Angela Rebholz
East Peoria,IL
Summary
Seasoned Senior Mortgage Loan Processor known for high productivity levels and efficient task completion. Specialize in underwriting guidelines, risk assessment, and regulatory compliance. Excel in communication, problem-solving, and time management to ensure smooth loan processing workflows. Commitment to accuracy and client satisfaction drives success in fast-paced environments.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Assistant Branch Manager
Heights Finance
07.2024 - Current
- Assist the Branch Manager in all aspects of branch performance
- Process loan applications and closing of loans, ensuring that all information is complete on the application and correct
- In the absence of the Branch Manager, supervise and coordinate activities of branch team members
- Help with training new team members and finding opportunities for the branch team
- Completes administrative duties with efficiency and accuracy to help the branch in meeting their goals
- Completes periodic reports on branch progress and delinquency
- Completes and keeps branch records including the insurance log, & title log
- Participated in training opportunities and applied behaviors and practices
Title Closing Agent
Peoria Title LLC
10.2022 - 06.2023
- Communicating with clients to answer questions about the closing process or provide information about due dates
- Coordinating with attorneys and title companies to ensure that all legal requirements are met
- Preparing settlement statements that itemize all charges, including taxes and fees
- Coordinating with appraisers, title companies, and other third parties to ensure that all required inspections have been completed
- Collecting and documenting all funds due from buyers and sellers at the time of closing
- Ensuring that all legal requirements related to the transfer of ownership of property are met
- Preparing all paperwork required by lenders, including HUD-1 forms and other settlement statements
- Preparing all paperwork required by government agencies, including tax forms, and recording notices
- Obtaining approval from all parties involved in the transaction for all required documents before closing the sale
Mortgage Underwriter
Caliber Home Loans, Inc.
10.2021 - 04.2022
- Authorizing and underwriting loans
- Reviewing and verifying loan applications and supporting documentation
- Analyzing loan risk and requesting other information as necessary
- Prepare reports on assessment findings
- Make loan eligibility decisions and approve or reject applications
- Review and specify loan conditions, as necessary
- Ensure compliance with regulatory standards, company policies and guidelines
- Document and effectively communicate reasons for the approval or rejection of loans
- Return application with added documentation to the loan officer for review
Mortgage Loan Processor
Caliber Home Loans, Inc.
06.2014 - 10.2021
- Process and close loans to follow rules and regulations
- Mitigate risk and apply proper pricing
- Demonstrate good working knowledge of loan processing guidelines and requirements
- Review and understand current program guidelines and current Loan Rate Sheet(s)
- Make quality judgment and interpret loan documentation received in files
- Accurately input data into the system as needed
- Meet timelines of necessary disclosures
- Ensure compliance standards are met
- Ensure all information on the loan process is correct
- Participate in the effectiveness, efficiency, and workflow of the team
- Performing initial appraisal of potential borrowers by thoroughly examining their applications
- Assessing the credit standings of applicants through background research
Education
Accounting Clerk/Bookkeeper Certificate -
Illinois Central College
East Peoria, ILSkills
- Account retention
- Account collections
- Banking
- Risk analysis
- Customer retention
- Organizational Skills
- Data Entry
- Problem Solving Skills
- Attention to Detail
- Time Management
- Multi-tasking
- 10-key Data Entry
- Processing Transactions
- Photography Skills
- Calendar Management
- Cash handling
- Appointment Scheduling
- FHA & FNMA Policies
- Documentation Examination
- Regulatory compliance
- Peachtree Accounting
- Quattro-Pro
- Quicken
- More-Vision
- GFX
- Web-wire
- CSI Nu-Point
- Center-doc
- Data Verify
- MITAS
- Lender X/Compliance Eagle
- Microsoft Office Suites
- Word
- Excel
- Power-Point
- Outlook
- Teams
- Word-Perfect
- DU
- DO
- LP Systems
- SoftPro
Certification
- Notary Public
- DE Certification
Hobbies and Interests
- Crafting
- Taking part in Fundraisers
- Fishing
- Time spent with family & friends
- Traveling
References
References available upon request.
Timeline
Assistant Branch Manager
Heights Finance
07.2024 - Current
Title Closing Agent
Peoria Title LLC
10.2022 - 06.2023
Mortgage Underwriter
Caliber Home Loans, Inc.
10.2021 - 04.2022
Mortgage Loan Processor
Caliber Home Loans, Inc.
06.2014 - 10.2021
Accounting Clerk/Bookkeeper Certificate -
Illinois Central College
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