Anne Fields
Siloam Springs
Summary
Astute and methodical Senior Mortgage Underwriter with significant background. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs.
Overview
26
26
years of professional experience
Work History
Mortgage Underwriter
Evolve Bank and Trust
05.2015 - 01.2025
- Approved or denied loans based on established criteria and underwriting guidelines.
- Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Maintained open lines of communication with internal stakeholders such as processors, closers, and sales representatives to ensure a seamless mortgage underwriting process.
- Streamlined application review process, reducing turnaround time without sacrificing accuracy or quality.
- Managed a pipeline of loan applications, prioritizing tasks effectively to meet deadlines and maintain productivity levels.
- Demonstrated sound decision-making skills when assessing borrower eligibility based on financial stability, creditworthiness, and collateral value.
- Utilized Encompass and AUS systems, including DU and LPA, to streamline mortgage underwriting processes.
Underwriting Manager
First Tennessee Bank
03.2001 - 05.2015
- Ensured efficient workflow management by establishing clear priorities and monitoring progress regularly.
- Conducted regular performance reviews for team members, fostering professional growth and promoting a culture of continuous improvement.
- Mentored junior underwriters in best practices, contributing to their professional development within the organization.
- Managed a high-performing team of underwriters, providing guidance and support to ensure consistent results.
Credit Risk Analyst
First Tennessee Bank
07.1999 - 05.2015
- Enhanced portfolio performance with diligent monitoring and proactive risk mitigation measures.
- Optimized internal controls within the organization''s credit processes by implementing robust systems checks and balances.
- Assessed non-conforming loans by reviewing credit, income, assets, and appraisal documentation to propose acceptable exceptions or counteroffers within bank risk guidelines.
Education
Associate of Applied Science - Business
Southern Arkansas University Tech
Camden, ARSkills
- Asset statements
- Collateral valuation
- Credit analysis
- Attention to detail
- Analytical and critical thinking
- Teamwork and collaboration
- Leadership skills
- Income verification
- Eligibility determination
- Automated underwriting system (AUS)
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Work Preference
Work Type
Full TimeWork Location
RemoteImportant To Me
Work-life balanceCompany CultureHealthcare benefitsWork from home option401k matchCareer advancementPersonal development programsPaid time offPaid sick leaveTeam Building / Company RetreatsQuote
Opportunities Don't happen.You create them.
Chris Grosser
Languages
English
Interests
Travel, reading, spending time with my Granddaughter and camping with my husband and our two dogs
Timeline
Mortgage Underwriter
Evolve Bank and Trust
05.2015 - 01.2025
Underwriting Manager
First Tennessee Bank
03.2001 - 05.2015
Credit Risk Analyst
First Tennessee Bank
07.1999 - 05.2015
Associate of Applied Science - Business
Southern Arkansas University Tech
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