provide strong and sustainable organizational leadership.
- Led cross-functional teams to deliver successful projects on time and within budget, enhancing company reputation in the industry.
- Enhanced collaboration between team members by implementing innovative communication tools and fostering an open dialogue culture.
- Collaborated closely with executive leadership to align department goals with overall company objectives, resulting in stronger organizational cohesion.
- Optimized resource allocation by analyzing operational needs, reallocating resources as needed to maximize efficiency across all functions.
- Cultivated and strengthened lasting client relationships using strong issue resolution and dynamic communication skills.
- Generated financial and operational reports to assist management with business strategy.
- Managed risk effectively by implementing robust compliance procedures and conducting regular audits of internal controls.
- Drove innovation by encouraging creative problem-solving among team members and staying abreast of industry trends and best practices.
- Observed each employee's individual strengths and initiated mentoring program to improve areas of weakness.
- Liaise daily with Business Management and KYC teams to ensure proper daily prioritization of new account pipeline
- Support Front Office with client outreach and assist other near shore/offshore internal partners to ensure timely onboarding
- Ensure diligence teams operate in line with the firms governance and oversight for risk and controls
- Provide guidance to inquiries made by KYC and Trade Support teams on KYC/AML policies and procedures, and external regulatory requirements to ensure timely new account setup
- Escalation contact for day-to-day issues and Subject Matter Expert of all KYC specific queries for internal/external colleagues
- Ensure timely completion of files for periodic review and remediation of existing clients and new client onboarding
- Review daily, weekly and monthly MI to identify and resolve potential account set up issues
- Supervisory control of the end-to-end onboarding process of Corporate Finance/Commercial Real Estate/Global Markets
- Liaise daily with Business Management and KYC teams to prioritize completion of files for periodic review and remediation of existing clients and new client onboarding
- Support Front Office with client outreach and assist near shore/offshore internal partners to ensure timely onboarding
- Ensure diligence teams operate in line with the firm's governance and oversight for risk and controls
- Escalation contact and subject matter expert on KYC/AML policies and procedures, regulatory requirements
- Review daily, weekly and monthly MI to identify and resolve potential account set up issues
Senior Risk Associate
Capital One
03.2017 - 11.2017
- Determined KYC requirements based on risk, industry, corporate structure and relationship
- Engaged clients and bankers to set up new/existing relationships and provide ongoing servicing support
- Advised Front Office partners on regulatory customer CIP/CDD/EDD requirements for new and existing clients
- Analyzed and interpreted complex corporate structures, legal formation documents to extract relevant customer information
- Verified and maintained CIP/CDD/EDD data
- Identified, escalated and resolved red flags findings driven by OFAC/PEP/Neg News screening
- Ensured the Commercial Bank meets Anti-Money Laundering (AML) rules as dictated by regulations
- Interacted with Quality Control team on findings and improvements and policy changes to assure consistent adherence to requirements.
- Worked within [Software] to compile and review information with pivot tables and charts.
- Produced and filed reports to inform senior management of current activities and progress with investigations.
- Analyzed key aspects of business to evaluate factors driving results and summarized into presentations.
- Trained junior associates in best practices for risk analysis and mitigation techniques.
- Interacted with internal customers to understand business needs and translate into requirements and project scope.
- Spearheaded multiple successful projects aimed at enhancing the organization's overall risk management capabilities.
- Collaborated with stakeholders to define project objectives and criteria.
Senior Compliance Officer
J P Morgan Chase
08.2013 - 03.2017
- Partnered with Bankers to manage client risk in their portfolios during the onboarding/renewal/remediation process
- Applied appropriate KYC/AML policy concepts and risk factors by interpreting complex client structures and formation documents and ensured deliverables are met
- Leveraged internal resource to identify and mitigate AML risks and provide process improvements
- Identified, escalated and resolved red flags findings and errors due to OFAC/PEP/Neg News
- Reported notable findings or trends relating to financial crime risks to management, supporting informed decision-making around mitigation strategies.
- Identified gaps in existing compliance processes and recommended updates.
