Angelita Curry
Jacksonville,FLORIDA
Summary
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
19
19
years of professional experience
Work History
Compliance Associate
JPMorgan Chase
10.2020 - 05.2022
- Maintained up-to-date knowledge of regulatory changes, informing management of any potential impacts on company operations.
- Directed activities of workers searching records and provided technical guidance as necessary.
- Developed risk assessment models to identify potential compliance risks.
- Performed due diligence on third-party vendors to mitigate potential risks associated with outsourcing activities.
- Assisted in maintaining a culture of ethical conduct by providing training on relevant laws, regulations, and company policies.
- Reduced potential legal exposure by identifying areas of non-compliance and recommending corrective actions.
- Assessed fees related to registration of property-related documents.
Operations Specialist
JPMorgan Chase
07.2007 - 10.2020
- Used MSP AND BLACKNIGHT programs to model data and forecast trends.
- Implemented necessary changes in response to shifting business needs, maintaining a proactive approach to problemsolving.
- Utilized advanced analytical skills in order to resolve complex operational issues effectively.
- Tracked and analyzed reports to determine needed improvements.
- Maintained database systems to track and analyze operational data.
- Assisted various departments with change by communicating new improvement plans and expectations.
- Enhanced team productivity with effective communication strategies and regular performance reviews.
- Gathered, organized and input information into digital database.
Mortgage Loan Processor
Bank Of America
02.2005 - 07.2007
- Processed mortgage loan applications accurately and successfully for over two years.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Expedited mortgage approval times by proactively resolving any discrepancies in borrower documentation.
- Developed strong working relationships with real estate agents, further expanding referral networks for the company.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Maintained accurate records of loan processing activities and documents in CRM system.
- Optimized workflow management by prioritizing high-priority tasks and meeting strict deadlines consistently.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Interviewed loan applicants to obtain personal and financial data to assist in completing applications.
- Communicated with originator and applicant concerning progress of loan file.
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
- Received on-going, comprehensive training on home loan products and mortgage process.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Ensured compliance with federal lending regulations through meticulous attention to detail during the loan processing phase.
- Enhanced client satisfaction by providing timely updates on their mortgage loan status and addressing concerns promptly.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Prepared file for final clear-to-close by branch management.
Mortgage Loan Processor
Netbank/Meritage Mortgage
12.2002 - 05.2005
- Processed mortgage loan applications accurately and successfully for over two years.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Prepared file for final clear-to-close by branch management.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Expedited mortgage approval times by proactively resolving any discrepancies in borrower documentation.
- Developed strong working relationships with real estate agents, further expanding referral networks for the company.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Optimized workflow management by prioritizing high-priority tasks and meeting strict deadlines consistently.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Facilitated smooth closing processes by collaborating effectively with title companies, appraisers, and attorneys.
- Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
Education
High School Diploma -
Orange Park High School
Orange Park, FLNo Degree - General
Florida Community College of Jacksonville
Jacksonville, FLSkills
- Document Review
- Internal Policy Implementation
- Process Implementation
- Critical Thinking
- Document Control
- Compliance Reporting
- Business Operations
- Data Entry
- Records Review
Timeline
Compliance Associate
JPMorgan Chase
10.2020 - 05.2022
Operations Specialist
JPMorgan Chase
07.2007 - 10.2020
Mortgage Loan Processor
Bank Of America
02.2005 - 07.2007
Mortgage Loan Processor
Netbank/Meritage Mortgage
12.2002 - 05.2005
High School Diploma -
Orange Park High School
No Degree - General
Florida Community College of Jacksonville