Summary
Overview
Work History
Education
Websites
Licensing
Timeline
Generic

Antwon Hayes

Belleville,Michigan

Summary

Astute and methodical Senior Mortgage Underwriter with significant background working with [Type] customers. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs. Trained Tower Technician expertly climbs communication towers to install, replace or repair antennas and auxiliary equipment used to transmit and receive radio waves. Demonstrates sound understanding of climber safety, equipment, hazard analysis and safe rescue techniques. Maintains flexible work hours, frequent travel and labors at elevated heights in extreme weather conditions to help wireless network operators maintain service and coverage for customers.

Overview

22
22
years of professional experience

Work History

Lead Cell Technician

Apex Staffing / Our Next Energy
01.2023 - Current
  • Team Lead - Producing Battery materials and building cells that produce high energy and density
  • Facilitate training of new employees.

Senior Mortgage Underwriter DE

Certainty Home Loans
06.2021 - 05.2022
  • Underwriting of primarily Government FHA loans / Conventional loans and multiple bond loan programs
  • Evaluated loan risk by verifying loan application information, income assets, appraisals, and credit reports
  • Maintained excellent quality and production throughout underwriting process.

Executive DE Government Underwriter

Quicken Loans
06.2019 - 06.2021
  • Underwriting of primarily Government FHA loans / Conventional loans if needed depending on volume
  • Evaluated loan risk by verifying loan application information, income, assets, appraisals, and credit reports
  • Maintained excellent quality and production throughout underwriting process
  • Implemented training classes for internal client services department.

Data Processor

Manpower (Chase Bank-Contract)
03.2019 - 05.2019
  • Processing and reviewing tax documents to insure information was correct before being sent to IRS for review.

Remote Sr. DE Government Underwriter

MB Financial Bank Mortgage Home Loan Center
10.2014 - 07.2018
  • Underwriting of primarily Government FHA loans / Conventional loans if needed depending on volume
  • Evaluated loan risk by verifying loan application information, income, assets, appraisals, and credit reports
  • Maintained excellent quality and production throughout underwriting process
  • Implemented training classes for internal client services department.

Sr. Conventional/DE Underwriter

Chase Bank
02.2012 - 12.2013
  • Underwriting of Conventional and FHA loans
  • Evaluated loan risk by verifying loan application information, income, assets, appraisals, and credit reports
  • Maintained excellent quality and production throughout underwriting process.

Underwriter

Shore Mortgage Co.
07.2010 - 11.2011
  • Protected mortgage investments by evaluating loan risk; rejecting and ranking risk on diverse loan products for the nation's leading mortgage company
  • Evaluated loan risk by verifying loan application information, income, assets, appraisals and credit reports
  • Verified application information and lender portfolio against loan criteria guidelines and standards
  • Provided excellent customer service and communication with Brokers and Account Executives.

Underwriter

Mortgage Guaranty Insurance Co
08.2001 - 02.2010
  • Responsible for evaluating loan accuracy through automated underwriting systems DU/LP/Zippy
  • Completed post-closing audit reviews on both commercial and personal loan products
  • Proficient in analyzing risk based on tax returns, profit and loss statements, balance sheets, cash flow reports, and business returns
  • Completed credit, income, assets and collateral analysis of loans to ensure proper audits are completed and verified consistency of loan file information.

Education

Oakland Community College

University of Phoenix

Licensing

FHA Direct Endorser

Timeline

Lead Cell Technician

Apex Staffing / Our Next Energy
01.2023 - Current

Senior Mortgage Underwriter DE

Certainty Home Loans
06.2021 - 05.2022

Executive DE Government Underwriter

Quicken Loans
06.2019 - 06.2021

Data Processor

Manpower (Chase Bank-Contract)
03.2019 - 05.2019

Remote Sr. DE Government Underwriter

MB Financial Bank Mortgage Home Loan Center
10.2014 - 07.2018

Sr. Conventional/DE Underwriter

Chase Bank
02.2012 - 12.2013

Underwriter

Shore Mortgage Co.
07.2010 - 11.2011

Underwriter

Mortgage Guaranty Insurance Co
08.2001 - 02.2010

Oakland Community College

University of Phoenix
Antwon Hayes