Ann Barrett
Highlands Ranch,CO
Summary
Professional with over 15 years of financial services industry experience including retail banking, mortgage lending, money transfer services, with an area of expertise in Financial Crimes Risk Management. Specialties: Strong knowledge of Anti-Money Laundering (AML) and Banking Security Act (BSA) AML and Fraud Investigations Quality Assurance Risk Mitigation Regulatory Compliance Reporting and Analysis Data Analytics. Proficient in preparing required reports such as Suspicious Transactions and Activities Reports STRs/SARs with AML rules and regulations, and guidelines; transactions review to detect possible money laundering, layering, placement, structuring, terrorist financing, fraud and/or other illicit activity.
Overview
21
21
years of professional experience
Work History
Financial Crimes Risk Management - Risk Assessment
CHARLES SCHWAB
04.2021 - Current
- Risk Management Analytics through data collection, processing, cleaning, validation, and analysis to measure and monitor firm’s exposure to risk associated with Money Laundering/Terrorist Financing (ML/TF), Economic Sanctions, Conduct, and Fraud, and other illegal activity.
- Compiling data to help identify, measure, and predict risk based on vast amounts of data, enabling more accurate insights into where risk can be better managed.
Financial Crimes Risk Management Quality Assurance
CHARLES SCHWAB
01.2019 - Current
- Conducts reviews of work performed by various business units across wider FCRM Organization to ensure that work complies with each unit's respective policies, procedures and available resources; to make recommendations to improve each unit’s policies, procedures and processes; and to help mitigate risk to the Firm.
Financial Intelligence Unit (FIU) AML Compliance
CITIGROUP
06.2018 - 03.2019
- Responsible for performing AML Reviews/Investigations of account activity and recommending filing of Suspicious Activity Reports (SARs) and/or relationship termination, as appropriate.
Financial Intelligence Unit (FIU) Compliance Analyst III
MONEYGRAM INTERNATIONAL
10.2017 - 05.2018
- Conducted advanced investigations where suspicious activity has been detected, including that generated from alert detection processes, subpoenas and warrants, negative media reports, as well as other sources.
Financial Intelligence Unit (FIU) Investigator
WESTERN UNION FINANCIAL SERVICES COMPANY
01.2010 - 01.2017
- Analyzed data and investigated Western Union activity related to money transfers surfaced by monitoring reports or external referral sources that exhibit anomalous patterns requiring further explanation.
Risk Management Analyst
WESTERN UNION FINANCIAL SERVICES COMPANY
01.2010 - 01.2017
- Monitoring and ad-hoc analysis to test and evaluate effectiveness of internal controls in place to mitigate identified and other potential risks related to Western Union.
Reporting and Analytics – High Risk Loans
AURORA LOAN SERVICES LLC (subsidiary of Lehman Brothers)
01.2003 - 01.2010
- Designed reports for monthly and quarterly metrics to key business leaders/Legal partners as well as other reporting requirements.
Master Servicing Servicer Balancer
AURORA LOAN SERVICES LLC (subsidiary of Lehman Brothers)
01.2003 - 01.2010
- Ensured that reports and remittances from primary servicers were accurate and received within timeframes established in Servicing Agreement.
Investor Reporting Analyst
AURORA LOAN SERVICES LLC (subsidiary Of Lehman Brothers)
01.2003 - 01.2010
- Processed reporting cycle cutoff and all monthly reporting.
Master Servicing Contract Administration
AURORA LOAN SERVICES LLC (subsidiary of Lehman Brothers)
01.2003 - 01.2010
- Managed portfolio of Aurora Loan Services problem assets and repurchase claims acting on behalf of Lehman Brothers.
Education
BBA - Business Administration
Texas Tech University
Lubbock05.1996
Skills
- MS Office 365
- LexisNexis
- Regulatory filings
- Compliance
- Data Analytics
- Critical thinking
- Self-Starter
- Microsoft Excel
- SQL
- Organization and Time Management
- Verbal and Written communication
- Integrity with sensitive information
Certifications
- IBM certified SQL Essentials
- Certified Fraud Examiner – Association of Certified Fraud Examiners, Colorado Chapter
- Certified Financial Crimes Investigator (CFCI) certification - International Association of Financial Crimes Investigators
Timeline
Financial Crimes Risk Management - Risk Assessment
CHARLES SCHWAB
04.2021 - Current
Financial Crimes Risk Management Quality Assurance
CHARLES SCHWAB
01.2019 - Current
Financial Intelligence Unit (FIU) AML Compliance
CITIGROUP
06.2018 - 03.2019
Financial Intelligence Unit (FIU) Compliance Analyst III
MONEYGRAM INTERNATIONAL
10.2017 - 05.2018
Financial Intelligence Unit (FIU) Investigator
WESTERN UNION FINANCIAL SERVICES COMPANY
01.2010 - 01.2017
Risk Management Analyst
WESTERN UNION FINANCIAL SERVICES COMPANY
01.2010 - 01.2017
Reporting and Analytics – High Risk Loans
AURORA LOAN SERVICES LLC (subsidiary of Lehman Brothers)
01.2003 - 01.2010
Master Servicing Servicer Balancer
AURORA LOAN SERVICES LLC (subsidiary of Lehman Brothers)
01.2003 - 01.2010
Investor Reporting Analyst
AURORA LOAN SERVICES LLC (subsidiary Of Lehman Brothers)
01.2003 - 01.2010
Master Servicing Contract Administration
AURORA LOAN SERVICES LLC (subsidiary of Lehman Brothers)
01.2003 - 01.2010
BBA - Business Administration
Texas Tech University
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