I have been in the mortgage business for 25 years. I am a very organized person, goal oriented, focused on my work, multi tasking and will concentrate 💯 on getting the job done. I am good in following instructions and adhering to company's policy.
Overview
12
12
years of professional experience
Work History
Document Preparer/Funder
Lenox Financial Mortgage Corp
06.2012 - 01.2024
Enhanced document accuracy by conducting thorough proofreading and editing tasks.
Streamlined workflow by implementing efficient document management systems.
Increased client satisfaction with prompt document preparation and delivery.
Ensured compliance with industry regulations through meticulous attention to detail in document drafting and formatting.
Ensured regulatory compliance by diligently reviewing loan documents for accuracy and completeness.
Assisted in resolving post-closing issues promptly, maintaining positive relationships with clients and partners.
Collaborated with title companies to ensure accurate recording of mortgage documents, protecting both lender and borrower interests.
Managed a high volume of loans while maintaining strict adherence to deadlines and company guidelines.
Facilitated smooth transactions between borrowers, lenders, and third parties by effectively communicating requirements throughout the process.
Prevented potential losses for the company by detecting fraudulent activities during file reviews prior to funding approval.
Maintained up-to-date knowledge of federal and state regulations governing mortgage lending practices, ensuring ongoing compliance throughout the funding process.
Worked with underwriters to fix application problems and resolve issues.
Checked loan documents for accuracy prior to closing.
Enhanced loan funding efficiency by streamlining documentation and verification processes.
Skilled at working independently and collaboratively in a team environment.
Self-motivated, with a strong sense of personal responsibility.
Proven ability to learn quickly and adapt to new situations.
Worked well in a team setting, providing support and guidance.
Worked effectively in fast-paced environments.
Managed time efficiently in order to complete all tasks within deadlines.
Demonstrated respect, friendliness and willingness to help wherever needed.
Excellent communication skills, both verbal and written.
Passionate about learning and committed to continual improvement.
Proved successful working within tight deadlines and a fast-paced environment.
Organized and detail-oriented with a strong work ethic.
Paid attention to detail while completing assignments.
Closing Disclosure Specialist
Lenox Financial Mortgage Corp
06.2012 - 01.2024
Preparing initial closing disclosures based on trid guidelines for all types of loans (conventional, FHA, VA, USDA, Jumbo, NON QM).Also working on CD-COC for any changes that happened to the loan after initial CD was created.
Monitored closing disclosures to verify documents contained required signatures.
Prepared post-consummation closing disclosure, verified fee accuracy and checked resolution of variances.
Education
Santa Ana College
Santa Ana, CA
Orange High School
Orange, CA
Skills
Document Review
Information Verification
File Management
Deadline Adherence
Organizational Abilities
Problem Solving
Quality Control
Customer Service
Confidentiality Maintenance
Attention to Detail
Time Management
Data Entry Background
Due Diligence
Strong Attention to Detail
Multitasking Capabilities
Problem Solving Abilities
Customer Service Excellence
Ethical Conduct
Loan Processing Familiarity
Organizational Skills
Loan Documentation Knowledge
Decision Making Competence
Adaptability and Flexibility
Customer Service-Focused
Practiced at FHA, VA, USDA loans
Documentation Review
Team Player
Friendly
Deadline Management
Investor Requirements Familiarity
Document Review Competence
Closing Disclosure Expertise
Problem Solving Aptitude
Post-Closing Follow-up
Tax and Insurance Verification
Mortgage Industry Knowledge
Payoff Statement Analysis
Funding Authorization Process
Microsoft Office
Additional Information
Worked with encompass, Datatrac, LendingQB, doc magic, docutech, docs direct. Warehouse banks I worked with: Centier, Fidelity, Next bank.
Director of Training-Retail and Operations at Gold Star Mortgage Financial Group, CorpDirector of Training-Retail and Operations at Gold Star Mortgage Financial Group, Corp