April Breheim
Alma Center,WI
Summary
Accomplished Financial Advisor with 20-year history of success in wealth management and financial planning. Leverages analytical and communication skills and industry knowledge to help clients obtain financial goals and plan for future. Navigates multiple demands to provide high level of service in fast-paced, deadline-oriented environment. Enthusiastic financial services professional highly effective at working with clients of all levels and backgrounds. Friendly and personable with adaptable approach. Exceptional knowledge in wealth management, estate planning and investment. Results-oriented advisor who uses advanced skills gained through training and experience to build customer base and increases revenue. Trusted resource to foster client relationships and help advisors manage and grow business. Adapts to rapidly changing business and technology environment.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Senior Financial Advisor
North Point Advisor Group/LPL Financial
01.2021 - Current
- Tracked 401K & SIMPLE IRA plan eligibility and managed enrollment and administration of company retirement and financial benefits plans.
- Helped clients plan for and fund retirements using mutual funds and other options to manage, customize, and diversify portfolio.
- Assisted clients with preparing financial plans, conducting investment research, and completing trades and transactions to assess and meet financial goals.
- Recruited, trained and mentored junior financial and support staff to generate ideas, share knowledge and grow firm.
- Engaged prospective clients in effort to build and develop new business opportunities.
- Crafted suitable financial strategy for each client based upon his or her needs and future goals.
- Facilitated presentation and recommendation of services by optimizing client relationships.
- Facilitated new client onboarding process and investment account setup.
- Managed client portfolios on consistent basis and contacted clients to provide details on investments.
- Developed comprehensive retirement planning strategies to help clients maximize retirement savings.
- Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans.
- Assisted clients with estate planning to organize distribution of assets based on client wishes.
- Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
Financial Advisor
Jackson County Bank/LPL Financial
10.2015 - 01.2021
- Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans.
- Developed personal rapport with each client to maintain customer loyalty and establish long-term accounts.
- Helped individuals and families build and execute wealth management strategies based on unique goals and objectives.
- Worked with bank customers and existing clients and prospects to offer strategic advice on products and services related to retirement planning, investments, insurance, estate planning, and tax strategies.
Financial Advisor
Royal Credit Union
10.2013 - 10.2015
- Delivered financial advice to clients, proposing strategies to achieve sh ort and long term objectives for investments, insurance, business and estate planning.
- Developed, reviewed and optimized investment portfolios.
- Created and updated financial plans tailored specifically for each client situation
- Provided education and referral training to Credit Union staff
Financial Advisor
Northwestern Mutual
10.2012 - 10.2013
- Advised clients on financial plans utilizing knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate.
- Built and maintained client data bases, keeping current client plans up-to-date and recruiting new clients on an ongoing basis
- Reviewed and evaluated clients risk protection needs for life insurance, disability insurance, and long term care
Financial Advisor/Licensed Sales Assistant
Anderson Financial/AXA Advisors/LPL Financial
11.2008 - 10.2012
- Facilitated new client onboarding process and investment account setup.
- Assisted clients with preparing financial plans, conducting investment research, and completing trades and transactions to assess and meet financial goals.
- Performed due diligence and valuation processes.
- Worked with clients to support understanding of rationale and details of financial strategies.
- Assisted Financial Advisor with placing trades, researching performance of mutual funds, stocks, and bonds
Bank Manager/Loan Officer
Citizens Community Federal Bank
10.2000 - 10.2008
- Supervision and operation of $8 million branch office
- Managed sales of bank products, new business, operations, customer service, and teller activities
- Controlled regulatory compliance of internal policies and procedures
- Originated and closed mortgage/consumer/and secondary market loans
- Supervised hiring, training, and coaching of bank staff
- Collection of delinquent accounts. Small Claims Court judgement filings and court appearances
- Developed strong relationships with customers through high levels of customer service.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Maintained strict confidentiality of bank records and client information.
- Collaborated with other departments to promptly process loan applications.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Submitted loan applications to underwriter for verification and recommendations.
- Monitored performance of existing loan portfolios to identify and address any issues.
- Recommended loan approvals and denials based on customer loan application reviews.
- Advised clients on mortgage, education and personal loans.
- Developed and maintained relationships with customers, lenders and other third parties.
- Monitored pipelines to track and log status of loans.
- Assisted customers with completing loan applications and other paperwork.
Education
First Responder Certification
Chippewa Valley Technical College
Eau Claire, WI2004
Office Assistant Associate Program
Fox Valley Technical College
Appleton, WI1998
High School Diploma -
Lincoln High School
Alma Center, WI1996
Skills
- Redtail CRM
- SalesForce
- SharePoint & OneDrive
- Kwanti Software Program
- Morningstar
- WealthVision
- eMoney Software
- Portfolio Management
- Industry Research
- Customer Care
- Client Confidentiality
- Funding Education
- Community Involvement
- Professional Industry Communication
- Client Counseling
- Consultative Techniques
- Banking
- Financial Knowledge
- Portfolio Construction
- Needs Planning and Analysis
- Department Management
- Recruiting Clients
- Client Interviews
- FINRA Rules
- Creative Solutions
- Consultancy and Advisory
- Organizational Leadership
- Client Meetings
- Insurance Recommendation
- Lead Generation
- Stock Market Understanding
- Customer Referrals
- Loans
- Client Service and Support
- Asset Allocation
- Prepare Performance Reports
- Business Development
- Financial and Estate Planning
- Prospective Client Engagement
- Tax Law Expertise
- Cash Flow Projection
- Recommend Financial Products
- Presentations
- Managing Wealth
- Client Engagement
- Retirement Needs
- Sales Expertise
- Goals and Performance
- Regulatory Requirements Adherence
- Client Needs Assessment
- Verbal and Written Communication
Certification
- Life/Accident/Health Insurance License
- Property Casualty Insurance License
- FINRA Series 7 General Securities Registration
- FINRA Series 63 State Law Registration
- FINRA Series 65 Registration
Timeline
Senior Financial Advisor
North Point Advisor Group/LPL Financial
01.2021 - Current
Financial Advisor
Jackson County Bank/LPL Financial
10.2015 - 01.2021
Financial Advisor
Royal Credit Union
10.2013 - 10.2015
Financial Advisor
Northwestern Mutual
10.2012 - 10.2013
Financial Advisor/Licensed Sales Assistant
Anderson Financial/AXA Advisors/LPL Financial
11.2008 - 10.2012
Bank Manager/Loan Officer
Citizens Community Federal Bank
10.2000 - 10.2008
First Responder Certification
Chippewa Valley Technical College
Office Assistant Associate Program
Fox Valley Technical College
High School Diploma -
Lincoln High School
- Life/Accident/Health Insurance License
- Property Casualty Insurance License
- FINRA Series 7 General Securities Registration
- FINRA Series 63 State Law Registration
- FINRA Series 65 Registration
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