- Managed 20+ Case Lead Supports in the US and abroad
- Interviewed and assisted with the hiring and onboarding
- Managed the pipeline and MIS to ensure timely completion of cases and kept management committee informed of task accomplishments and issues with resource constraints, discuss project objectives and issues/delays in deliverables
- Organized meetings with QA to ensure policies & procedures are implemented in conjunction with KYC programs
- Complied with federal, state, and local legal requirements by remaining abreast of new and existing legislation; enforcing adherence to requirements and advising management on needed actions
- Obtained system access and equipment and trained new staff to adhere to current KYC/AML policies and procedures
- Evaluated employee performance quarterly/semiannually/annually
- Created Projections & Forecast reports to view project progress and assess staff productivity measures
- Case Lead in response to a regulatory action enforced on JPMC for new/existing CIB and Commercial Bank clients
- Remediated KYC records to regulatory and internal standards; including Foreign Correspondent Banks (FCB), Domestic Banks, Non-
Banking Financial Institutions and Domestic & Foreign Corporations, and Commercial Bank clients - Adhered to KYC/AML policy and risk factors by interpreting complex client structures and formation documents
- Reviewed CIP, risk rating, customer profile, AML risk evaluations, PEP/Negative News screenings and related account, product,
country and customer due diligence using public/internal resources; - Identified, escalated and resolved AML red flags findings and errors due to OFAC/PEP/Neg News screening
- Discussed and escalated complex issues surrounding client types and structures, financial products and services, and other AML risk-
related issues; updated internal reference data systems; ensured no discrepancies exist on client record - Demonstrated strong problem-solving skills in navigating intricate customer cases while adhering to regulatory requirements.
- Maintained up-to-date knowledge of current and emerging compliance regulations.
- Collaborated with legal, accounting and other professional teams to review and maintain compliance with regulations.
- Reduced risk of non-compliance with thorough internal audits, identifying areas for improvement.
- Communicated business performance, forecasts and strategies to investors and shareholders.
- Actively participated in industry conferences and workshops aimed at sharing best practices among peers.
- Established and maintained strong relationships with customers, vendors and strategic partners.
Senior Finance Associate
JP Morgan Chase
12.2004 - 8 2013
- Acted as Product Lead and primary contact for consumers (Regulatory Reporting, Credit Reporting, Country Risk, Market Risk and Finance) for Credit data flowing thru CRI (Credit Risk Infrastructure) related to North and Latin American supplies
- Assess data quality for Cash Securities supplies into CRI to minimize errors and ensure highest level of data integrity for our consumers
- Controlled and monitored timeliness, completeness and accuracy of all wholesale transactions and position information feed into CRI
- Set and track specific deliverables together with escalation and resolution of data quality issues, while educating business to deliver on Credit requirements, processes and priorities
- Partnered with the line of business to understand key business drivers, infrastructure, and products, to help identify potential business risks and assist with the creation of process efficiencies
- Monitor data quality metrics and month end products reconciliation of Margin Loans, Securities Financing, Trading Securities, Fails, and Available for Sale reports to escalate critical concerns and propose solutions as needed with Finance and Middle office teams
- Partnered with Technology and Supply Delivery project teams for successful, end-to-end implementation of supplies sourced via the Credit environment.
- Corresponded with various other departments, discussing company plans and agreeing on future paths to be taken.
- Improved financial reporting accuracy by streamlining data collection and analysis processes.
- Managed budgeting processes, ensuring accurate forecasting and timely adjustments to maintain financial goals.
- Managed and responded to correspondence and inquiries from customers and vendors.
- Streamlined daily reporting information entry for efficient record keeping purposes.
- Established strong relationships with key stakeholders, fostering trust and promoting open communication around financial matters.
- Coordinated annual audit preparations with external auditors, facilitating a smooth review process with minimal findings.
- Gathered, evaluated and summarized account data in detailed financial reports.
- Reduced financial discrepancies, effectively reconciling bank accounts and organizing information into accounting software.
- Streamlined monthly close process through improved workflow efficiencies, reducing time spent on routine tasks without compromising quality or accuracy.
- Provided financial reports and interpreted financial information to managerial staff while recommending further courses of action.
- Strengthened financial operations by conducting bank reconciliations and financial reporting.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Enhanced cash flow management with effective forecasting and timely reporting to stakeholders.
- Established internal audit procedures to validate and improve accuracy of financial reporting.
