Anna Lee
Summary
Accomplished Portfolio Manager with a proven track record at Western Alliance Bank, adept in financial analysis and client relations. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
17
17
years of professional experience
Work History
Portfolio Manager
Western Alliance Bank
Oakland, CA
06.2014 - Current
- Managed a diverse commercial lending portfolio, ensuring compliance with banking regulations and policies.
- Boosted loan portfolio growth by developing and maintaining strong relationships with new and existing clients.
- Reduced credit risk exposure by conducting thorough financial analysis and regular monitoring of client accounts.
- Presented detailed credit proposals to senior management for review and approval, demonstrating sound judgment and persuasive communication skills.
- Mentored junior team members, contributing to their professional development and knowledge expansion in the industry.
Commercial Underwriter
Western Alliance Bank
Oakland, CA
06.2011 - 05.2014
- Analyzed various financial statements to accurately assess the creditworthiness of potential clients.
- Conducted presentations to upper management and executive teams for loan recommendations.
- Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions and financial covenant monitoring.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
Loan Officer
Center Bank
Oakland, CA
05.2010 - 06.2021
- Demonstrated expertise in various types of commercial loans including SBA, construction, term, lines of credit, and equipment financing options available to businesses.
- Maintained positive client relationships by providing exceptional service and addressing concerns promptly.
- Mitigated potential losses by closely monitoring loan performance and proactively addressing any issues that arose.
Corporate Project Officer
Innovative Bank
Oakland, CA
08.2009 - 04.2010
- Assisted CEO with capital increase project
- Served as a liaison between BOD, legal council, and regulatory authorities to facilitate effective communication throughout the project.
- Provided professional administrative support during board meetings, including agenda preparation and minute-taking duties.
- Streamlined executive communication by managing emails, phone calls, and scheduling appointments.
- Managed executive calendars, scheduling meetings and appointments and coordinating travel arrangements to optimize time.
Loan Officer
Innovative Bank
Oakland, CA
04.2008 - 07.2009
- Gathered loan applications and financial statements from clients for underwriting
- Performed financial analysis and due diligences to prepare credit recommendation for senior management/committee for decision
- Facilitated loan closing by ordering and executing loan documents and submitting for funding/boarding, by collaborating with title companies for RE collaterals
Assistant Professor
Defense Language Institute
Monterey, CA
07.2007 - 02.2008
- Taught Korean language to Military Intelligences.
- Evaluated student performance through comprehensive assessments, identifying areas of improvement and providing targeted feedback for growth.
BSA Analyst
Innovative Bank
Oakland, CA
04.2007 - 07.2007
- Identified customer activity deemed suspicious or potentially fraudulent and prepared reports for committee review.
- Created, reviewed and analyzed customer transaction reports for purposes of satisfying Bank Secrecy and Anti-Money Laundering regulatory requirements.
Education
Master of Arts - Linguistics
University of Utah
Salt Lake City, UT05.2006
Bachelor of Arts - Korean Language And Literature
Yonsei University
Seoul, Korea02.2003
Skills
- Portfolio Management
- Loan Structuring
- Financial Analysis
- Collateral Valuation
- Risk Mitigation
- Due Diligence
- Client Relations
- Proficient in Moody's Credit Lens, Baker Hill Bukers Tax Analysis, IBS, FIS
Accomplishments
2014 Rain Maker - Top producer
SBA Paycheck Protection Program - Bank's Task Force Team
Languages
English
Full Professional
Korean
Native or Bilingual
Timeline
Portfolio Manager
Western Alliance Bank
06.2014 - Current
Commercial Underwriter
Western Alliance Bank
06.2011 - 05.2014
Loan Officer
Center Bank
05.2010 - 06.2021
Corporate Project Officer
Innovative Bank
08.2009 - 04.2010
Loan Officer
Innovative Bank
04.2008 - 07.2009
Assistant Professor
Defense Language Institute
07.2007 - 02.2008
BSA Analyst
Innovative Bank
04.2007 - 07.2007
Master of Arts - Linguistics
University of Utah
Bachelor of Arts - Korean Language And Literature
Yonsei University