Summary
Overview
Work History
Education
Skills
Additional Information
Languages
Timeline
Generic

Anitza Davila

Placentia,CA

Summary

I have been in the mortgage business for 25 years. I am a very organized person, goal oriented, focused on my work, multi tasking and will concentrate 💯 on getting the job done. I am good in following instructions and adhering to company's policy.

Overview

12
12
years of professional experience

Work History

Document Preparer/Funder

Lenox Financial Mortgage Corp
06.2012 - 01.2024
  • Enhanced document accuracy by conducting thorough proofreading and editing tasks.
  • Streamlined workflow by implementing efficient document management systems.
  • Increased client satisfaction with prompt document preparation and delivery.
  • Ensured compliance with industry regulations through meticulous attention to detail in document drafting and formatting.
  • Ensured regulatory compliance by diligently reviewing loan documents for accuracy and completeness.
  • Assisted in resolving post-closing issues promptly, maintaining positive relationships with clients and partners.
  • Collaborated with title companies to ensure accurate recording of mortgage documents, protecting both lender and borrower interests.
  • Managed a high volume of loans while maintaining strict adherence to deadlines and company guidelines.
  • Facilitated smooth transactions between borrowers, lenders, and third parties by effectively communicating requirements throughout the process.
  • Prevented potential losses for the company by detecting fraudulent activities during file reviews prior to funding approval.
  • Maintained up-to-date knowledge of federal and state regulations governing mortgage lending practices, ensuring ongoing compliance throughout the funding process.
  • Worked with underwriters to fix application problems and resolve issues.
  • Checked loan documents for accuracy prior to closing.
  • Enhanced loan funding efficiency by streamlining documentation and verification processes.
  • Skilled at working independently and collaboratively in a team environment.
  • Self-motivated, with a strong sense of personal responsibility.
  • Proven ability to learn quickly and adapt to new situations.
  • Worked well in a team setting, providing support and guidance.
  • Worked effectively in fast-paced environments.
  • Managed time efficiently in order to complete all tasks within deadlines.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Excellent communication skills, both verbal and written.
  • Passionate about learning and committed to continual improvement.
  • Proved successful working within tight deadlines and a fast-paced environment.
  • Organized and detail-oriented with a strong work ethic.
  • Paid attention to detail while completing assignments.

Closing Disclosure Specialist

Lenox Financial Mortgage Corp
06.2012 - 01.2024

Preparing initial closing disclosures based on trid guidelines for all types of loans (conventional, FHA, VA, USDA, Jumbo, NON QM).Also working on CD-COC for any changes that happened to the loan after initial CD was created.

  • Monitored closing disclosures to verify documents contained required signatures.
  • Prepared post-consummation closing disclosure, verified fee accuracy and checked resolution of variances.

Education

Santa Ana College
Santa Ana, CA

Orange High School
Orange, CA

Skills

  • Document Review
  • Information Verification
  • File Management
  • Deadline Adherence
  • Organizational Abilities
  • Problem Solving
  • Quality Control
  • Customer Service
  • Confidentiality Maintenance
  • Attention to Detail
  • Time Management
  • Data Entry Background
  • Due Diligence
  • Strong Attention to Detail
  • Multitasking Capabilities
  • Problem Solving Abilities
  • Customer Service Excellence
  • Ethical Conduct
  • Loan Processing Familiarity
  • Organizational Skills
  • Loan Documentation Knowledge
  • Decision Making Competence
  • Adaptability and Flexibility
  • Customer Service-Focused
  • Practiced at FHA, VA, USDA loans
  • Documentation Review
  • Team Player
  • Friendly
  • Deadline Management
  • Investor Requirements Familiarity
  • Document Review Competence
  • Closing Disclosure Expertise
  • Problem Solving Aptitude
  • Post-Closing Follow-up
  • Tax and Insurance Verification
  • Mortgage Industry Knowledge
  • Payoff Statement Analysis
  • Funding Authorization Process
  • Microsoft Office

Additional Information

Worked with encompass, Datatrac, LendingQB, doc magic, docutech, docs direct. Warehouse banks I worked with: Centier, Fidelity, Next bank.

Languages

Spanish
Native or Bilingual

Timeline

Document Preparer/Funder

Lenox Financial Mortgage Corp
06.2012 - 01.2024

Closing Disclosure Specialist

Lenox Financial Mortgage Corp
06.2012 - 01.2024

Santa Ana College

Orange High School
Anitza Davila