Established and maintained strong relationships with customers and centers of influence.
Enhanced credit quality by performing thorough financial analysis and due diligence for loan requests.
Negotiated favorable loan terms and conditions, ensuring mutually beneficial agreements between the bank and clients.
Increased loan portfolio growth by developing and maintaining strong relationships with commercial clients.
Developed lending and deposit business for company.
Conducted regular credit reviews for existing clients to evaluate their financial health and recommend appropriate actions to mitigate potential risks.
Expanded referral network by collaborating with external partners such as real estate agents, attorneys, and accountants.
Managed assigned loan portfolio for retention, growth and credit.
Analyzed and underwrote requests for new loans and loan renewals.
Continuously monitored economic trends affecting industries within assigned territories to better inform decision-making processes during deal evaluations.
Negotiated loan terms and conditions with customers to secure best deal.
Senior Vice President, Director of LPO
First Bank Texas
09.2014 - 01.2022
Branch President
Southwest Securities, FSB
06.2014 - 09.2014
Director Business Development
BMY Wealth Mangement
06.2012 - 09.2014
Implemented CRM systems to improve data management capabilities and enhance client engagement efforts.