Angelo Malicki
Independence,OH
Summary
Highly motivated and results-oriented Senior Mortgage Loan Officer with 14 years of experience while providing excellent customer service throughout the loan origination process. Well-versed in all types of loan products such as Conventional, FHA, VA, Jumbo, and ARM products. Passionate about assisting clients achieve their home ownership goals. Tailering informed financial solutions to clients refinancing needs as well.
Overview
14
14
years of professional experience
Work History
Senior Mortgage Advisor
Oxford Home Lending
03.2024 - 03.2025
- Guided applicants through the loan process, from application to closing
- Verified client financial information to determine creditworthiness and loan eligibility
- Researched market trends, interest rates, competitive products and services available in order to remain current on industry changes
- Monitored loan progress, ensuring timely processing and closing
- Provided personalized loan options to meet clients' financial needs
President’s Club Loan Officer
KeyBank National Association
05.2019 - 10.2023
- Originated and closed residential mortgage loans, home equity lines of credit and home equity loans
- Evaluated and analyzed applicant data, including credit reports, financial statements, and documentation to determine loan eligibility and risk
- Maintained up-to-date knowledge of regulatory compliance requirements, industry best practices, and constantly evolving loan products
- Consistently built strong rapport with customers, providing clear communication and guiding them through the loan process with expertise and professionalism
Senior Loan Officer
BBMC/Mutual of Omaha Mortgage
09.2018 - 02.2019
- Researched investor guidelines and kept up to date on program changes that affected loan processing or origination
- Reviewed loan agreements to confirm completeness and accuracy
- Verified client financial information to determine creditworthiness and loan eligibility
- Collaborated with company teams to expedite loan approval processes
Senior Loan Officer
First Community Mortgage
06.2016 - 08.2018
- Verified client financial information to determine creditworthiness and loan eligibility.
- Performed ongoing analysis of customer needs in order to develop tailored solutions that meet their objectives
- Evaluated all relevant documents associated with each loan application prior to submission for approval
- Informed customers of loan application requirements and deadlines
Senior Loan Officer
HomeBridge Financial Services
09.2015 - 05.2016
- Verified client financial information to determine creditworthiness and loan eligibility
- Evaluated all relevant documents associated with each loan application prior to submission for approval
- Analyzed financial information provided by clients to determine repayment ability and appropriate loan amount
- Helped customers make decisions about loans and lines of credit based on availability, terms and benefits
Retail Personal Banker II
Fifth Third Bank
11.2014 - 09.2015
- Identified opportunities to cross-sell additional products or services to existing customers
- Provided advice to clients regarding financial decisions such as investments, loans and credit cards
- Assisted and advised customers on using online and mobile banking systems
- Recognized transaction needs and educated clients on service and digital channels to assist with self-service
- Met with customers to analyze financial needs and maximize sales opportunities
Default Specialist III
PNC Bank
06.2014 - 10.2014
- Assisted customers with their home equity loan modification options with the bank that include a regular modification for payment hardship, short sale, deed-in-lieu, and foreclosure
- Contacted the customer on a weekly basis to inform them of any updates with their modification request and answering any questions they may have with our process
- Managed around 100 customer accounts from clients that have requested modifications from our department
Senior Mortgage Banker
Quicken Loans, Inc.
03.2011 - 03.2014
- Provided guidance on loan programs, payment options, interest rates and other financing details
- Participated in continuing education courses related to lending laws and regulations.
- Gathered client debt, credit and income information to determine loan eligibility
- Negotiated terms of mortgage contracts with borrowers in order to meet their individual needs
Education
Bachelor of Science - Accounting, Human Resources Management
The University of Akron
12.2010
Skills
- Microsoft Word
- Empower
- Outlook
- Encompass
- Velocify
- Credit analysis
- Regulatory compliance
- Financial documentation
- Risk assessment
- Sales strategies
Timeline
Senior Mortgage Advisor
Oxford Home Lending
03.2024 - 03.2025
President’s Club Loan Officer
KeyBank National Association
05.2019 - 10.2023
Senior Loan Officer
BBMC/Mutual of Omaha Mortgage
09.2018 - 02.2019
Senior Loan Officer
First Community Mortgage
06.2016 - 08.2018
Senior Loan Officer
HomeBridge Financial Services
09.2015 - 05.2016
Retail Personal Banker II
Fifth Third Bank
11.2014 - 09.2015
Default Specialist III
PNC Bank
06.2014 - 10.2014
Senior Mortgage Banker
Quicken Loans, Inc.
03.2011 - 03.2014
Bachelor of Science - Accounting, Human Resources Management
The University of Akron
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