Anthony L. Williams
Colorado Springs,Colorado
Summary
Well-qualified in lending and real estate with success in operations and solving problems. Highly proficient in building lasting relationships with key decision makers, customers and team members to further company goals. Ready to leverage training and experience to take on new professional challenges.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Licensed Real Estate Agent
Self-employed
04.2019 - Current
- Provide guidance and assist sellers and buyers in marketing and purchasing property for the right price under the best terms
- Determine clients’ needs and financials abilities to propose solutions that suit them
- Intermediate negotiation processes, consult clients on market conditions, prices, mortgages, legal requirements and related matters, ensuring a fair and honest dealing
- Perform comparative market analysis to estimate properties’ value
- Display and market real property to possible buyers
- Prepare necessary paperwork (contracts, leases, deeds, closing statements etc)
- Maintain and update listings of available properties into the MLS
- Promote sales through advertisements, open houses and listing service
- Remain knowledgeable about real estate markets and best practices
Mortgage Operations Closing Assistant
UMB Bank n.a
09.2020 - 03.2023
- Receive, review and sort title work sent from title companies
- Update Borrower information within system based on information from title work
- Ensure all tax information is up to date for property being purchased or refinanced
- Prepare funding authorization sheets for title companies
- Review closing documents sent by title companies after closing is complete and give funding approval
- Assist closers with any task to help get loans ready to be closed.
Personal Banker II
UMB Bank n.a
10.2018 - 09.2020
- Act as a leader in the branch as it relates to change management and advocating for the Consumer Services Strategy
- Serve as lead during the Branch Manager's absence
- Meet with consumer lending applicants to obtain information for loan applications
- Analyze applicants’ financial status, credit and property evaluations to determine feasibility of granting loans
- Perform advanced branch activities in the areas of: compliance, audit, operations and security and follow all bank policies and procedures
- This includes responsibility for security manuals, dual control logs, wire transfer review, signage, branch audits and document retention
- Responsible for increasing share of wallet/expanding customer relationships and growing book of business
- A significant focus is to conduct client sessions, extracting client needs, providing financial counsel and establishing financial plans as a trusted adviser
- Refer customers to bank partners to include; mortgage, investment, insurance and commercial lending
- Advise clients of appropriate products and open corresponding accounts; including all types of deposit accounts, credit products, and associated miscellaneous additional services
- Operate a teller drawer when needed.
Mortgage Consultant
Equity Edge Mortgage
09.2017 - 10.2018
- Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices
- Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources
- Provide applicants with information regarding the loan application process
- Have comprehensive knowledge of state and federal regulations
- Met all state requirements for continuing education and licensing
- Provide applicants with available options pertaining to their mortgage loan needs
- Counsel customers with respect to credit needs
- Obtain complete loan application including all support documentation needed to process the loan
- Pre-qualify potential loan applicants by analyzing applicants' financial status, credit, and property evaluations
- Follow-up on processing the loan by obtaining additional applicant information if necessary
- Maintain communications between the lender and borrower
- Establish rate with borrower verbally and in writing prior to settlement.
Education
Incomplete Degree - Business Administration
Northern Virginia Community College
Annandale, VirginiaMortgage Educators and Compliance Online - Business Administration
University of Maryland Eastern Shore Princess Anne
Skills
- Excellent communication and interpersonal skills
- Strong sales and negotiation skills to close deals
- Ability to multitask, manage time and prioritize activities
- Great organization skills to be able to create various scheduled, timelines and budgets
- Ability to work independently when making important decisions
- Great honesty and integrity skills
- Outstanding computer skills for preparing presentations and drafting property sale documentations
- Excellent presentation skills
- Closing Process Management
- Loan Paperwork
Certification
- Colorado Independent Level - Real Estate Broker Associate
IA.100082789, Issued - April 1, 2019, Expires - December 31, 2025
Timeline
Mortgage Operations Closing Assistant
UMB Bank n.a
09.2020 - 03.2023
Licensed Real Estate Agent
Self-employed
04.2019 - Current
Personal Banker II
UMB Bank n.a
10.2018 - 09.2020
Mortgage Consultant
Equity Edge Mortgage
09.2017 - 10.2018
Incomplete Degree - Business Administration
Northern Virginia Community College
Mortgage Educators and Compliance Online - Business Administration
University of Maryland Eastern Shore Princess Anne