Anthony Lamm
Ponte Vedra
Summary
Strategic legal executive with over 20 years of experience in financial services law, focusing on complex transactions, litigation, and regulatory compliance. Demonstrated success in negotiating high-value contracts, recovering financial assets, and developing compliance programs that mitigate organizational risks. Proven track record in managing legal projects, including portfolio acquisitions and financing deals, while advising executive management on corporate governance and risk issues. Recognized authority in regulatory matters with exceptional analytical and communication skills, driving impactful legal strategies and successful outcomes.
Overview
12
12
years of professional experience
Work History
Senior Counsel/Vice President
FIRST CITIZENS BANK
01.2021 - Current
- Provides expert legal counsel to senior management and business units on critical financial matters, including contracts, transactions, regulations, compliance, and governance
- Evaluates vendor recourse obligations for public-sector contracts
- Supports verticals of Office Imaging, Healthcare, Industrial, Lender Finance and Public Sector
- Advised on complex contracts, transactions, compliance, and corporate governance, designing a strategic lease structure to resolve a $2M delinquency by enabling a Co-Lessee to act as a Payment Agent
- Proceeded negotiations for favorable vendor lease terms, cultivating new partnerships and resolving $5M in credit disputes through effective repurchase agreements and lessee payments
- Created and maintained a comprehensive State Compendium for Commercial Financial Disclosure Laws while assessing vendor recourse obligations in public sector contracts to minimize financial exposure
Legal Consultant/General Counsel
LAMM LEGAL ENTERPRISES
01.2017 - 01.2021
- Executed the sale of lease and loan portfolios by developing and negotiating intricate, competitive contracts, effectively managing complex transaction processes to achieve favorable outcomes
- Advised on critical documentation, credit structuring, and regulatory compliance, delivering essential guidance to optimize financial arrangements and maintain adherence to legal standards
- Applied comprehensive legal expertise to oversee business transactions, corporate governance, mergers and acquisitions, creditors’ rights, bankruptcy proceedings, workouts, and regulatory compliance
- Selected by the ELFA Committee to lead the Legal Forum Panel on 'Creeping Consumerism in Commercial Transactions,' addressing the implications of federal and state commercial lending disclosure and leasing licensing laws
Chair – Creditors’ Rights Department/Equity Shareholder
FLAMM, WALTON, HEIMBACH & LAMM, PC
01.2015 - 01.2017
- Counseled clients on regulatory compliance and negotiation strategies by drafting lease and loan portfolio sales documentation and preparing comprehensive paperwork for SBA-guaranteed 7(A) loans and 504 programs
- Managed fair credit reporting, truth in lending, equal credit opportunity, fair debt collection practices, and the Unfair and Deceptive Practices Act
- Led the seamless merger of the Lamm Group Creditors’ Rights Department into FWH&L, expanding the firm’s advisory, litigation, and transactional support services for loan workouts, foreclosures, delinquent leases/loans, and bankruptcies within a $3 million commercial law practice
- Structured purchase orders, lease and asset purchase agreements, and syndicated leases while expertly guiding on consent agreements, equipment finance servicing agreements, and non-recourse assignment provisions
President
THE LAMM GROUP
01.2013 - 01.2015
- Oversaw all operational facets of a client-centric financial services law firm, utilizing specialized knowledge in equipment finance vendor programs and servicing agreements
- Propelled business expansion and elevated service delivery by implementing strategic initiatives and optimizing key processes
- Designed and structured purchase orders, lease and asset purchase agreements, and client loan participation arrangements, delivering customized financial solutions that align with strategic objectives and regulatory compliance
- Facilitated effective communication and collaboration with internal and external stakeholders in alignment of legal strategies with business goals and strengthening professional relationships to drive organizational success
Principal/Managing Partner/Member
LAMM RUBENSTONE, LLC
