Senior Mortgage Loan Processor
First Federal Bank
02.2021 - 10.2023
- Handled and requested any prior to closing conditions sent from underwriting departments.
- Collected and reviewed financial statements and contacted borrowers to clarify details.
- Collaborated with Loan Officers to provide timely, accurate service for borrowers throughout entire mortgage process.
- Analyzed borrower credit reports and income statements to verify accuracy.
- Coordinated closing process with attorneys, title companies, and real estate agents.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current Fannie Mae and Freddie Mac guidelines.
- Ordered CAIVRS, credit supplements, appraisals, title, and insurance on each file.
- Reviewed paystubs to insure income calculations match with what was submitted on the application.
- Pulled and reviewed fraud report on each file.
- Reviewed title work for judgements, liens or subordinate mortgages that need to be addressed.
- Assisted Post Closing Dept with clearing any investor deficiencies in a timely manner when requested.
- Re-submitted file through automated underwriting system (AUS) if any changes are made prior to submitting file to Undewriting.