Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. 10+ years' of experience in the Real Estate industry. Detail orientated, efficient and deadline driven. Able to analyze complex problems and execute. Customer/client relationship based. Bilingual (English/Spanish). State of Texas Notary.
Overview
16
16
years of professional experience
Work History
Quality Assurance Manager
FlliCo Financial, LLC
Houston, TX
01.2024 - Current
Conduct regular audits to ensure adherence to established protocols, maintaining consistency across the organization.
Train team members on quality assurance principles, fostering a culture of accountability and high performance.
Facilitate communication between departments regarding quality concerns, fostering collaboration towards shared goals.
Enhanced product quality by implementing comprehensive QA processes and procedures.
Implement corrective action plans based on audit findings, resulting in measurable improvements over time.
Collaborate with cross-functional teams to identify root causes of product issues, leading to timely resolutions and continuous improvements.
Liaised with other paralegals and legal staff to complete common tasks on schedule.
Edited and proofread legal documents to verify accuracy.
Promoted a positive work environment by providing training and guidance to those on my team as needed.
Customer Experience Manager/Senior LP/Auditor
Priority Invetor Loans, LLC
Houston, TX
04.2020 - 01.2024
Reviewed loans out of underwriting, processed loans, reviewed closing docs from legal for revisions, reviewed title work, coordinated closings, executed closings
Handled servicing of loans, bank lines and bank audits
Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Supervised daily operations and sales functions to maximize revenue, customer satisfaction, and employee productivity.
Made approval and denial recommendations by determining accurate risk levels.
Conducted regular performance reviews with team members, fostering professional growth and development.
Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
Handled complaints, provided appropriate solutions, and alternatives within appropriate timeframes and followed up to achieve resolution.
Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwritings.
Built client relationships by responding to inquiries, identifying and assessing clients' needs, resolving problems, and following up with potential and existing clients.
Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
Supported review, acceptance, or denial of new or renewal business after carefully reviewing all information.
Built strong relationships with lenders, brokers and clients for constructive communications.
Maintained strong relationships with third-party vendors involved in the application process, ensuring smooth transactions for all parties involved.
Achieved faster turnaround times in application processing by optimizing workflows within the underwriting department.
Ensured compliance with regulatory requirements through diligent monitoring of industry changes and updating internal policies accordingly.
Participated in industry conferences and events, staying current on emerging trends and expanding professional network connections.
Developed personalized solutions for customers, resulting in increased loyalty and repeat business.
Continually maintained and improved company's reputation and positive image in markets served.
Accomplished multiple tasks within established timeframes.
Cross-trained existing employees to maximize team agility and performance.
Loan Processor/Funder
Investor Lending, LLC/ Capital Concepts, Inc.
Houston, TX
01.2019 - 04.2020
Origination/processing of Hard Money loans directly from the President of the company
In charge of sending doc prep order for all processors within the company to attorney (Houston, Dallas & remote processors)
In charge of approving all HUD's & fees for each of the processors.
Internal funder to all other processors.
Document management and auditor.
Collateralization through bank lines.
Request of draw advancement's after collateralization from our bank lines.
Update borrowing bases for all banks.
Generating of loan modifications.
Tracking recordable documents after closing.
File preparation for servicing department.
Cross-trained to input files in Mortgage Office software for servicing purposes.
Handled origination of deals from acquisition, underwriting, processing loan files, closings to collateralizing transactions with banks;
B2B relationships with lenders, title companies, appraisers, surveyors, inspectors and investors;
Collaborated with sales teams to drive revenue growth through targeted marketing efforts focused on high-potential segments;
Developed a strong reputation by demonstrating consistent and clear communication between internal and external parties
Worked with legal counsel to ensure compliance on regulatory matters
Responsible for Quickbooks entries, processing checks for trades, payroll for subs and project managers and reconciling accounts;
Increased loan portfolio growth by developing and implementing strategic lending initiative;
Trained/Managed newly hired employees to provide information regarding processes, procedures and deadlines
Built a high-performing team of lending professionals through effective recruitment, training, and performance management strategies
Hard Money Loan Processor
Noble Mortgage & Investments, LLC
Houston, TX
01.2016 - 01.2017
Executed loan origination process, including ordering credit reports, appraisals and title reports
Analyzed applicants' financial status, credit and property evaluation to determine loan feasibility
Pre-approved leads and converted to deals and initiated loan process same day
Performed daily maintenance of the loan application database
Adhere to all federal and state compliance guidelines relative to mortgage lending
Coordinated with title to clear title, set up closing and attend closings
Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
Assisted clients in understanding complex financial documents required for completing their loan applications successfully.
Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
Set up and completed conventional loan submission packages.
Promoted a positive work environment through effective communication skills and teamwork initiatives.
Provided quick turnaround times to maintain fast-past schedule.
Attended day/evening events
Transactions Manager/ Real Estate Manager
Quest IRA, Inc.
Houston, TX
01.2012 - 01.2016
Management of various departments within the company such as: Real Estate department, Promissory Notes department, Private Entities department (LLC's, LP's Trust Joint Ventures, etc), Payment Authorization department, mailroom and front desk.
Authorized signor via corporate resolution for the company.
Duties included but not limited to review of purchase/sell agreements, execute documents on behalf of our clients as their administrator, attend real estate closings review and explain closing documents to client as their IRA administrator.
Communication with title companies and attorneys involved with each transaction.
Enhanced customer satisfaction by resolving disputes promptly, maintaining open lines of communication, and ensuring high-quality service delivery.
Resolved staff member conflicts, actively listening to concerns and finding appropriate middle ground;
Cross-trained existing employees to maximize team performance.
Achieved departmental goals by developing and executing strategic plans and performance metrics.
Managed over 14-18 employees.
Specialized in various departments of the company such as: the Promissory Notes department (secured, unsecured, assumption of loans, subject-to, seller finance & wrap-around notes) and the Private Entities department working with LLC's, LP's Trust Joint Ventures, etc.
Specialized in foreclosures and auction properties.
Reviewed all closing documents, worked closely with in-house attorneys' and audited internal files.
Attended day/evening events.
Real Estate Processor/JR Loan Processor & Property Management Admin
Keys & Capital Global Realty
Katy, TX
01.2008 - 01.2013
Various secretarial duties such as: answering phones, copying, faxing, scanning & filing.
Responsible for ordering and maintaining office supplies
Coordinated & scheduled office appointments for in house closing and/or lease executions.
Real Estate processor: responsible for gathering clients' personal and financial information after viewing properties with our agents.
Request verification of rents/mortgages, deposits and/or employment
Prepare real estate contracts/leases
Open title with title companies and submit full file to be processed
Loan processor: gathered borrower's information such as pay stubs, W2's /1099's, tax returns, bank statements, DL & SS, walk clients on how to fill out loan applications (short/long applications).
Prepared files for submission to loan processors
Handled underwriter conditions, gathered all necessary paperwork to ensure we had a "clear to close".
Property management admin: duties included, drafting lease contracts, collecting rent, conducting inspections, prepare eviction paperwork, file evictions with court, responsible for preparing profit & loss reports and year-end reports.
Ran background/credit checks on any new potential tenants.
Managed high-volume workload effectively through prioritization, organization, and superior time management skills.
Reduced processing time with thorough attention to detail in document review, verification of property information, and coordination with multiple parties.
Assisted clients in understanding complex transactions by clearly explaining essential terms and conditions during the closing process.
Firefighter/EMT
West I-10 Fire Department
Katy, TX
03.2010 - 05.2020
Performed life-saving procedures during medical emergencies, administering CPR and first aid as needed.
Responded to emergency medical calls to perform lifesaving procedures and other emergency medical services.
Collaborated with fellow firefighters to execute efficient firefighting strategies, mitigating property damage and loss of life.
Drove and operated structural pumpers, tankers, ladders, and service vehicles to aid in rescue operations.
Demonstrated strong leadership skills while serving as a mentor to new firefighters, fostering a culture of teamwork and professionalism within the department.
Education
Loan Officer -
Champions School of Real Estate
01.2016
CISP Course/IRA School -
The Entrust Group- ABA Institute of Certified Bankers
01.2015
Certified and accredited Firefighter/CPR & AED certified -
HCESD 48/ West I-10 Fire Department
01.2010
High School Diploma -
Morton Ranch High School
01.2008
Skills
Microsoft Suite
Salesforce
T-Net
Quickbooks
Podio
Infusion Soft
Builder Trend
Asana
Caylx Point
Mortgage Office
Team Leadership
Verbal and written communication
Complex Problem-Solving
Staff Training and Development
Business Development
Lead Generation
Customer Service
Decision-Making
References
Turrie Silva, Legal at Harmon Law Firm 972-971-8978
Dimitri Ang, CEO of Priority Investor Loans, LLC- 281-844-8508
Chris Robichaux, VP of Noble Mortgage LLC- 832-524-0441