Processor offering vast knowledge of banking regulations and compliance procedures. Dedicated to maintaining professionalism and integrity. Over 25 years of experience working in different roles throughout the mortgage industry. From processing, loan officer to Account Executive.
Hi, I’m
Anick Blanchard/Johnson
Mission Viejo,CA
Summary
Overview
1
25 Years of experience
Work History
Kam Financial And Realty IncSan Diego, CA
Loan Officer
01.2019 - Current
Job overview
- Process all loan types (conventional, fha, va and non QM
- Submitted loan applications to underwriter for verification and recommendations.
- Originated, reviewed, processed, closed all loans
- Recommended loan approvals and denials based on customer loan application
- Advised clients on mortgage product best suited for them.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
- Developed and maintained relationships with local real estate agents.
- Obtained copies of applicants' credit histories, DU and reviewed paperwork to determine feasibility of granting loans.
- Monitored pipelines to track and log status of loans.
Any Mortgage Loans/IREPG IREPG, IncMission Viejo, CA
Loan Processor
03.2018 - 03.2022
Job overview
- Process all loan types (conventional, fha, va and non QM)
- Reviewed loan files for completeness, identified missing documentation and generated condition lists.
- Open Title and Escrow
- Set up appraisal
- Prepared documents for underwriting by verifying client income, ordering VOE, review credit report, bank statements, run or review DU, order payoffs and other information.
- Provided quick turnaround times.
- Set up and completed loan submission packages and submit to underwriting team.
- Handled any conditions sent from underwriting departments.
- Coordinated closing process with escrow/title companies. .
Banc Of CaliforniaTustin, CA
Loan Officer
09.2013 - 12.2017
Job overview
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Submitted loan applications to underwriter for verification and recommendations
- Recommended loan approvals and denials based on customer loan application reviews.
- Maintained strict confidentiality of bank records and client information.
- Develop relationships with realtors throughout Riverside and Orange County.
- Deal Directly with customers from origination to closing
- Coordinate all signing for clients, quote rate, take applications.
Morgan StanleyIrvine, CA
Account Executive
03.2010 - 08.2013
Job overview
- Built and strengthened relationships with new and existing accounts to drive revenue growth.
- Prospected new clientele through networking, cold calling, canvassing and referrals.
- Drove new business development through qualifying leads, building relationships and executing strategic sales.
- Strengthened customer relationships with proactive and collaborative approach to managing needs.
Education
LaSalle CollegPointe Claire, Quebec
Graduated Two Year Business Degree from Business
University Overview
St Thomas High SchoolPointe Claire, Quebec
GED
University Overview
Skills
- Credit File Updating
- Credit History Review
- Product Education
- Creditworthiness Determination
- Automated Underwriting Systems
- FHA Loan Processes
- Loan File Maintenance
- Knowledge of VA Loan Process
- Computer skills: Words, Calyx Point, Encompass, DU and LP
Additional Information
Additional Information
On my spare time I spend my time doing dog rescue for different organizations. I have rescued hundreds of dogs throughout the last couple of years. This is my way of giving back.
Timeline
Loan Officer
Kam Financial And Realty Inc
01.2019 - Current
Loan Processor
Any Mortgage Loans/IREPG IREPG, Inc
03.2018 - 03.2022
Loan Officer
Banc Of California
09.2013 - 12.2017
Account Executive
Morgan Stanley
03.2010 - 08.2013
LaSalle Colleg
Graduated Two Year Business Degree from Business
St Thomas High School
GED
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