Anne Tramble

Work History

HomeBridge Financial Services, Inc

Santa Clarita, United States

02.2009 - 05.2023

Worked closely with organizational leadership and board of directors to guide credit policy and compliance.
Monitored office workflow and administrative processes to keep Housing Finance Agency loan disclosure operations running smoothly.
Oversaw operations and provided corrective feedback to achieve daily and long-term goals.
Managed daily operations while overseeing multiple locations to foster increased productivity and reduce loan defects.
Formed strategic partnerships and connected with Housing Finance Agencies to drive business development.
Developed training materials covering 42 HFA relationships and administered training in webinar format to Operations, Underwriting, Sales, Internal Technology, Post Closing, and Servicing teams.
Reviewed, decisioned and documented all Housing Finance Agency programs and local down payment programs for their compliance with end investor requirements.
Developed and monitored Down Payment Assistance Database and Housing Finance Agency Cliff Notes for accuracy and published both documents for the field.

First City Funding

Calabasas, California

04.1998 - 07.2008

Identified and mitigated operational risks to minimize potential negative impacts on organization.
Evaluated product or service by analyzing and interpreting data and metrics.
Represented organization at external meetings and events to promote and build relationships with key stakeholders.
Established Credit and Operations policies to promote company compliance with end investor requirements.
Analyzed industry trends and tracked competitor activities to promote informed decision making.
Monitored key business risks and established risk management procedures.

Countrywide Mortgage

Pasadena, California

07.1998 - 11.1998

Identified and quantified government lending risks.
Developed policy and/or procedure to mitigate risk in the organization in the processing and underwriting of government loans in a multi-state, multi channel environment.
Developed and maintained business contacts within agencies and investor community in order to ensure Countrywide's leading edge in the market place with respect to changes in guidelines or loan product requirements.

Home Savings Of America

West Covina, California

05.1995 - 06.1998

Start up of new division of Home Savings, developed, implemented, and administered processing, underwriting, funding, and insuring and guarantying procedures in the implementation of government loan products on a national basis.
Established performance goals for department and provided methods for reaching milestones.
Increased company growth through collaboration with sales and marketing departments.
Hired and managed employees to maximize productivity while training staff on best practices and protocols.
Identified opportunities to improve business process flows and productivity.