- Delivered comprehensive legal services in financing, loan restructuring, insolvency, dispute resolution, and contractual matters
- Engineered and secured equipment financing agreements with leading lenders, banks, finance firms, and factoring companies
- Headed recruiting, coaching, and managing a high-performing team of partners, attorneys, and paralegals
- Managed SBA-related cases and secured high-profile lender and equipment lessor partnerships for transactions ranging from $250,000 to $100 million
- Resolved complex commercial debt disputes by negotiating and settling cases involving foreclosures, bankruptcies, and collections, ensuring favorable outcomes for clients and enhancing the firm’s reputation
President
ANTHONY L. LAMM & ASSOCIATES, PC D/B/A CENTURY EQUIPMENT LEASING CORPORATION
- Streamlined operational workflows by introducing innovative processes and best practices, enhancing efficiency, and reducing turnaround times to support the firm’s growth and client satisfaction
- Strategically negotiated state commercial disclosure laws, enhancing the firm’s financial health, reducing debt, optimizing human capital, and improving administrative efficiency
- Secured exclusive collection counsel contracts with 6 banks for a $10 million delinquent lease receivable portfolio, growing the firm’s client base to 8 banks and 15 equipment lease clients and making $6 million in legal fees in 2 years
- Cultivated and led a high-performing team of partners, attorneys, and paralegals, driving firm-wide growth and surpassing targets for financial services clients through strategic recruitment, coaching, and mentoring
Education
Juris Doctorate -
Temple University
Bachelor of Arts - Criminal Justice & Law Enforcement Administration
Temple University
Skills
- Legal Strategy
- Contract Negotiation
- Regulatory Compliance
- Litigation Management
- Regulatory Change Management
- Portfolio Acquisitions & Dispositions
- Debt Resolution
- Mergers & Acquisitions
- Financial Structuring
- Consumer Protection
- Transaction Structuring
- Team Leadership
- Strategic Planning
- Compliance Oversight
- Policy Development
- Stakeholder Engagement
- Governmental Inquires
- Legal Advisory
- Process Optimization
- Complex Commercial Litigation
- Asset Finance & Lease Finance
- Structured Credit & Warehouse Facilities
- Bespoke Products & Structures
Affiliations
- American Bar Association - Committee on Banking Law/Commercial Financial Services, Subcommittee on Creditors’ Rights
- Equipment Leasing & Finance Association - Legal Committee, Steering Committee, Credit & Collections Committee, Service Providers Business Counsel
- Turnaround Management Association – Philadelphia Chapter - Board Member/Vice President-at-Large
- National Equipment Finance Association - Chair, Legal Committee
- Law Journal Newsletters/Equipment Leasing Newsletter - Board of Editors
- Commercial Finance Association
Websites
Awards
Voted 'Pennsylvania Super Lawyer' 2005, 2006, 2007, 2009
Admitted To Practice
- Supreme Court of the Commonwealth of Pennsylvania
- U.S. District Court for the Eastern District of Pennsylvania
Timeline
Senior Counsel/Vice President
FIRST CITIZENS BANK
01.2021 - Current
Legal Consultant/General Counsel
LAMM LEGAL ENTERPRISES
01.2017 - 01.2021
Chair – Creditors’ Rights Department/Equity Shareholder
FLAMM, WALTON, HEIMBACH & LAMM, PC
01.2015 - 01.2017
President
THE LAMM GROUP
01.2013 - 01.2015
Principal/Managing Partner/Member
LAMM RUBENSTONE, LLC
President
ANTHONY L. LAMM & ASSOCIATES, PC D/B/A CENTURY EQUIPMENT LEASING CORPORATION
Juris Doctorate -
Temple University
Bachelor of Arts - Criminal Justice & Law Enforcement Administration
Temple University
Similar Profiles
Brittany MotleyBrittany Motley
Enterprise Learning and Development Facilitator at First Citizens BankEnterprise Learning and Development Facilitator at First Citizens Bank
Ashley BurgessAshley Burgess
Financial Service Representative at First Citizens BankFinancial Service Representative at First Citizens Bank
Chad KidwellChad Kidwell
Regional Wealth Sales and Service Executive at First Citizens BankRegional Wealth Sales and Service Executive at First Citizens Bank
Sergio SalupSergio Salup
Vice President Business Banker II at First Citizens BankVice President Business Banker II at First Citizens Bank
Diane MasonDiane Mason
Director, Apollo Oracle ERP Financial Transformati at ExelonDirector, Apollo Oracle ERP Financial Transformati at Exelon