Antonietta Lauro
Huntington Beach,CA
Summary
Adept at navigating complex loan processes, I excelled at Evolve Bank & Trust by managing a pipeline of up to 100 loans and achieving President's Club status. My expertise in loan submissions and dedication to teamwork have consistently enhanced productivity and client satisfaction. Renowned for financial assessment acumen and fostering key relationships, I drive successful outcomes in fast-paced environments.
Overview
25
25
years of professional experience
Work History
Real Estate Agent
EXP Realty Of California
Burbank, CA
05.2025 - Current
- Negotiated contracts between buyers and sellers to reach agreement on price and terms of sales.
- Generated leads through networking activities, cold calling prospects, referrals.
Mortgage Loan Originator
Northpointe Bank
Rancho Palos Verdes, CA
01.2025 - 05.2025
- Developed relationships with real estate agents, builders, title companies, attorneys and other referral sources.
- Reviewed borrower documents such as tax returns, bank statements, employment history. to verify accuracy and completeness.
West Coast Loan Processor
Evolve Bank & Trust
Rancho Palos Verdes , CA
08.2020 - 01.2025
- Provided guidance to Loan Officers on complex loan products or processes.
- Managed a pipeline of up to 100 loans, achieving President Club status.
- Worked with third-party vendors to address and clear loan closing requirements.
- Prepared loan packages for underwriting, including ordering title reports, credit reports, appraisals, verifications of employment and other documentation as required.
- Calculated borrowers' income and debt ratios to assess loan eligibility.
- Completed closing process by collaborating with attorneys, title companies and government clerks.
- Developed relationships with internal departments such as Underwriting, Closing, Funding and Compliance teams in order to facilitate smoother processing timelines.
Loan Officer Assistant
Wintrust Bank
Rancho Palos Verdes, CA
02.2018 - 08.2020
- Met with borrowers, took applications, distributed disclosures, ordered and reviewed title commitments and executed detailed follow-up through closing to verify completed requirements.
- Developed relationships with local real estate agents in order to generate referrals.
- Coordinated communication between loan officers, clients, and underwriting staff.
- Conducted credit checks, verified income and employment information, and obtained other required documentation from applicants.
- Worked with third-party vendors to address and clear loan closing requirements.
Listing Coordinator
Redfin
Greater Los Angeles Area , CA
05.2017 - 02.2018
- Facilitated deals between sellers, buyers and brokers for maximum profits.
- Collaborated with photographers, videographers, inspectors, and appraisers as needed for each listing.
- Communicated regularly with brokers regarding progress of each listing transaction.
Mortgage Loan Originator/Processor
Capital Lending & Real Estate
Rancho Palos Verdes, CA
04.2008 - 05.2017
- Met with applicants to obtain information for loan applications and answer questions about loan process.
- Verified applicant information by consulting with outside agencies, credit bureaus and businesses.
- Developed relationships with real estate agents, builders, title companies, attorneys and other referral sources.
Senior Loan Processor
Excel Funding
Rancho Palos Verdes, CA
03.2000 - 03.2008
Education
High School Diploma -
San Pedro High
Skills
- Loan submissions
- Production leadership
- Processing documents
- Financial assessment
- Deadline management
- Dedicated work ethic
- Teamwork and collaboration
- Loan origination
Timeline
Real Estate Agent
EXP Realty Of California
05.2025 - Current
Mortgage Loan Originator
Northpointe Bank
01.2025 - 05.2025
West Coast Loan Processor
Evolve Bank & Trust
08.2020 - 01.2025
Loan Officer Assistant
Wintrust Bank
02.2018 - 08.2020
Listing Coordinator
Redfin
05.2017 - 02.2018
Mortgage Loan Originator/Processor
Capital Lending & Real Estate
04.2008 - 05.2017
Senior Loan Processor
Excel Funding
03.2000 - 03.2008
High School Diploma -
San Pedro High
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