Anne E. Hoffmans
Summary
Property and casualty insurance professional with 20 years of experience in the areas of program underwriting, reinsurance, risk management, actuarial reserving and financial reporting, contract negotiation and operational process improvement.
Experienced leader with strong background in guiding teams, managing complex projects, and achieving strategic objectives. Excels in developing efficient processes, ensuring high standards, and aligning efforts with organizational goals. Known for collaborative approach and commitment to excellence.
Overview
21
21
years of professional experience
1
1
Certification
Work History
EVP, Program Underwriting
AM Specialty Insurance Company
01.2023 - Current
- Built and managed a $200M+ underwriting portfolio in under three years, achieving an inception‑to‑date ultimate loss ratio of 64%, underscoring strong underwriting discipline and performance.
- Led a team of five underwriters responsible for insurance and reinsurance underwriting, analytics, and program management; instituted clear process frameworks and role assignments that enhanced ownership and accountability across the team.
- Developed a comprehensive financial-economic model, analytical exhibits, due-diligence workflows, and a reusable underwriting presentation template—standardizing and streamlining program evaluation and boosting consistency across underwriting reviews.
- Coordinated with finance and technology teams to spearhead data initiatives, including building a unified data warehouse and implementing profitability tools—enabling data-driven insights for premiums and claims and improving strategic decision-making.
Director, Program Underwriting
Spinnaker Insurance Company
11.2021 - 12.2022
- Conducted due diligence on prospective MGAs to include - reviews of loss history, rating and program profitability. Completed and analyzed economic model for required net margins and presented to Executive Underwriting Committee for approval.
- Performed routine underwriting audits of program partners, to include a review of rating and forms used and adherence to published underwriting guidelines.
- Managed a team of three people, which included two underwriting analysts that supported existing program portfolio and one due diligence specialist. Created underwriting departmental objectives and processes alongside the head of underwriting.
- Responsible for monitoring existing program portfolio performance over $100 Million in annual gross written premium, including cyber and property E&S lines of business. Performed monthly analysis of premium and loss trends with reserving actuary and CFO.
- Negotiated reinsurance renewals on individual program quota share and excess of loss treaties with brokers, program partners and facilitated contract review and drafting, with support of General Counsel.
- Developed quarterly presentation package for the Program and Reinsurance Executive Committee and presented on program status with a focus on key profitability metrics.
Director, Specialty Programs
State National Companies Inc.
05.2018 - 11.2021
- Managed and monitored a $300 Million premium portfolio of programs with unique risk characteristics and reported risk status on monthly basis to Executive Credit Committee.
- Collaborated with business development and legal to establish fronted property facultative facility, targeted to produce $20 Million in gross premium on annual basis.
- Interacted with client executives on regular basis to resolve issues and maintain key client relationships.
- Collaborated with legal team and actuarial on reinsurance renewals to ensure renewal program meets retained risk requirements.
- Directed internal functional areas to include client services, reinsurance, accounting, actuarial, and compliance related to risk management, to ensure risks are being monitored and mitigated effectively.
- Established metrics for risk reporting and constructed reinsurance term summaries and schematics for internal review and reference.
- Developed plan to monitor and solve compliance issues surrounding workers compensation line of business, and directed compliance team to implement processes to mitigate compliance risk.
- Established and co-chair Women's Network Committee and liaise with Markel Corporate on global employee resource group initiatives.
Business Development Manager
Pylant Medical
12.2016 - 05.2018
- Managed portfolio of 25 accounts totaling $25 Million in sales in orthopedic devices manufactured by Arthrex. Negotiated prices, terms of sales and service agreements for Arthrex products purchased by hospitals and surgery centers in North Texas and Oklahoma.
- Led operations of inventory management, including bi-annual audits of over 300,000 orthopedic devices.
- Developed operational metrics for monthly reviews with President and CFO.
Assistant Vice President, Operations
Arch Insurance Company
01.2013 - 09.2015
- Point of contact for regulatory agencies and advisor to business units for compliance matters.
- Identified process gaps through work flow audit of over 25 regulatory tasks. Provided findings and recommendations to Chief Compliance Officer.
- Established corporate guidelines for identification, review, appeal and resolution of workers compensation penalties, resulting in 40% cost reduction from prior year.
- Partnered with third party administrators to correct claim data errors at source, resulting in increase in on-time, completeness, and accuracy reporting.
- Developed metrics for managing international support team in the Philippines for 35 statistical reporting tasks that were transferred from U.S. operations.
Assistant Vice President, Ceded Reinsurance
Arch Insurance Company
06.2007 - 01.2013
- Collaborated with reinsurance brokers and served as point of contact for over 20 renewal treaty placements annually. Subject lines of business included casualty, property, aviation, and surety.
- Negotiated corporate reinsurance contracts for multiple portfolios, including Corporate CAT cover, for over $1 Billion in subject gross premium.
- Interviewed senior leadership from various underwriting divisions to obtain details needed to author reinsurance submission narratives outlining book of business history, trends, and financial performance.
- Attended annual reinsurer marketing trips with underwriting leaders in advance of reinsurance renewals.
- Nominated as rising star to participate in corporate leadership seminar.
Senior Business Analyst, Actuarial
Arch Insurance Company
06.2004 - 06.2007
- Reconciled over $5 billion in premium and loss financial data at corporate level for use in quarterly financial close process.
- Conducted in depth analysis of underlying premium and claims data for profitability and trends each quarter, to support Chief Actuary's profitability review.
- Directed team meetings as part of quarterly financial close process where data issues were presented. Assigned data anomalies to team members for investigation and resolution.
- Created departmental standard operating procedures for processing and manipulating data received from finance for actuarial reserve analysis.
- Trained senior leaders in underwriting, IT, finance, legal, and compliance on Cognos functionality, creating custom reporting for each division.
- Point of contact for Sarbanes Oxley (SOX) compliance.
Education
Bachelor of Science - Accounting
University of Notre Dame
South Bend, Indiana05.2002
Certification
Chartered Property and Casualty Underwriter Designation (CPCU)
Associate in Reinsurance Designation (ARe)
Associate in Reinsurance Designation (ARe)
Timeline
EVP, Program Underwriting
AM Specialty Insurance Company
01.2023 - Current
Director, Program Underwriting
Spinnaker Insurance Company
11.2021 - 12.2022
Director, Specialty Programs
State National Companies Inc.
05.2018 - 11.2021
Business Development Manager
Pylant Medical
12.2016 - 05.2018
Assistant Vice President, Operations
Arch Insurance Company
01.2013 - 09.2015
Assistant Vice President, Ceded Reinsurance
Arch Insurance Company
06.2007 - 01.2013
Senior Business Analyst, Actuarial
Arch Insurance Company
06.2004 - 06.2007
Bachelor of Science - Accounting
University of Notre Dame
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