- Streamlined financial processes by implementing new accounting software and reducing manual tasks.
- Managed relationships with external auditors, resulting in successful annual audits and compliance with regulatory requirements.
- Increased efficiency of financial operations, ensuring accurate record-keeping and timely reporting.
- Led efforts to automate finance processes, increasing accuracy and efficiency while reducing error rates.
- Lead the development of system enhancements, internal controls and procedures that improved operating efficiency
- Acted as project manager in the implementation of internal commission systems & billing reports improving billing transparency for clients and ease of reconciliation for correspondents
- Spearheaded system development that automated the calculation for debit, credit and short interest rebates
- Conducted CBS & CIS training seminars for all users in Prime & Broker Dealer space
- Automated availability of client reports and realized department cost savings of over $200k annually
- Prepared extensive trade analysis and P&L projections for client meetings based on current and proposed clearance rates and projected trading activity, short financing, custodial pass-through fees and various material internal allocations
- Prepared actual Broker Dealer P&L against estimates; conducted ad-hoc P&L analyses on firm expenses, floor brokerage charges, and clearance income for management reporting
- Participated in the month-end closing process and monthly report development for over 350 Broker Dealer clients
- Reconciled reserve accounts, unsecured debits, commission, interest and money market cash flow as well as accruing, allocating, and paying vendor invoices, international bank fees and other pass-through fees
- Developed process flows and wrote standard operating procedures for a smooth transition of functions to India
- Conducted real-time training to multiple Global teams as part of the firm's location strategy initiative, reducing operational risk and operating costs.
Education
BBA - Finance & Investments
Bernard M. Baruch School of Business
New York, NY 05.2001 -
Skills
Policy and procedure development
SME of KYC Regulatory Requirements for Low/Medium/High Risk clients across all industries
Due Diligence Skills: CIP/CDD/EDD; AML, Bank Secrecy Act, USA PATRIOT Act, World Check, Client Central, GIM, Lexis Nexis, Dun & Bradstreet, Bankers Almanac, Westlaw, RDC, Fircosoft, Bridger, Salesforce
Technical Skills: All Microsoft Office applications, Bloomberg, EIKON, Rumba, ClickView, Adobe Professional, SAS query and reporting, Business Objects, Hyperion Essbase, Report Writer, QuickBooks, SAP
Operational management
Staff Recruiting and Retainment
Training and Development
Risk Management
Policy and procedure development
Certification
Series 99 Licensed
Industry Knowledge
FINRA, SEC, OCC, NASD, NYSE
Systems
Windows 2000/XP/98/95/NT, Mac OS X, Qlikview, Adobe Professional, SAS query and reporting, Business Objects, Hyperion Essbase, Report Writer, QuickBooks, SAP
Kyc Knowledge
CIB & Commercial Bank products, services, business cycles and cash flows. SME of KYC Regulatory Requirements for Low/Medium/High Risk clients across all industries. Understanding of complex organizational structures for private and public companies.
Due Diligence Skills
CIP/CDD/EDD; AML, Bank Secrecy Act, USA PATRIOT Act, World Check, Client Central, GIM, Lexis Nexis, Dun & Bradstreet, Bankers Almanac, Westlaw, RDC, Fircosoft, Bridger
Business Processes
Reconciliations & Journal Entries; Client Relations; Team Building; Operations
Activities
- Disaster Recovery Coordinator for New York and Dallas area
- Junior Achievement-conducted classes for High School students in financial spectrum
- Move Coordinator
- Hurricane Sandy Business Coordinator
- Implemented training sessions for Client Confidentiality policy and procedures
- Participated in various philanthropy events (i.e. Memorial Sloan Kettering pediatric Cancer Research, Step Up for World Hunger team Captain; American Lung association volunteer)
Affiliations
FINRA Series 99 Licenced
Licensed REA
Timeline
Assistant Vice President
Deutsch Bank
11.2017 - 01.2022
Vice President
Deutsche Bank
11.2017 - Current
Senior Risk Associate
Capital One
03.2017 - 11.2017
Senior Compliance Officer
J P Morgan Chase
08.2013 - 03.2017
Senior Finance Associate
JP Morgan Chase
12.2004 - 8 2013
BBA - Finance & Investments
Bernard M. Baruch School of Business
05.2001 -