Anthony Pedersen

• Processed 50+ loan files daily, applying expertise in loan products, underwriting guidelines, and market analysis to structure loan programs that best fit borrower needs/goals
• Evaluated credit reports and financial data (income, assets, and liabilities) to assess borrower creditworthiness and loan eligibility
• Collaborated with cross-functional teams to streamline loan processing, identifying patterns to improve communication and department workflow
• Identified trends, discrepancies, and potential fraud in financial documentation, mitigating risk and ensuring regulatory compliance

Managed high-volume pipeline of 40+ loans

• Analyzed borrower credit profiles and financial documentation to validate loan qualifications
• Generated 1003, created and sent loan disclosures to borrowers while complying with RESPA/TRID guidelines
• Coordinated with third party companies to ensure all legal, financial, and title requirements are met before final document signing
• Expedited closing processes by streamlining document gathering, clearing underwriting conditions to improve loan closing times
• Delivered timely updates regarding loan status and deadlines for current and prospective borrowers

• Reviewed escalated files to identify effective solutions. Trained new and existing team members to improve performance
  Implemented continuous improvements to work procedures, enhancing productivity
• Modification Team Lead and SME. Assisted in the overview of department workflow and production; Processed and completed 25+ loan modifications daily
• High understanding and execution of re-amortizations, payoff requests, escrow analysis, and 1098s
• Managed a high volume of excel workbooks to ensure accuracy and consistency across bank departments
• Serviced and satisfied 30+ incoming phone calls daily from borrowers, bank branches, and third-party lenders pertaining to all areas of loan servicing