Anthony V. Carter Jr
Yeadon,Pa
Summary
With over 14 years of experience in the banking sector, my expertise lies in loan documentation and compliance. As a Commercial Loan Specialist at Fulton Bank, I prioritize strict adherence to banking regulations, reflecting my commitment to precision and excellence that aligns with Fulton Bank's values. I bring valuable insights and unwavering dedication to a team's success, leveraging my proficiency in nCino and other decisioning software. Detail-oriented individual with exceptional communication and project management skills. Proven ability to handle multiple tasks effectively and efficiently in fast-paced environments. Recognized for taking proactive approach to identifying and addressing issues, with focus on optimizing processes and supporting team objectives.
Overview
15
15
years of professional experience
Work History
Commercial Loan Specialist
Fulton Bank
04.2024 - Current
- Company Overview: Fulton Bank (formerly Republic Bank)
- Monitors commercial loans and credit cards assigned using Ncino reports for incoming work and tracking work in process
- Receives electronic file from U/W or PM, reviews Credit Approval/Credit Memo and utilizes FISERV, and conditions set and Loan Checklist to determine due diligence requirements
- Ensure loans are closed timely and loan proceeds are disbursed in accordance with loan approval and bank regulations
- Generated and distributed variety of daily, weekly and monthly reports.
- Contributed to a positive work environment through effective collaboration with colleagues from various departments for smooth loan processing.
- Ensured regulatory compliance by staying updated on industry regulations, policies, procedures, and maintaining accurate records of all transactions.
Consumer, Residential Loan & Insurance Specialist
Fulton Bank
10.2009 - 08.2020
- Company Overview: Fulton Bank (formerly Republic Bank)
- Monitors Consumer loans and residential loans for incoming work and tracking work in process
- Receives files from U/W or PM, reviews Credit Approval/Credit Memo and utilizes FISERV, and conditions set and Loan Checklist to determine due diligence requirements
- Ensure loans are closed timely and loan proceeds are disbursed in accordance with loan approval and bank regulations
- Review insurance policies for all customers to ensure they adhere banking and federal regulations
- Tracking all flood insurance to ensure they meet federal and banking guidelines
- Resolved discrepancies in insurance payments by collaborating with carriers.
- Communicated effectively with members of operations, finance, and clinical departments.
- Researched and resolved routine and complex issues.
- Ensured regulatory compliance through diligent monitoring of company practices and adherence to guidelines.
- Contributed to team performance by sharing industry knowledge and assisting colleagues in complex cases.
- Trained new hires on company policies and procedures, ensuring a seamless transition into the Insurance Specialist role.
- Played an active role in community events as a representative for the company which increased brand awareness.
Education
No Degree - Business administration
Mansfield University
Mansfield, PA08.1994
Skills
- NCINO
- FISERV
- COMMERCIAL BANKING
- CONSUMER BANKING
- QUALITY ASSURANCE
- MICROSOFT OFFICE
- LASER PRO
- Risk evaluation
- Loan Servicing
Timeline
Commercial Loan Specialist
Fulton Bank
04.2024 - Current
Consumer, Residential Loan & Insurance Specialist
Fulton Bank
10.2009 - 08.2020
No Degree - Business administration
Mansfield University